The provided legal document governs the service charges for property presumed abandoned in Maryland. It applies to holders of such property under Commercial Law Article, Title 17. The document states that a service charge of any type may not be made unless the holder complies with the requirements set forth in Commercial Law Article, 17-308.1. Holders are also required to report the full amount appearing on the face of every instrument presumed abandoned, such as certificates of deposit, drafts, traveler’s checks, and money orders.

The provided legal document content covers various aspects related to virtual currencies and the operation of licensees in the virtual currency industry. It includes provisions for consumer protection, disclosure requirements, establishment of business continuity and disaster recovery plans, cyber security programs, anti-money laundering programs, financial reporting and compliance requirements, examinations conducted by the superintendent of financial services, maintenance and preservation of books and records, change of control and mergers and acquisitions, introduction or material change of products or services, custody and protection of customer assets, compliance with applicable laws, rules, and regulations, the application process for obtaining a license, and licensing requirements for virtual currency business activity.

This legal document governs the disclosure of confidential supervisory information under section 36.10 of the Banking Law. It applies to regulated entities, legal counsel, independent auditors, affiliates, directors, officers, and employees. The general rule is that a regulated entity cannot disclose any confidential supervisory information without prior written approval from the department. However, there are exceptions to this rule. A regulated entity may disclose confidential supervisory information to legal counsel or an independent auditor without prior written approval, provided that they acknowledge the confidentiality of the information and agree to abide by the prohibition on dissemination.

The provided legal document content covers various aspects related to the registration of securities, broker-dealers, agents, investment advisers, and investment adviser representatives in the state of Arkansas. It governs the registration process, notice filings for covered securities, requirements for registration statements, unfair and unethical practices, guidelines for requesting interpretive opinions and no-action letters, and definitions and regulations related to the Arkansas Securities Act. The documents apply to individuals seeking registration, issuers of covered securities, individuals or entities involved in the registration process, broker-dealers and investment advisers registered or licensed in Arkansas, and individuals or entities subject to the Arkansas Securities Act.

The provided legal document content pertains to the New Jersey Money Transmitters Act, which governs the business of transmitting money in New Jersey. It combines under one license two activities that previously required separate licenses, as well as two additional activities not previously subject to licensure and regulation. The chapter applies to all licensed money transmitters and to all persons whose activities require that they be licensed under the Act. The document provides definitions for various terms used in the Act and mentions amendments made to the Act in 2004 and 2009.

The Tennessee Money Transmitter Act of 1994 governs the regulation and licensing of money transmitters in Tennessee. It applies to persons engaging in the business of money transmission in the state, with certain exemptions for federal agencies, state entities, and specific financial institutions. The act establishes the requirements and responsibilities for license applicants and licensees, including the sale or issuance of payment instruments, transmission of money, and ownership control. It outlines the net worth requirements for obtaining and maintaining a license, as well as the qualifications and character requirements for applicants.

The provided legal document content includes information on the ‘Uniform Unclaimed Property Act’ in Tennessee, which governs the handling of abandoned or unclaimed property. It applies to entities holding unclaimed property and individuals or entities with a legal interest in unclaimed property. The Act establishes civil penalties for non-compliance or violation, including failure to report, pay, or deliver property within the prescribed time, evasion or failure to perform duty, and fraudulent reports.

This chapter of the United States Code governs check truncation. It authorizes substitute checks to facilitate check truncation and foster innovation in the check collection system. The chapter aims to improve the overall efficiency of the Nation’s payments system. The Congress finds that check truncation is desirable to reduce costs, improve efficiency in check collections, and expedite funds availability for customers. The chapter applies to Federal reserve banks, depository institutions, financial service customers, and the financial services industry.

This chapter of the United States Code provides definitions related to check truncation in the context of banks and banking. It defines various terms such as ‘account’, ‘bank’, ‘collecting bank’, ‘depositary bank’, ‘paying bank’, ‘returning bank’, ‘Board’, ‘business day’, ‘check’, ‘consumer’, ‘consumer account’, ‘customer’, ‘forward collection’, ‘indemnifying bank’, ‘MICR line’, ’noncash item’, ‘person’, ‘reconverting bank’, ‘substitute check’, ‘State’, ’truncate’, ‘Uniform Commercial Code’, and ‘other terms’. These definitions are applicable to the laws and regulations governing check truncation in the United States, ensuring clarity and consistency in the legal framework surrounding this banking practice.

These legal documents pertain to licensees in the finance and insurance industry in New Jersey. They cover various aspects such as record-keeping requirements, investigation and licensing of applicants, security devices for foreign money transmitters, definitions of terms, exemptions from the application of the act, net worth requirements, application filing requirements, jurisdiction and service of process, regulations, violations and penalties, powers of the commissioner, confidentiality of information, suspension and revocation of licenses, authorized delegates, acquisition of control, investigation and examination of licenses.

This legal document, 12A:1-303 of the New Jersey General and Permanent Statutes, governs the concepts of Course of Performance, Course of Dealing, and Usage of Trade in commercial transactions. It explains that a course of performance, course of dealing, or usage of trade can help ascertain the meaning of the parties’ agreement, give meaning to specific terms, and supplement or qualify the agreement. The document provides guidelines and regulations to protect the interests of various parties involved in these transactions and establishes their rights and obligations.

The provided legal document content pertains to the Uniform Money Services Act, which governs the regulation of money services, including money transmission and currency exchange. It applies to persons engaged in these activities. The document provides definitions for various terms used in the act and includes provisions related to licensing, reporting, and compliance requirements for money services providers. However, specific penalties for non-compliance or violations are not mentioned in this document.

The provided legal document content covers various aspects related to money services licensees, access to confidential information, conduct of business through an authorized delegate, process of obtaining approval for a change of control, application process for obtaining a money transmission or currency exchange license, approval process for engaging in money transmission or currency exchange activities without obtaining a license, denial of a money services license application, renewal of money transmission and currency exchange licenses, and licensure requirements for virtual currency activities or transactions.

The provided legal document content covers three main areas. Firstly, it governs the sales of checks and money orders, money transmission services, transportation, and currency exchange. It applies to individuals or entities engaged in currency exchange, transportation, or transmission as a service or for profit. The document provides definitions for various terms and exemptions for certain transactions. Secondly, it governs the provision of check cashing services by merchants primarily engaged in retail consumer sales.

The provided legal document content covers various aspects of the Uniform Commercial Code (UCC) in West Virginia. It includes the transition provisions and effective date of the UCC, the governance of secured transactions and sales of accounts and chattel paper, warehouse receipts, bills of lading, and other documents of title, letters of credit, funds transfers, bank deposits and collections, leases, contracts and agreements related to the sale of goods, and presentment, dishonor of notes and drafts, obligation of indorsers and drawers, excusal of presentment, discharge of obligations, and tender of payment related to negotiable instruments.

The provided legal document content pertains to the regulation of money transmitters in the District of Columbia. It covers various aspects related to money transmission, including the scope of the rules, requirement for business location in the District, waiver of license application requirements, substitution of security devices, examinations conducted by the Department of Insurance, Securities, and Banking, investigations, annual renewal report, change in control of a licensee, authorized delegate conduct, and maximum remittance time for authorized delegates.

The provided legal document content consists of multiple sections from the Florida Administrative Code governing money transmitters, deferred presentment transactions, check cashers, and consumer credit counseling services in Florida. These documents outline the requirements, procedures, and obligations for various entities involved in these activities. They cover topics such as licensing, application procedures, record-keeping, reporting requirements, fees, database transactions, termination of activity, and confidentiality of information. The documents aim to ensure compliance with state and federal laws, promote transparency, protect consumers, and maintain the integrity of financial transactions.

The provided legal document content pertains to the Regulations Governing Escheats under the Virginia Administrative Code. These regulations govern various aspects of the escheat process, including the sale of escheated property, recovery of proceeds, fees for information requests, responsibilities of the escheator, auction expenses reimbursement, collection and remittance of sale proceeds, bonding requirements for escheators, annual reporting requirements, and definitions of key terms. The regulations outline the procedures and requirements for conducting escheat sales, including providing written information to bidders, consequences for defaulting purchasers, commissions paid to the escheator and auctioneer, and the submission of expense reports.

The provided legal document content pertains to the regulation of money services providers in the state of Washington. It covers various aspects such as licensing requirements, authorized delegates, fees, investigations and examinations, privacy policies, records retention, bonding requirements, reporting requirements, and more. The documents apply to money services providers, licensees, applicants, and authorized delegates. Exemptions include activities regulated by the Commodities Futures Trading Commission (CFTC), clearance or settlement services provided by a person to a board of trade, activities by persons providing clearance or settlement services under a registration as a clearing agency, and payment processing activities using virtual currencies, for the marijuana industry, or holding consumer funds with no direction from the consumer to pay the funds to a payee.

The provided legal document content pertains to the fees, bonds, and security requirements for money transmitters in Wyoming. It states that applicants must pay a nonrefundable application fee of $2,500 and licensees are required to pay an annual renewal fee based on their total yearly volume. The document also outlines the requirement for licensees to submit an appropriate bond or security device annually with their renewal application, based on the average daily balance of their outstanding payment instruments for Wyoming residents in the preceding year.

This legal document governs the record retention requirements for money servicers in Rhode Island. It applies to licensees of the Department of Business Regulation, including the Office of the Health Insurance Commissioner. The document specifies the information that must be included in the records, such as the amount of currency, date forwarded, names and addresses of the parties involved, and currency serial numbers. The records must be kept in a separate record and made available for inspection by the director or their designee upon request.

The provided legal document content pertains to the enforcement of regulations for Money Service Businesses (MSBs) under the Oklahoma Administrative Code. It covers various aspects such as license suspension or revocation, civil penalties, consent orders, cease and desist orders, authorized delegate designation, and grounds for license suspension or revocation. The document also outlines the types of permissible investments for MSBs regulated by the State Banking Department, including cash, certificates of deposit, investment securities, and obligations of the United States.

This section of the Texas Administrative Code applies to money transmission license holders under Finance Code, Chapter 151. It provides guidelines for calculating and reporting average outstanding money transmission obligations, defines ‘past due or doubtful of collection,’ and clarifies the permissible investments for license holders. License holders are required to maintain records of their outstanding money transmission transactions and make them available to the department upon request. The section also includes specific provisions for automated clearinghouse (ACH) receivables, credit card receivables, and debit card receivables as permissible investments.

This legal document, part of the Code of Colorado Regulations, pertains to the regulation of Money Transmitters by the Department of Regulatory Agencies, Division of Banking. It provides definitions for terms such as ‘Control,’ ‘Financial institution,’ ‘National Multistate Licensing System and Registry’ (NMLS), ‘Parent,’ ‘Permissible Investment,’ ‘Person,’ ‘Record,’ and ‘Stored Value.’ The document also describes the NMLS as an information portal for licensing and registration in financial services industries. It further explains the concept of ‘Parent’ as a person that controls another person indirectly or through intermediaries.

This legal document governs the public inspection of records in the state of Pennsylvania. It applies to members of the public who wish to inspect public records at the Department’s Harrisburg office. The Department may withhold records that are excluded from the definition of ‘public records’ under the Right-to-Know Law. Requests for confidential treatment of information can be made, and if approved, the material will be treated as confidential. Certain records are not available for public inspection, including investigative or examination files, documents related to investigations, and certain financial statements.

The provided legal document content pertains to the governance of unclaimed property in North Dakota. It applies to holders of unclaimed property, administrators, claimants, and heir finders. The document provides definitions for key terms such as ‘claim,’ ‘claimant,’ ‘claim form,’ ‘due diligence,’ and ‘heir finder.’ It references the North Dakota Century Code chapter 47-30.2 and outlines the process of returning unclaimed property to the rightful owner through the formal filing of a claim.

The provided legal document governs the reporting of abandoned property by holders to the administrator. It requires holders to report abandoned property in the standard format specified by the national association of unclaimed property administrators. The document also specifies additional information that holders should include in the report, such as identifying check, account, or policy numbers, owner date of birth, and specific details for mineral proceeds. The document further states that holders of mineral proceeds should submit an annual lump sum report before November 1st for the amount due through June 30th.

The provided legal document content pertains to money transmission licenses in South Dakota. It states that the annual renewal fee for any person licensed under SDCL chapter 51A-17 is eight hundred dollars. Additionally, it mentions that any person applying for an original license pursuant to SDCL chapter 51A-17 must include a nonrefundable application fee of five hundred dollars and an original license fee of one thousand dollars with the application. The document references various sources and effective dates for these fees.

This section of the Massachusetts General Law imposes a duty on persons or agencies that maintain or store personal information about residents of Massachusetts to report any known security breach or unauthorized use of such information. If a person or agency knows or has reason to know of a breach of security or unauthorized acquisition or use of personal information, they must provide notice to the owner or licensor of the data.

The provided legal document content pertains to the organization and operation of the Alabama Securities Commission and its responsibilities in enforcing laws governing securities, administering the Industrial Revenue Development Bond Notification Act, and administering the Sale of Checks Act. The Commission consists of members appointed by the Governor and is responsible for the enforcement of securities laws. The document also outlines the formal and informal procedures recognized by the Alabama Securities Commission for hearings and resolutions of complaints or controversies.

This legal document provides definitions for terms used in the Alabama Administrative Code related to the Alabama Securities Commission and general rules. It clarifies that the terms used in the Rules and Regulations have the meaning defined in the Alabama Securities Act, unless otherwise specifically stated. The document also establishes that a rule or regulation defining a term without express reference to the Act or the Rules and Regulations defines such term for all purposes as used in both the Act and the Rules and Regulations.

The provided legal document content pertains to the registration of dealers, agents, investment advisers, and investment adviser representatives. It outlines the requirements and procedures for registration, including the filing of specific forms and documentation. The document emphasizes the need for accurate and up-to-date information, and the responsibility of dealers and investment advisers to correct any inaccuracies within 30 days. It also mentions the expiration of registrations on December 31st of each year, unless renewed.

The provided legal document content pertains to the registration of securities in Alabama. It outlines the requirements for submitting applications for registration of securities by Coordination or Qualification. The document emphasizes the importance of providing all requested information and submitting additional exhibits if necessary. It also mentions that misrepresenting the Commission’s recommendation or the accuracy of the prospectus is a criminal offense. The document provides guidelines for the content and form requirements of prospectuses, including the need for full disclosure of financial and other information.

This legal document pertains to the waiver of testing requirements for applicants seeking a securities agent license for the offer or sale of church or other eleemosynary institutional securities exempt pursuant to Code of Ala. 1975, 8-6-10(8). The waiver is subject to certain conditions, including the filing of an offering circular with the Commission, submission of a draft of the proposed offering circular, submission of a registration form for individuals soliciting investor funds, and compliance with the Guidelines for Eleemosynary Financing.

The Sale of Checks Act governs the application and renewal process for obtaining a license to engage in the business of selling or issuing or dispensing checks or receiving money as agent for obligors for the purpose of paying such obligors’ bills or accounts. The Act requires applicants to use specific forms, such as the Application for license (Form SA), Surety Bond (Form SB), Deposit in Lieu of Surety Bond (Form SD), and Application for Renewal of License (Form SR), as adopted or amended by the Securities Commission.

The provided legal document content pertains to the renewal of licenses under the Monetary Transmission Act. According to the document, all applications for license renewal must be accompanied by a non-refundable fee of $500. The document references the specific statutory authority as the Code of Ala. 1975, 8-7A-9b. The document also provides information about the history of the rule, stating that it was published on October 31, 2019, and became effective on December 15, 2019.

The provided legal document outlines the procedures for issues involving retail commercial enterprises in Alabama. It specifies that issuers of industrial revenue bonds must provide additional information as prescribed by Code of Ala. 1975, 8-6-115, and file Form IRB-1 as their notification of intention to issue such bonds. The document also mentions that the staff of the Alabama Securities Commission will not approve the issuance of industrial revenue bonds for a retail commercial enterprise unless certain conditions are met.

This legal document, titled ‘DISCLOSURES, LOCATIONS, AUTHORIZED AGENTS, AND CUSTOMER INFORMATION’, is a part of the Rules and Regulations of the State of Georgia under the RULES OF DEPARTMENT OF BANKING AND FINANCE. It governs the requirements related to disclosures, locations, authorized agents, and customer information in the context of money transmission activities. The document applies to entities engaged in money transmission within the State of Georgia. The provided content includes information about the adoption and subsequent amendments to the original rule.

This legal document pertains to the confidential records of the Department of Banking and Finance. It declares certain records, such as Reports of Examination, Reports of Investigation of Applications to the Department, Reports of Independent Audits, and other correspondence and documents, to be confidential and not available for inspection except as authorized by the Commissioner. Additionally, any examination reports, reports of investigation, or information obtained from other supervisory or regulatory agencies or law enforcement are treated as the property of the provider and are not available for inspection.

This legal document, titled ‘DISCLOSURES, LOCATIONS, AUTHORIZED AGENTS, AND CUSTOMER INFORMATION’, is a part of the Rules and Regulations of the State of Georgia under the RULES OF DEPARTMENT OF BANKING AND FINANCE. It governs the requirements related to disclosures, locations, authorized agents, and customer information in the context of money transmission activities. The document applies to entities engaged in money transmission within the State of Georgia. The provided content includes information about the adoption and subsequent amendments to the original rule.

This document, part of the Hawaii Administrative Rules under the Department of Commerce and Consumer Affairs, pertains to the public review of money transmission applications and records. It states that all applications and supporting documents filed by a proposed money transmitter shall be available for public review upon request. Similarly, all applications, supporting documents, and records filed by a money transmitter, including audited statements and records relating to bonding and insurance, shall also be available for public review upon request.

The provided legal document content covers various aspects related to money transmitters under the Department of Commerce and Consumer Affairs in Hawaii. It includes the public review of money transmission applications and records, application forms and fees for money transmitters, standards of review and decisions for money transmitters, requirements for obtaining a license, examination fees and expenses, records to be made available for inspection, authorized delegates, enforcement actions, regulations for money transmitters, and the division’s authority to investigate and act upon complaints against money transmitters.

This chapter of the Hawaii Administrative Rules pertains to the application procedures relating to Hawaii financial institutions. It covers various applications, including the application for a license as a nondepository financial services loan company, application to sell or refer accidental death and dismemberment insurance, auto club memberships, and home and automobile security plans, application to issue standby letters of credit, application to sell or refer fixed rate annuities, application to deposit cash reserves in United States branches of non-United States banks, application to form and own a service corporation, application for additional service corporation powers, and application for any other approval by the commissioner.

The provided legal document content pertains to the Uniform Money Services Act, which governs persons engaged in money transmission or currency exchange. It defines various terms and provides precise definitions for each term. The document also specifies the exclusions under the act, which clarify the entities and activities that fall outside its scope. Additionally, the document outlines the application process for obtaining a license under the Uniform Money Services Act, including the required information, fees, and the superintendent’s authority to waive certain requirements.

This chapter may be cited as Uniform Commercial Code–Negotiable Instruments. Source: SL 1994, ch 367, 3-101.

This legal document, part of the South Dakota Codified Laws, governs the business of money transmission. It defines various terms used in this chapter, including applicant, authorized delegate, controlling person, director, division, electronic instrument, executive officer, key individual, key shareholder, licensee, material litigation, monetary value, money transmission, nationwide mortgage licensing system and registry, outstanding payment instrument, payment instrument, remit, security device, stored value, and tangible net worth. The document provides definitions for each term and clarifies their meanings within the context of money transmission.

The provided legal document content pertains to the regulation of money services businesses under the Texas Finance Code. It covers general provisions that apply to applicants for or holders of money services licenses, including money transmission licenses and currency exchange licenses. The section provides definitions for various terms and outlines exemptions from licensing requirements. The documents also address the administration and enforcement of the chapter on regulation of money services businesses, including the authority of the department and the commission, cooperation with other agencies, and consent to service of process.

The document governs the confidentiality of information obtained by the banking commissioner or an employee of the department in relation to the financial condition or business affairs of financial institutions, shareholders, officers, directors, affiliates, and third-party service providers. It prohibits the disclosure of such information, except for information in a published statement or in the public portion of a call report or profit and loss statement. Information obtained from a federal or state regulatory agency that is confidential under federal or state law may only be disclosed as provided by federal or state law.

The provided legal document content pertains to the disposition of escheated property in the state of Texas. If personal property is escheated to the state, the court issues a writ to the sheriff to seize the escheated property. The sheriff is then responsible for disposing of the personal property through a public auction, following the law regarding the sale of personal property under execution. The proceeds from the sale, after deducting court costs, are deposited into the State Treasury.

The document, 209 CMR 45.00, governs the licensing and regulation of money services businesses in Massachusetts. It establishes procedures and requirements for obtaining and renewing licenses in the money services business industry. The document applies to various entities, including applicants, authorized agents, check cashers, check sellers, licensees, mobile units, and persons. It provides definitions for key terms and exemptions for certain activities that do not require licensure. The document outlines the application process, including the submission of detailed information supporting general requirements such as financial responsibility, character and fitness, and business experience.

The Kentucky Money Transmitters Act of 2006, part of the Kentucky Financial Services Code, governs the activities of money transmitters in the state of Kentucky. It applies to individuals or entities engaged in the business of receiving money or monetary value to transmit, deliver, or instruct to be transmitted or delivered, money or monetary value to another location inside or outside the United States. The document provides definitions for various terms used in the context of money transmission and establishes penalties for unsafe or unsound practices.

The provided legal document content pertains to the Louisiana Administrative Code governing Financial Institutions, Consumer Credit, Investment Securities, and UCC. These regulations apply to entities involved in financial institutions, consumer credit, investment securities, and UCC matters. The document does not mention any specific exemptions or penalties for non-compliance. It is important to refer to the specific provisions within the document for detailed information on the regulations and requirements applicable to the mentioned areas.

This title may be cited as Maryland Uniform Commercial Code - Funds Transfers.

The provided legal document contains definitions for various terms used in the Code of Maryland, Commercial Law, Title 17, SubTitle 1. It also includes an agreement between the Administrator and the federal government regarding abandoned property in federal custody. The agreement outlines the responsibilities of the Administrator to discover abandoned property in federal custody and institute proceedings for a judicial determination of Maryland’s rights to receive custody of any abandoned property.

This legal document, part of the Code of Maryland, specifically Title 21, SubTitle 1, provides definitions for terms used in commercial transactions conducted electronically. It aims to establish a common understanding of these terms and their application in electronic transactions. The document applies to a wide range of entities involved in electronic transactions, including individuals, corporations, partnerships, and governmental agencies. It governs electronic records and electronic signatures related to transactions, except those specifically exempted.

This legal document, found in the Code of Maryland under Title 12, SubTitle 4, governs the licensing requirements and background checks for applicants and licensees in the financial institutions industry. It outlines the information that applicants or licensees need to provide to the Nationwide Multistate Licensing System (NMLS) regarding their identity, including fingerprints for criminal history background checks. Sole proprietorships need to submit personal history and experience information, while corporations or other business entities need to provide business history and personal history for control persons.

This legal document governs the regulation of money transmitters in North Dakota. It applies to persons engaged in the business of transmitting money, including the sale or issuance of payment instruments, stored value, or receiving money for transmission. The document defines various terms and provides exemptions for payment processing activities conducted for a merchant under an agency relationship. It outlines the licensing requirements for money transmitters, including net worth and financial responsibility criteria.

The Revised Uniform Unclaimed Property Act governs the reporting, payment, and delivery of unclaimed property in North Dakota. It applies to holders of unclaimed property, administrators responsible for the custody and distribution of unclaimed property, and apparent owners who may have a claim to the property. The Act establishes definitions for various terms related to unclaimed property, including ‘administrator’, ‘apparent owner’, ‘holder’, and ‘property’. It outlines the types of property that are subject to the Act, such as uncashed checks, traveler’s checks, money orders, bonds, debts, payroll cards, and mineral proceeds.

(a) Each licensee under this act shall at all times possess permissible investments having an aggregate market value, calculated in accordance with United States generally accepted accounting principles, of not less than the aggregate amount of the outstanding payment liability held by the licensee in the United States. This requirement may be waived by the commissioner if the dollar volume of a licensee’s outstanding payment liability does not exceed the bond or other security devices posted by the licensee pursuant to K.

The provided legal document content covers various aspects of banking and money transmission in Kansas. It includes provisions related to opening deposit accounts, loan accounts, or other banking relationships on behalf of entities with financial institutions, acquisition of Kansas banks by out-of-state bank holding companies and their subsidiaries, establishment and maintenance of branches by foreign banks, approval of applications for bank acquisitions, ownership limitations for bank holding companies, definitions related to bank holding companies and banking activities, reporting requirements for money transmitter licensees, permissible investments for money transmitters, issuance, revocation, and renewal of licenses for money transmission businesses, business of money transmission, and the Kansas money transmitter act.

This legal document, part of the New Hampshire Revised Statutes, governs the licensing of money transmitters. It defines various terms related to money transmission and establishes the requirements and procedures for obtaining a license as a money transmitter in the state of New Hampshire. The document applies to individuals or entities seeking to engage in the business of money transmission within the state. It requires licensure for any person who acts as a money transmitter while physically located in New Hampshire or with, to, or from persons located in New Hampshire.

The provided legal document governs the disposition of unclaimed articles left for service. It applies to any person who is regularly engaged in the business of performing services upon articles left in their custody for that purpose. The document allows the person to make disposition of the articles in any manner they see fit after providing notice to the owner 10 days prior to the disposition. The notice can be made by letter, advertisement in a local newspaper, or posting at the courthouse.

The provided legal document content pertains to the Sale of Checks. It has been repealed by Act 2017-389, effective August 1, 2017. The document contains multiple repeals of different sections of the Code of Alabama, specifically Acts 1961, Ex. Sess., No. 177, p. 2142, 1-15. The Sale of Checks governed the activities related to the sale of checks in Alabama. However, no specific information regarding the main aspects, exemptions, or penalties is mentioned in the provided content.

The Alabama Monetary Transmission Act regulates money transmission activities in the state of Alabama. It applies to individuals and entities engaged in money transmission services, with certain exemptions for specific entities such as the United States government and certain financial institutions. The act establishes licensing requirements and provides penalties for violations, including criminal penalties for false statements and engaging in unlicensed money transmission. The act also grants the Alabama Securities Commission the authority to conduct investigations, issue interpretative opinions, and take enforcement actions.

This legal document governs the regulation of Transmitters of Money in the Consolidated Laws of New York. It applies to any person or entity engaging in money transmission activities, except for certain exempt entities such as banks, trust companies, private bankers, foreign banking corporations, savings banks, savings and loan associations, investment companies, national banking associations, federal reserve banks, corporations organized under the Federal Reserve Act, federal savings banks, federal savings and loan associations, and state or federal credit unions.

This legal document pertains to the State Transmitter of Money Insurance Fund in New York. It establishes the fund and its purpose, which is to insure the New York instruments of uninsured transmitters of money who have defaulted on their payments. The document outlines the procedures for filing claims against the fund, including the time period for filing and the required proof of loss. The superintendent is responsible for examining the claims and determining the amount due, which is then certified in writing.

The provided legal document content covers various aspects of money transmission licenses in Alaska, including the renewal process, issuance, requirements, approval process, application process, and the business of money transmission. It also covers currency exchange licenses in Alaska, including the renewal process, requirements, and penalties for non-compliance. The documents govern the relationship between money services licensees and authorized delegates, including compliance with the Alaska Uniform Money Services Act, remittance of money owed, and the prohibition of providing money services outside the scope of the contract.

This legal document pertains to the registration and regulation of money services businesses in the state of Oklahoma. It requires any person engaging in the money services business to obtain a license from the Commissioner. Agents or authorized delegates of licensees must prominently display a copy of the principal’s license certificate at each place of business where money transmitter services are offered. The document also outlines the reporting requirements for suppliers and licensees, including providing lists of persons to whom money transmitter equipment has been provided.

The provided legal document content pertains to the regulation of licensees under the Money Transmitters Act in North Carolina. It includes information on record and bookkeeping requirements, examination fees, agent activity reports, amendments to application, revocation or cancellation of surety bond, ceasing operations, impairment of minimum net worth, dishonor or default in payment instrument, statement of net worth, and annual statement. The document also mentions the issuance of a license, license fees, and agent location fee.

This legal document pertains to the Commissioner’s official acts, rulings, and transactions. The Commissioner is required to keep a record of these acts, rulings, and transactions in the OCOB. The records are generally open to inspection and copying by any person, subject to certain conditions. However, there are specific records that are considered confidential and are exempt from disclosure or public inspection. These include records compiled during or in connection with examinations, audits, or investigations, records containing personal information about individuals, records containing information about the character, competency, or experience of certain individuals or parties, records of financial institutions in dissolution, and records obtained from federal regulatory agencies.

This legal provision in the North Carolina General Statutes governs the handling of unclaimed personal estate in the settlements of decedents’ estates. When the administration of an estate of a person who died intestate or partially intestate, without any known heirs, is ready to be closed and there are sums of money or other personal estate remaining unrecovered or unclaimed, such assets shall be paid or delivered to the State Treasurer as an escheat.

The Money Transmitters Act is a set of regulations under the North Carolina General Statutes that governs the regulation of financial services related to money transmission in North Carolina. It applies to individuals or entities engaged in the business of transmitting money or payment instruments in or from North Carolina. The Act does not apply to banks, credit unions, or other financial institutions authorized to do business in North Carolina. Non-compliance with the Money Transmitters Act may result in penalties such as fines, license revocation, or other administrative actions as determined by the North Carolina Commissioner of Banks.

The Money Transmitters Act, also known as the North Carolina Money Transmitters Act, is a legal document that governs the regulation of financial services related to money transmission in North Carolina. It defines various terms and provides clarity on their meanings. The document applies to applicants, licensees, authorized delegates, controlling persons, and depository institutions involved in the business of money transmission in North Carolina. It outlines the powers and responsibilities of the Commissioner of Banks and establishes criteria for determining control and controlling persons.

The Money Transmitters Act, falling under the North Carolina General Statutes, regulates financial services related to money transmission in North Carolina. It applies to applicants, licensees, authorized delegates, controlling persons, depository institutions, and any person engaged in the business of money transmission in the state. The Act provides definitions for various terms used in the Act and outlines the requirements for license application, net worth, surety bonds, permissible investments, reporting, record-keeping, change of control, and disciplinary actions.

The Money Transmission Services Act, under the Michigan Compiled Laws, governs the regulation of money transmission services in the state of Michigan. It applies to persons engaged in money transmission services, including agencies, applicants, and authorized delegates. The act defines various terms used in the act and provides definitions for specific instruments and entities involved in money transmission. The act does not apply to certain entities, such as governmental subdivisions, depository financial institutions, and registered securities broker-dealers.

1.No person shall issue checks in this state for a consideration without first obtaining a license from the director; provided, however, that sections 361.700 to 361.727 shall not apply to the receipt of money by an incorporated telegraph company at any office or agency of such company for immediate transmission by telegraph nor to any bank, trust company, savings and loan association, credit union, or agency of the United States government.

1.Each application for a license pursuant to sections 361.700 to 361.727 shall be in writing and under oath to the director in such form as he may prescribe.The application shall state the full name and business address of: (1)The proprietor, if the applicant is an individual; (2)Every member, if the applicant is a partnership or association; (3)The corporation and each officer and director thereof, if the applicant is a corporation. 2.

This legal document pertains to the requirements for obtaining a license to engage in the sale or issuance of checks and the receipt of money for transmission. Applicants must provide a corporate surety bond or an irrevocable letter of credit to secure their obligations and cover costs incurred by the division in case of breach. The initial bond amount is set at $100,000, and upon license renewal, it is determined based on the licensee’s previous year’s outstanding balance or transmitted amount.

This legal document pertains to the issuance of licenses for businesses in Missouri under the Division of Finance and Powers of Director of Finance. The document outlines the process for obtaining a license, which includes filing an application, submitting a certified audit, paying an investigation fee, and obtaining approval for a necessary bond. The director is responsible for investigating and determining the character, responsibility, and general fitness of the principals of the applicant or any affiliates.

Every licensee shall at all times have on demand deposit in a federally insured depository institution or in the form of cash on hand or in the hands of his agents or in readily marketable securities an amount equal to all outstanding unpaid checks sold by him or his agents in Missouri, in addition to the amount of his bond.Upon demand by the director, licensees must immediately provide proof of such funds or securities.

Each licensee may conduct business at one or more locations within this state and by means of employees, agents, subagents or representatives as such licensee may designate.No license under sections 361.700 to 361.727 shall be required of any such employee, agent, subagent or representative who sells checks in behalf of a licensee.Each such agent, subagent or representative shall upon demand transfer and deliver to the licensee the proceeds of the sale of licensee’s checks less the fees, if any, due such agent, subagent or representative.

Each licensee shall file with the director annually on or before April fifteenth of each year a statement listing the locations of the offices of the licensee and the names and locations of the agents or subagents authorized by the licensee to engage in the sale of checks of which the licensee is the issuer. ——– (L. 1984 H.B. 1374 11)

The director may at any time suspend or revoke a license, for any reason he might refuse to grant a license, for failure to pay an annual fee or for a violation of any provision of sections 361.700 to 361.727.No license shall be denied, revoked or suspended except on ten days’ notice to the applicant or licensee.Upon receipt of such notice the applicant or licensee may, within five days of such receipt, make written demand for a hearing.

The director shall issue regulations necessary to carry out the intent and purposes of sections 361.700 to 361.727, pursuant to the provisions of section 361.105 and chapter 536. ——– (L. 1984 H.B. 1374 13, A.L. 1993 S.B. 52, A.L. 2021 S.B. 106)

Any other provisions of the law to the contrary notwithstanding, any person, firm or corporation shall not be subject to any administrative proceeding or penalty for any acts or omissions done in reliance on a written interpretation of any sections of chapter 408, by the division of finance, which is applicable to a specific set of facts originally proposed by the person, firm or corporation prior to committing such acts or omissions.

The Ohio Revised Code, specifically sections 1315.01 to 1315.18, governs the activities of transmitters of money and check-cashing businesses in Ohio. It applies to persons located in the state of Ohio who are licensed to receive money or its equivalent for transmission. The document defines various terms used in the code and provides a framework for regulating and overseeing the operations of transmitters of money and check-cashing businesses in Ohio. It excludes transactions where the recipient of the money is the principal or authorized representative of the principal.

This legal document, governed by the Uniform Commercial Code (UCC) section 3-104, defines and regulates negotiable instruments. A negotiable instrument is an unconditional promise or order to pay a fixed amount of money. It must meet certain requirements, such as being payable to bearer or order, payable on demand or at a definite time, and not containing any other undertakings or instructions beyond the payment of money. The document also provides definitions for related terms such as ’note,’ ‘draft,’ ‘check,’ ‘cashier’s check,’ ’teller’s check,’ ’traveler’s check,’ and ‘certificate of deposit.

This legal document pertains to the period of limitation on the owner’s right to receive or recover property. It states that the expiration of a period of limitation does not prevent the property from being presumed abandoned or affect the duty to file a report or transfer property to the administrator as required by sections 345.31 to 345.60. The document also specifies that an action or proceeding to enforce sections 345.

The Uniform Commercial Code (UCC) under the Minnesota Statutes governs commercial transactions and provides rules and regulations for the sale of goods, warranties, delivery, payment, and other aspects of commercial law. It applies to all parties involved in commercial transactions, including buyers, sellers, merchants, and consumers. The UCC aims to simplify, clarify, and modernize the law governing commercial transactions and promote uniformity among different jurisdictions. The document provides definitions for terms used in the UCC and discusses the rights, obligations, and remedies of the parties involved in a contract for the sale of goods.

The provided legal document content consists of various sections of the Minnesota Statutes governing money transmitters. It includes definitions of terms used in this chapter and outlines exemptions to the requirement of obtaining a license. The document also specifies the qualifications for obtaining a license, including net worth requirements based on the number of locations the licensee operates. It further discusses the use of a bond or other security device, application requirements, license issuance, license renewal, reporting requirements, and record-keeping obligations.

The provided legal document content pertains to the ownership and maintenance of eligible securities by licensees under the Money Transmission Act in California. The documents govern the criteria and requirements for licensees to own eligible securities, including the ownership criteria, exceptions to ownership requirements, and the determination of ownership based on factors such as assets, liabilities, and compliance history. The documents also outline the calculation of the aggregate value of eligible securities owned by licensees, specifying exclusions and exemptions for certain types of eligible securities.

The provided legal document content pertains to the regulation of money transmission businesses in the state of California. It applies to applicants, licensees, agents, and persons involved in money transmission within the state. The document defines various terms related to money transmission and provides additional information on their application. It emphasizes the importance of money transmission businesses in facilitating payments and transmitting money to family members. The document highlights the need to protect consumer interests, maintain public confidence in financial institutions, and preserve the well-being of the people.

Sections 8-2701 to 8-2747 shall be known and may be cited as the Nebraska Money Transmitters Act. Source: Laws 2013, LB616, 1; Laws 2016, LB778, 1.

For purposes of the Nebraska Money Transmitters Act, the definitions found in sections 8-2703 to 8-2723 shall be used. Source: Laws 2013, LB616, 2.

Applicant means a person filing an application for a license under the Nebraska Money Transmitters Act. Source: Laws 2013, LB616, 3.

Authorized delegate means an entity designated by the licensee or an exempt entity under the Nebraska Money Transmitters Act to engage in the business of money transmission on behalf of the licensee or exempt entity. Source: Laws 2013, LB616, 4.

Breach of security of the system means unauthorized acquisition of data that compromises the security, confidentiality, or integrity of the information maintained by the Nationwide Mortgage Licensing System and Registry, its affiliates, or its subsidiaries. Source: Laws 2013, LB616, 5.

Control means the power, directly or indirectly, to direct the management or policies of a licensee, whether through ownership of securities, by contract, or otherwise. Any person who (1) has the power to elect a majority of executive officers, managers, directors, trustees, or other persons exercising managerial authority of a licensee or any person in control of a licensee, (2) directly or indirectly has the right to vote ten percent or more of a class of stock or directly or indirectly has the power to sell or direct the sale of ten percent or more of a class of stock, (3) in the case of a limited liability company, is a managing member, or (4) in the case of a partnership, has the right to receive, upon dissolution, or has contributed, ten percent or more of the capital, is presumed to control that licensee.

Controlling person means any person in control of a licensee. Source: Laws 2013, LB616, 7.

Department means the Department of Banking and Finance. Source: Laws 2013, LB616, 8.

Director means the Director of Banking and Finance. Source: Laws 2013, LB616, 9.

Executive officer means the president, chairperson of the executive committee, senior officer responsible for business decisions, chief financial officer, and any other person who performs similar functions for a licensee. Source: Laws 2013, LB616, 11.

Key shareholder means any person or group of persons acting in concert owning ten percent or more of any voting class of an applicant’s stock. Source: Laws 2013, LB616, 12.

Licensee means a person licensed pursuant to the Nebraska Money Transmitters Act. Source: Laws 2013, LB616, 13.

Material litigation means any litigation that, according to generally accepted accounting principles, is deemed significant to an applicant’s or licensee’s financial health and would be required to be referenced in an applicant’s or licensee’s annual audited financial statements, report to shareholders, or similar documents. Source: Laws 2013, LB616, 14.

Monetary value means a medium of exchange, whether or not redeemable in money. Source: Laws 2013, LB616, 15.

Money transmission means the business of the sale or issuance of payment instruments or stored value or of receiving money or monetary value for transmission to a location within or outside the United States by any and all means, including wire, facsimile, or electronic transfer. Notwithstanding any other provision of law, money transmission also includes bill payment services not limited to the right to receive payment of any claim for another but does not include bill payment services in which an agent of a payee receives money or monetary value on behalf of such payee.

Nationwide Mortgage Licensing System and Registry means a licensing system developed and maintained by the Conference of State Bank Supervisors and the American Association of Residential Mortgage Regulators for the licensing and registration of mortgage loan originators, mortgage bankers, installment loan companies, and other state-regulated financial services entities and industries. Source: Laws 2013, LB616, 17.

Person means any individual, partnership, limited liability company, association, joint-stock association, trust, or corporation. Person does not include the United States or the State of Nebraska. Source: Laws 2013, LB616, 21.

Remit, except as used in section 8-2747, means either to make direct payment of the funds to a licensee or its representatives authorized to receive those funds or to deposit the funds in a bank, credit union, or savings and loan association or other similar financial institution in an account specified by a licensee. Source: Laws 2013, LB616, 22.

Stored value means monetary value that is evidenced by an electronic record. Stored value does not include any item that is redeemable by the issuer or its affiliates in goods or services of the issuer or its affiliates. Source: Laws 2013, LB616, 23.

The Nebraska Money Transmitters Act requires entities engaged in money transmission activities in Nebraska to obtain a license. However, there are several exemptions to this requirement. The exemptions include the United States and its departments, agencies, or instrumentalities; post offices of the United States Postal Service; states and political subdivisions thereof; certain financial institutions such as banks, credit unions, and savings banks; authorized delegates of these financial institutions; providers of electronic transfer of government benefits; operators of payment systems in certain circumstances; and licensed entities engaged in collection agency, credit services organization, or debt management business activities.

(1) Except as otherwise provided in section 8-2724, a person shall not engage in money transmission without a license issued pursuant to the Nebraska Money Transmitters Act. (2) A person is engaged in money transmission if the person provides money transmission services to any resident of this state even if the person providing money transmission services has no physical presence in this state or if the resident is not physically located in this state at the time when the resident enters into money transmission or otherwise receives money transmission services.

The provided legal document pertains to the Nebraska Money Transmitters Act. It outlines the requirements for obtaining and maintaining a license under this act. To qualify for a license, an applicant must have a net worth of at least fifty thousand dollars and meet certain financial, business experience, and character criteria. Corporate applicants must be organized under the laws of specific jurisdictions and be in good standing. Additionally, applicants and licensees must be registered or qualified to do business in Nebraska and maintain an office in the United States.

(1) Each licensee shall at all times possess permissible investments having an aggregate market value, calculated in accordance with generally accepted accounting principles, of not less than the aggregate face amount of all outstanding payment instruments and stored value issued or sold by the licensee in the United States. This requirement may be waived by the director if the dollar volume of a licensee’s outstanding payment instruments and stored value does not exceed the bond or other security posted by the licensee pursuant to section 8-2727.

The provided legal document content pertains to the application process for a license under the Nebraska Money Transmitters Act. The application must be made in writing and in a form prescribed by the director. The application should include various information such as the applicant’s name, address, criminal convictions and material litigation history, description of activities conducted, proposed authorized delegates, sample authorized delegate contract and payment instrument, locations for money transmission, and information about clearing banks.

This legal document pertains to the sharing of supervisory information and material for effective regulation and reduced regulatory burden. It states that the privacy and confidentiality requirements under federal or state law continue to apply to information and material disclosed to the Nationwide Mortgage Licensing System and Registry. However, such information and material can be shared with federal and state regulatory officials without losing privilege or confidentiality protections. Any state statute inconsistent with this provision is superseded.

Each applicant shall submit, with the application, an application fee of one thousand dollars, and any processing fee allowed under subsection (2) of section 8-2730 which shall not be subject to refund but which, if the license is granted, shall constitute the license fee for the first license year or part thereof. Source: Laws 2013, LB616, 32.

The provided legal document pertains to the Nebraska Money Transmitters Act. It outlines the process for obtaining a license to engage in money transmission in the state of Nebraska. The director is responsible for investigating the financial condition, experience, character, and fitness of the applicant. The director may conduct an onsite investigation, with the applicant bearing the reasonable cost. If the applicant meets the requirements and pays the necessary fees, the director will issue a license.

This legal document, sourced from the Nebraska Revised Statutes under the section ‘BANKS AND BANKING’, outlines the obligations of licensees in relation to providing notice to the director and filing reports. Licensees are required to file notice with the director within thirty calendar days of any material change in the information provided in their application. Additionally, licensees must file a report with the director within five business days of becoming aware of certain events, such as bankruptcy filings, receivership, dissolution or reorganization proceedings, license revocation or suspension actions, cancellation of bond or security, or felony charges or convictions of the licensee or authorized delegate.

This legal document, part of the Nebraska Revised Statutes governing Banks and Banking, outlines the requirements and procedures for acquiring control of a licensee under the Nebraska Money Transmitters Act. It states that no person acting personally or as an authorized delegate can acquire control of a licensee without first giving thirty days’ notice to the director. The director has thirty days to act upon the proposed acquisition and may disapprove it if the financial condition of the acquiring person jeopardizes the financial stability of the licensee, if the acquiring person’s business experience or character indicates that the licensee would not be operated honestly or efficiently, or if the acquiring person fails to provide required information.

This legal document, governed by the Nebraska Revised Statutes under the section ‘BANKS AND BANKING’, pertains to licensees. It requires licensees to maintain and preserve various books, accounts, and records for a period of three years. These records include a record of each payment instrument and stored value sold, a general ledger containing all assets, liability, capital, income, and expense accounts, settlement sheets received from authorized delegates, bank statements and bank reconciliation records, records of outstanding payment instruments and stored value, records of each payment instrument and stored value paid, a list of the names and addresses of all authorized delegates, and any other records reasonably required by the director.

A licensee desiring to conduct money transmission through an authorized delegate shall authorize each authorized delegate to operate pursuant to an express written contract which, for contracts entered into on or after January 1, 2014, shall provide the following: (1) That the licensee appoints the person as its authorized delegate with authority to engage in the sale and issue of payment instruments or engage in the business of money transmission on behalf of the licensee; (2) That neither a licensee nor an authorized delegate may authorize subdelegates without the written consent of the director; and (3) That the licensee is subject to supervision and regulation by the director.

This legal document governs the role and responsibilities of authorized delegates in the context of money transmission. Authorized delegates are required to adhere to certain obligations, including refraining from making fraudulent or false statements, conducting money transmission according to the licensee’s written procedures, and remitting all money owed to the licensee as per the contract terms. They are also subject to inspection by the director and must act within the scope of their authority.

This legal document governs the suspension or revocation of designation for authorized delegates under the Nebraska Money Transmitters Act. The director has the authority to issue an order suspending or revoking the designation of an authorized delegate after a hearing in accordance with the Administrative Procedure Act. The grounds for suspension or revocation include violations of the Nebraska Money Transmitters Act, failure to cooperate with examinations or investigations, engagement in fraud or intentional misrepresentation, conviction of a violation of anti-money laundering statutes, lack of competence or fitness, or engagement in unsafe or unsound practices.

If the director finds, after notice and hearing in accordance with the Administrative Procedure Act, that any person has violated the Nebraska Money Transmitters Act or any rule, regulation, or order of the director thereunder, the director may order such person to pay (1) an administrative fine of not more than five thousand dollars for each separate violation and (2) the costs of investigation. Source: Laws 2013, LB616, 44. Cross References Administrative Procedure Act, see section 84-920.

(1) Except as provided in subsections (2) and (3) of this section, any person violating the Nebraska Money Transmitters Act or any rule, regulation, or order of the director made pursuant to the act or who engages in any act, practice, or transaction declared by the Nebraska Money Transmitters Act to be unlawful is guilty of a Class III misdemeanor. (2) A person who intentionally makes a false statement, misrepresentation, or false certification in a record filed or required to be maintained under the act or who intentionally makes a false entry or omits a material entry in such a record is guilty of a Class I misdemeanor.

The director may adopt and promulgate rules and regulations and issue orders, rulings, findings, and demands as may be necessary to carry out the purposes of the Nebraska Money Transmitters Act. Source: Laws 2013, LB616, 46.

(1) The department shall remit all fees, charges, and costs collected by the department pursuant to the Nebraska Money Transmitters Act to the State Treasurer for credit to the Financial Institution Assessment Cash Fund. (2) The department shall remit fines collected under the act to the State Treasurer for distribution in accordance with Article VII, section 5, of the Constitution of Nebraska. Source: Laws 2013, LB616, 47.

The provided legal document, part of the Louisiana Revised Statutes, governs virtual currency businesses in the state. It applies to persons engaged in virtual currency business activity in Louisiana. The document provides definitions for various terms related to virtual currency and outlines the activities that fall under virtual currency business activity. It specifies exemptions to the regulations and does not specify any penalties for non-compliance or violation of its provisions.

The provided legal document content pertains to the regulation and oversight of money transmitters and check cashers in the state of Maine. It covers various aspects such as licensing requirements, authorized delegate contracts, conduct of authorized delegates, criminal penalties for violations, revocation or suspension of authorized delegates, enforcement of provisions, on-site examinations, confidentiality of financial information, license issuance, change of control notification, extraordinary reporting requirements, license renewal and reporting obligations, security devices, license application requirements, license qualifications, exemptions, and the administrative framework for money transmitters.

The Mississippi Money Transmitters Act governs the business of selling or issuing checks and receiving money for transmission within or outside the United States. It requires individuals or entities engaged in these activities to obtain a license from the Commissioner of Banking and Consumer Finance of the State of Mississippi. The act provides definitions for various terms related to money transmission and specifies the exemptions from the license requirement. It also outlines the application process for obtaining a license, including the financial criteria and evaluation of the applicant’s character and fitness.

The provided legal document content pertains to the Uniform Commercial Code Negotiable Instruments in the state of Mississippi. It serves as a reference for individuals and entities engaged in commercial transactions and negotiable instruments. The document provides historical information about the chapter’s citation and comparable laws from other states. It also references judicial decisions under the current law and former UCC 75-3-101. The content includes specific cases related to the classification of trust deeds, the use of negotiable instruments in consumer credit transactions, and the rights of holders in due course.

This legal document governs the requirements for money transmitter agents in Colorado who are licensed under part 1 of article 110. It mandates that licensed money transmitters must annually provide certain information to the banking board, including the names, addresses, and telephone numbers of their agents’ offices engaged in money transmission, as well as the names, addresses, and telephone numbers of owners holding more than a ten percent interest in the agent’s business.

The legal document reviewed is part of the Colorado Revised Statutes and falls under the Colorado Banking Code. It governs the regulation of money transmitters in Colorado. The document applies to individuals and entities engaged in the business of money transmission within the United States or to locations abroad. It provides definitions for various terms related to money transmitters and outlines the requirements for applying for a license to engage in the business of money transmission.

This legal document governs the business of money transmission in the District of Columbia. It requires any person engaging in the business of money transmission to obtain a license issued by the Superintendent. The license allows the licensee to conduct their business at one or more locations owned by the licensee or through authorized delegates. The document outlines the requirements for applying for a license for banks and other financial institutions engaged in money transmissions in the District of Columbia.

The provided legal document content covers various aspects of the money order sellers and money transmitters industry in Virginia. It includes information on licensing requirements, reporting obligations, permissible investments, money order regulations, retention of records, license renewal, changes to licenses, revocation of licenses, acquisition of control, surety bonds, and license applications. The documents apply to individuals or entities engaged in the business of selling money orders or transmitting money, with certain exemptions for specific entities.

This legal document governs the confidentiality of information related to the Commission and its employees. It prohibits the disclosure of certain information, including examination reports, information that could endanger the safety and soundness of financial institutions, and personal financial information. However, there are exceptions provided in this title or 12.1-19. The document allows the provision of reports and information to members and employees of the Commission, directors and officers of entities, authorized governmental officers, and agencies, persons pursuant to lawful process or grand jury subpoenas, and other persons with the consent of the person to whom the report or information pertains.

This title may be cited as Uniform Commercial Code – Negotiable Instruments. 1964, c. 219, 8.3-101; 1992, c. 693.

This legal document governs the confidentiality and availability of information received by the department. It applies to the commissioner, the department, institutions or persons under the jurisdiction of the department, agencies or authorities that regulate the subject of the record or an affiliate of the subject of the record, federal deposit insurance agencies, officials legally authorized to investigate criminal charges, persons preparing a proposal for merging or acquiring an institution, any other person if the commissioner determines that the interests favoring disclosure outweigh the interests favoring confidentiality, and any court in a proceeding under specified sections or chapters.

The provided legal document content consists of two separate documents. The first document governs the conduct of authorized agents of licensees who engage in money transmission, sale, or issuance of payment instrument activities. It prohibits authorized agents from making fraudulent or false statements or misrepresentations to a licensee or the commissioner. The document also requires authorized agents to strictly follow the licensee’s written procedures and remit money owing to the licensee in accordance with the contract.

This legal document governs the confidentiality of investigation and examination reports in the context of banking and insurance supervision in Vermont. It states that all records of investigations, including consumer complaints, and reports of examinations by the Commissioner shall be confidential and privileged. These records shall not be made public, subject to discovery, or introduced as evidence in private civil actions. Individuals involved in the investigation or examination are not required to testify in civil actions regarding their findings or opinions.

These legal documents govern various aspects of examinations, cooperative agreements, and confidentiality of investigation and examination reports in the context of banking and insurance supervision in Vermont. The documents provide the Commissioner of the Vermont Department of Banking and Insurance with the authority to conduct examinations of state financial institutions and branches established by them in Vermont to ensure compliance with state laws and safe banking practices. The Commissioner can also enter into contracts with financial institution supervisory agencies and engage their examiners or provide the services of the Commissioner’s examiners to such agencies.

This legal document, part of the Vermont Statutes under the Banking and Insurance section, governs money services in Vermont. It applies to licensees and authorized delegates engaged in money services within the state. The document provides definitions for various terms related to money services and outlines their meanings and scope as they apply within the state. It applies to entities engaged in money transmission, sale or issuance of payment instruments or prepaid access, and electronic funds transfer of governmental benefits.

This legal document governs the acquisition and use of brokered personal information. It applies to all persons. The document prohibits the acquisition of brokered personal information through fraudulent means and also prohibits the acquisition or use of such information for stalking or harassing another person, committing fraud (including identity theft, financial fraud, or e-mail fraud), or engaging in unlawful discrimination (including employment discrimination and housing discrimination). Violation of this document is considered an unfair and deceptive act in commerce, which is subject to penalties as specified in section 2453 of this title.

The Security Breach Notice Act requires data collectors to notify consumers in the event of a security breach involving personally identifiable information or login credentials. The notice must be provided as soon as possible and without unreasonable delay, but no later than 45 days after the discovery or notification of the breach. If the data collector does not own or license the information, they must notify the owner or licensee of the breach.

This legal document pertains to the administration and enforcement of banking laws in Oregon. The Director of the Department of Consumer and Business Services is responsible for receiving and filing all reports required by the Bank Act. The records of the Department of Consumer and Business Services related to the administration of the Bank Act are generally available for public inspection, unless the director determines that there is a greater interest in keeping the records confidential.

This legal document governs the confidentiality of reports, records, and compliance review documents related to financial institutions. It states that such documents are confidential and not discoverable or admissible as evidence in any civil action or administrative proceeding. The confidentiality also applies to documents delivered to state, federal, or foreign governmental or regulatory agencies. Additionally, individuals serving on a compliance review committee or acting at the committee’s request are prohibited from testifying in civil actions regarding the contents or conclusions of compliance review documents or the committee’s actions.

The provided legal document content consists of various provisions and definitions related to the Uniform Commercial Code (UCC). It covers general provisions, definitions, notice and knowledge in legal transactions, distinction between lease and security interest, giving value for rights, reasonableness of time for taking action, presumption of facts, territorial applicability and choice of law, variation of provisions through agreement, course of performance, course of dealing, and usage of trade, obligation of good faith, remedies, discharge of claims, authentication of documents, reservation of rights, power to accelerate payment or performance, and subordination of obligations.

The provided legal document content pertains to the licensing and regulation of money transmission in Oregon. It defines various terms related to money transmission and establishes the scope of the document. It specifies that any person, except those exempt under ORS 717.210, must obtain a license issued by the Director of the Department of Consumer and Business Services to conduct a money transmission business. The document outlines the requirements for licensees, including maintaining a minimum net worth, being in good standing in the state of incorporation, and possessing permissible investments.

The provided legal document content pertains to the definitions section of the Uniform Money Services Act. This act governs persons engaged in money transmission or currency exchange. The document provides definitions for various terms used in the act, such as ‘affiliate,’ ‘applicant,’ ‘authorized delegate,’ ‘currency exchange,’ ‘money transmission,’ ‘money transmitter,’ and more. It also defines terms like ‘closed loop prepaid access,’ ‘open loop prepaid access,’ ‘payment instrument,’ ‘prepaid access,’ ‘virtual currency,’ and others.

(1) No person shall, as a service or for a fee or other consideration, engage in the business as a seller of checks without first securing a license from the division to do so. (2) The licensee shall be liable on checks duly issued for it by each authorized agent and shall furnish each such agent not exempt under s. 217.04 with an authorization in the form approved by the division in lieu of a license from the division, to be displayed in the agent’s place of business indicating that it is an authorized agent of the licensee.

The legal document reviewed governs the activities of sellers of checks in Wisconsin. It applies to individuals, partnerships, limited liability companies, associations, trusts, and corporations engaged in the business of selling and issuing checks or transmitting money. The document defines various terms and provides regulations and requirements for sellers of checks, including licensing, conducting business at specific locations, and engaging in the transmission of money. It does not specify any penalties for non-compliance or violations.

The provided legal document content consists of multiple documents within the Florida Statutes that regulate various aspects of money services businesses, payment instrument sellers, foreign currency exchangers, check cashers, money transmitters, and deferred presentment transactions in the state of Florida. The documents outline the responsibilities, requirements, and authority of the office responsible for supervising these businesses and transactions. They provide definitions for key terms, specify records retention requirements, prohibited acts, enforcement actions, and disciplinary actions that can be imposed on money services businesses, authorized vendors, and deferred presentment providers.

The Money Transmitters Act under the Hawaii Revised Statutes governs the business of transmitting money in the State of Hawaii. It establishes a licensure system to ensure the safe and sound operation of money transmission businesses, prevent their use for criminal purposes, promote confidence in the State’s financial system, and protect the public interest. The act applies to individuals or entities engaged in the business of money transmission, even if they have no physical presence in the State.

The provided legal document content pertains to the definitions section of the Uniform Unclaimed Property Act. It defines various terms used in the act, including ‘Administrator’, ‘Apparent owner’, ‘Business association’, ‘Domicile’, ‘Financial organization’, ‘Holder’, ‘Insurance company’, ‘Mineral’, ‘Mineral proceeds’, ‘Money order’, ‘Owner’, ‘Person’, ‘Property’, ‘Record’, ‘State’, and ‘Utility’. The definitions clarify the meaning of these terms within the context of the act. The document applies to individuals and entities holding unclaimed property.

The provided legal document content pertains to licensed activities for financial institutions under the State of Rhode Island General Laws. It covers various aspects such as compliance with federal laws, due diligence in confirming compliance with state/federal statutes and regulations, severability of provisions, appropriation of funds for clerical assistance and necessary expenses, non-impairment of pre-existing contracts or loans, right to appeal actions or decisions of the director, adoption of rules and regulations for implementation and administration, penalties for unlicensed transactions, restrictions on conducting business under a different name or place, penalties for violations of licensure requirements, reporting requirements for licensees, modification or repeal of the chapter, restrictions on conducting business with other solicited businesses, advertising and misrepresentations, examinations and investigations by the director, suspension of licenses pending investigation, revocation of licenses for failure to pay fees or meet requirements, grounds for revocation of licenses, written orders for revocation or suspension, surrender of licenses, maintenance of books, accounts, and records, non-impairment of pre-existing contracts, transferability or assignment of licenses, appointment and maintenance of a resident attorney, licensing requirements, denial of license for incomplete application, minimum-net worth requirements, annual license fees, definitions of terms used in the laws.

The provided legal document content pertains to currency transmissions in the State of Rhode Island. It governs individuals or entities engaged in a foreign exchange business or the business of forwarding foreign drafts or money. Duly incorporated financial institutions or credit unions are exempt from certain provisions. The document outlines the rights of individuals who have delivered or deposited money or credit to be sent to a foreign correspondent. These individuals have the right to take action on a bond filed according to the provisions of this chapter if they have acquired any judgment, debt, claim, or demand related to the transaction against the principal named in the bond.

The provided legal document content covers various aspects of the authority, duties, and powers of the deputy director in the Financial Institutions Division, including the examination and investigation authority, fingerprint requirements and fees for individuals and entities involved in the banking and financial institutions sector, annual examination assessment of financial institutions and enterprises, application fees payable to the department, records, disclosure, and limitations on disclosure in relation to financial institutions, establishment of department revolving and receivership revolving funds, civil penalties for violations, issuance of cease and desist orders, injunctions, and public inspection, conduct of hearings, and judicial review of final decisions.

The provided legal document content governs the activities and requirements for licensees engaged in money transmission in the state of Arizona. It covers various aspects such as reporting requirements, licensing, authorized delegates, permissible investments, net worth requirements, refunds, and record-keeping. The documents apply to licensees engaged in money transmission, authorized delegates, key individuals, and individuals or entities involved in transactions with licensees. Licensees are required to submit reports of authorized delegates, audited financial statements, and reports of condition.

The Wyoming Money Transmitters Act governs the business of money transmission in Wyoming. It defines various terms related to money transmission and regulates the sale or issuance of payment instruments, receipt of money or monetary value for transmission, and the use of monetary value as a medium of exchange. The act establishes permissible investments for licensees, outlines reporting requirements, and provides definitions for various terms including payment instruments, outstanding payment instruments, and virtual currency.

Sections 36a-595 to 36a-612, inclusive, shall be known and may be cited as the Money Transmission Act. (P.A. 81-264, S. 1; P.A. 01-56, S. 2; P.A. 13-253, S. 1.) History: Sec. 36-530 transferred to Sec. 36a-595 in 1995; P.A. 01-56 changed citation from Money Order and Travelers Check Licensees Act to Money Transmission Act; P.A. 13-253 added reference to Secs. 36a-611 and 36a-612.

This legal document governs the treatment of abandoned or unclaimed money and other liquid assets held by financial institutions or holders in Puerto Rico. It establishes that sums of money and other liquid assets in the custody of a financial institution or holder shall be presumed as abandoned and unclaimed if the owner has shown no interest in them within the preceding five years. The document outlines the actions that can be considered as showing interest in the money or liquid assets, such as making transactions, communicating in writing with the financial institution, or showing any other form of interest.