The document, 209 CMR 56.00, defines the Right to Cure notification process for lenders and mortgage servicers to notify borrowers of a mortgage default and disclose repayment options to prevent foreclosure. It also establishes standards and requirements for mortgage loan modifications to avoid unnecessary foreclosures. The document applies to borrowers, creditors, mortgagees, and mortgage servicers involved in mortgage loans secured by owner-occupied residential properties. It provides definitions for various terms related to foreclosure prevention options and specifies loan features that classify a loan as a certain mortgage loan.

The document, 209 CMR 57.00, governs the flood insurance requirements for mortgage loans secured by residential property located in special flood hazard areas in the Commonwealth of Massachusetts. It applies to creditors, including originators, holders, investors, assignees, successors, trusts, trustees, nominee holders, Mortgage Electronic Registration System, mortgage servicers, and certain government agencies. However, the Massachusetts Housing Finance Agency and the Massachusetts Housing Partnership Fund are exempt from being considered creditors. The document does not specify any penalties for non-compliance.

The provided legal document content pertains to the requirements and procedures for credit unions in Massachusetts to establish branch offices within the Commonwealth and in certain neighboring states. The document, 209 CMR 58.00, establishes the application and notice authorities for Massachusetts-chartered credit unions to establish a branch office up to 100 miles from their main office within the Commonwealth, as well as in Connecticut, Maine, New Hampshire, New York, Rhode Island, or Vermont, subject to conditions set by the Commissioner.

The document, 211 CMR 142.00, governs the insurance sales activities of banks, credit unions, and lenders in Massachusetts. It aims to ensure that these activities are conducted in compliance with the consumer protection laws of the Commonwealth. The document applies to State Banks, State-chartered Credit Unions, Lenders, Federal Banks, and Federal Credit Unions subject to M.G.L. c. 175, 209. It also includes affiliates, subsidiary corporations, and third-party vendors engaged in insurance sales activities on behalf of or under contract with these entities.

The provided legal document content pertains to the requirements for automated teller machines (ATMs) in Massachusetts. If only one ATM is provided at a location, it must comply with the regulations outlined in 521 CMR 38. However, if two or more ATMs are provided, only one of them needs to comply. Each accessible machine should be located on an accessible route. An exception is made for drive-up teller machines. The controls for user activation should adhere to the requirements specified in 521 CMR 39.

The provided legal document content pertains to the Elder abuse reporting and protective services program governed by the Code of Massachusetts Regulations under the Executive Office of Elder Affairs. The documents establish criteria and procedures for the designation, re-designation, and termination of Protective Services Agencies. They outline the reporting requirements for abuse and the responsibilities of various entities involved in the program. The documents define terms related to abuse, responsibilities of Aging Services Access Points (ASAPs), caretakers, conservators, and guardians, and criteria for emergency and rapid response situations.

The provided legal document content covers various regulations issued by the Office of the Attorney General in Massachusetts. These regulations aim to ensure consumer protection and fair practices in advertising, pricing, lay away plans, trade practices, misrepresentation, landlord-tenant relationships, and price gouging during market emergencies. The regulations define terms, establish requirements, and prohibit unfair or deceptive acts or practices in these areas. They address issues such as false advertising, deceptive pricing, inducing purchases through misrepresentations, unfair trade practices, misrepresentation of books or services, product misrepresentation, unfair practices in lay away plans, pricing, refund, return, and cancellation privileges, and landlord-tenant relationships.

The provided legal document content, under the Code of Massachusetts Regulations, specifically 940 C.M.R. 30.04(2), governs the regulation of illegal lotteries, sweepstakes, and de facto gambling establishments. It states that it is an unfair and deceptive act or practice for a person to solicit or accept payment for a chance to win a prize. Additionally, it is considered an unfair and deceptive act or practice for any person to engage in a business or transaction where a gambling purpose predominates over the bona fide sale of goods or services.

The provided legal document, part of the Code of Massachusetts Regulations, governs the regulation of daily fantasy sports contest operators (DFSOs) in Massachusetts. It applies to DFSOs, DFS Consumers, DFSO Contractors, and DFSO Promoters. The document defines various terms and provides definitions for them. It mentions exemptions for certain types of DFS contests known as Exempt Contests. The document covers various aspects such as prohibition of gameplay by minors, refunds of deposits by minors, prohibition of DFS games based on amateur sporting events, requirement for DFSOs to provide parental controls, data security requirements, protection of consumer funds on deposit, limitations on establishing multiple usernames or accounts, fair and truthful advertising requirements, regulations for promotional offers, protections and requirements for problem gamers, compliance with tax laws, retention of consumer account information, and implementation of the document.

This document outlines the requirements for fair and truthful advertising for daily fantasy sports contest operators (DFSOs) in Massachusetts. The regulations require DFSOs to comply with existing advertising regulations, specifically 940 CMR 3.00: General and 6.00: Retail Advertising, as applicable to the DFS business model. DFSO advertisements are prohibited from depicting minors, students, schools or colleges, or school or college settings, with the exception of incidental depiction of non-featured minors. The advertisements should not state or imply endorsement by minors, collegiate athletes, colleges, or college athletic associations.