This legal document, part of the Code of Maryland, specifically Title 5, SubTitle 3, governs the requirements and obligations related to interest bearing accounts in banking institutions. It applies to both banking institutions and their customers. The document outlines the information that banking institutions must provide to customers regarding their interest bearing accounts, including the annual rate of interest, dates of rate changes, method of calculating interest, compounding, and availability of funds.

This legal document provides definitions for various terms used in Subtitle 9 of Title 5 of the Code of Maryland, which pertains to bank holding companies and banks. The document defines terms such as ‘acquire’, ‘affiliate’, ‘bank’, ‘bank holding company’, ‘bank supervisory agency’, ‘control’, ‘deposit’, ‘foreign bank holding company’, ‘insured depository institution’, ‘Maryland bank’, ‘Maryland bank holding company’, ‘out-of-state bank holding company’, ‘principal place of business’, ‘state’, and ‘subsidiary’. These definitions help in understanding the provisions and requirements related to bank holding company acquisitions and the regulation of banks in Maryland.

The provided legal document content covers various aspects related to financial institutions in Maryland. It includes definitions for terms used in Title 5 of the Code of Maryland related to Financial Institutions, such as ‘CAMELS’, ‘Capital stock’, ‘Examiner’, ‘Federal banking authority’, ‘Nondepository trust company’, ‘Savings bank’, and ‘Trust company’. The document also governs the examination and regulation of banking institutions, including the responsibilities of the Commissioner, submission of financial reports, and access to records.

The provided legal document content includes various sections from the Code of Maryland that govern credit unions incorporated under the laws of Maryland. These sections cover a wide range of topics, including definitions, membership eligibility and requirements, treatment of interest-bearing or share accounts, participation in insurance programs, reserve fund requirements, permissible investments, organization of credit union service organizations, fixed assets, annual assessments, marketing arrangements, books and records retention, conversion, merger, consolidation, dissolution, receivership, purchase or assumption, establishment of branches, and the use of the term ‘credit union’ in names or titles.

The legal document outlines the establishment and purpose of the Credit Union Insurance Corporation, a nonprofit, nonstock corporation. The Corporation’s main purpose is to insure and guarantee the share and deposit accounts of member credit unions. It also aims to improve the ability of credit unions to provide low-cost consumer loans, promote the resources and flexibility of credit unions, and assist in the rehabilitation, stabilization, and liquidation of credit unions when necessary.

This legal document provides definitions and terms related to fantasy competitions. It applies to individuals and entities involved in fantasy competitions, including fantasy competition operators and fantasy competition players. The document defines key terms such as ‘commission’, ’entry fee’, ‘fantasy competition’, ‘fantasy competition operator’, ‘fantasy competition player’, ’location percentage’, and ‘proceeds’. It also includes exemptions for individuals who organize and participate in fantasy competitions without compensation. The document does not specify any penalties for non-compliance or violation of its provisions.

The legal document provides a comprehensive framework for the operation and administration of the State lottery in Maryland. It defines key terms related to the Agency, Commission, Director, and licensed agents. It establishes the structure and composition of the Commission and outlines the appointment and duties of the Director. The document grants the Director the authority to adopt regulations for the efficient and economical operation of the State lottery. It also governs the issuance of licenses for the sale of State lottery tickets, including the factors considered in the licensing process and the restrictions on the location of instant ticket lottery machines.

This legal document governs fantasy competitions and applies to individuals and entities involved in such competitions, including fantasy competition operators and players. It provides definitions for key terms such as ‘commission’, ’entry fee’, ‘fantasy competition’, ‘fantasy competition operator’, ‘fantasy competition player’, ’location percentage’, and ‘proceeds’. The document includes exemptions for individuals who organize and participate in fantasy competitions without compensation. However, it does not specify any penalties for non-compliance or violation of its provisions.

This legal document establishes the Maryland Cybersecurity Council, which is responsible for coordinating and enhancing cybersecurity measures in the state. The Council consists of various government officials, representatives from cybersecurity companies, business associations, institutions of higher education, crime victims organizations, industries susceptible to cybersecurity attacks, and federal agency representatives. The Council is chaired by the Attorney General or their designee, and the University of Maryland Global Campus provides staff support. The Council’s responsibilities include conducting risk assessments for critical infrastructure, assisting infrastructure entities in complying with federal cybersecurity guidance, promoting adoption of cybersecurity frameworks, examining inconsistencies between state and federal laws, recommending a comprehensive state strategic plan for cybersecurity, and suggesting legislative changes.

This legal document covers two main areas: defamation and interception of communications. In regards to defamation, it states that publishing defamatory matter or aiding in such publication is a class A misdemeanor. However, there are defenses if the matter alleged to be defamatory is true or if it was contained in a privileged communication. Defamatory matter is defined as any communication made public with actual malice or reckless disregard of the truth, which tends to expose a person to public hatred, contempt, or ridicule or to deprive them of public confidence and social intercourse.