This legal document, part of the North Dakota Century Code’s Uniform Commercial Code section on Bank Deposits and Collections, outlines the customer’s duty to discover and report unauthorized signatures or alterations. According to the document, if a bank sends or makes available a statement of account or items to a customer, the customer is required to exercise reasonable promptness in examining the statement or items to determine if any payment was unauthorized due to alteration or unauthorized signature.

This legal document governs the gaming industry in North Dakota. It establishes the state gaming commission, which consists of a chairman and four other members appointed by the governor with the consent of the senate. The commission members serve three-year terms and are responsible for administering and regulating the gaming industry. The document outlines the eligibility criteria for commission members, including residency requirements, character and reputation standards, and restrictions on individuals with criminal records or financial interests in gaming.

This legal document governs the persons permitted to conduct games and the equipment used in North Dakota. It states that only members, volunteers, employees of licensed organizations or organizations with permits, and employees of temporary employment agencies providing services to licensed organizations are allowed to manage, control, or conduct any game. However, the attorney general may allow an employee of an alcoholic beverage establishment to provide limited assistance to an organization in certain gaming activities.

This legal document governs fraudulent schemes or techniques in games of chance. It applies to any person involved in games of chance. The document prohibits various fraudulent activities, such as using bogus or counterfeit chips or pull tabs, employing cheating devices, using fraudulent schemes or techniques, altering or counterfeiting gaming authorizations or licenses, and causing or conspiring with others to violate gaming rules. Violation of this document is considered a class A misdemeanor, resulting in the forfeiture of gaming licenses or permits and ineligibility to reapply for a determined period of time.

This legal document outlines the responsibilities of the director of the lottery in North Dakota. The director is appointed by the attorney general and serves at their pleasure. The director is responsible for various tasks including employing necessary individuals to operate the lottery, entering agreements for joint lottery games, ensuring secure facilities and computer systems for the lottery’s operation, preparing and submitting a budget, maintaining accurate financial records, licensing retailers, transferring funds from retailers, conducting retailer promotions, and entering contracts for necessary services.

The department may investigate a bank holding company that owns or controls a North Dakota state chartered financial institution upon the commissioner’s receipt of information material to the safety and soundness of the bank holding company, and may pursue and impose penalties under sections 6-01-04.1, 6-01-04.2, and 6-01-04.3 against such a bank holding company.

This legal document governs the restrictions, conditions, and penalties related to loans and purchases made by state banking associations to directors, executive officers, and principal shareholders. It specifies that the combination of loans or extensions of credit made to an officer of the association should not exceed the limitation set by section 6-03-59 of the North Dakota Century Code, federal law, or federal rule. Additionally, it prohibits directors, officers, or employees of a bank from selling any mortgage, bond, note, stock, or other property to the bank without obtaining written approval from the board of directors.

No state banking association may pay interest on deposits, directly or indirectly, at rates greater than authorized by the state banking board. The board’s authorization of interest rates is not subject to the public notice and public hearing requirements of chapter 28-32. Any officer, director, or employee of any association violating the provisions of this section, directly or indirectly, is guilty of a class B misdemeanor.

Deposits made by a person as executor, administrator, guardian, conservator, or in any other representative capacity or official position, with a bank, are payable to that person in such capacity, or if made to an account upon which a minor may order payments as an account owner, may be paid to the minor although the minor has no guardian or conservator or if the minor has a guardian or conservator, it is not necessary to obtain the consent of the guardian or conservator to such payment, but a payment order or receipt or acquittance authorized by the minor is valid and binding.

Whenever any deposit is made with any banking association by any person in trust for another and no other or further notice of the existence and terms of a legal and valid trust has been given in writing to the bank, in the event of the death of the trustee, the deposit, or any part thereof, together with the dividends or interest thereon, may be paid to the person for whom the deposit was made.