The provided legal document pertains to the establishment and regulation of banking development districts in Texas. The finance commission is responsible for administering and monitoring a banking development district program to encourage the establishment of branches of financial institutions in areas where there is a demonstrated need for banking services. The finance commission, in consultation with the Texas Economic Development and Tourism Office, must adopt rules regarding the criteria for the designation of banking development districts, considering factors such as the availability of banking services, consumer needs, economic viability, local credit needs, existing commercial development, and the impact of additional banking services on potential economic development.

The document governs the confidentiality of information obtained by the banking commissioner or an employee of the department in relation to the financial condition or business affairs of financial institutions, shareholders, officers, directors, affiliates, and third-party service providers. It prohibits the disclosure of such information, except for information in a published statement or in the public portion of a call report or profit and loss statement. Information obtained from a federal or state regulatory agency that is confidential under federal or state law may only be disclosed as provided by federal or state law.

The provided legal document content covers various aspects related to deposit contracts, fees, disclosures, liens, and trust accounts in the banking industry. It states that deposit contracts between a bank and an account holder can be evidenced by various documents and a cause of action for denial of deposit liability accrues when the bank denies liability and provides notice to the account holder. The document also governs the amendment of deposit contracts, allowing banks to amend the contract by mailing a written notice to the account holder.

This document, part of the Texas Statutes Finance Code, regulates various aspects of retail installment sales. It defines key terms such as ‘credit card issuer,’ ‘holder,’ ‘retail buyer,’ ‘retail charge agreement,’ ‘retail credit card arrangement,’ ‘retail installment contract,’ ‘retail installment transaction,’ and ‘retail seller.’ The document specifies that it applies to retail buyers, retail sellers, credit card issuers, and holders of retail installment contracts and retail charge agreements. However, certain entities such as banks, savings associations, credit unions, licensed persons under Chapter 342, and those engaged in lending money for personal, family, or household purposes are exempted.

This legal document found in the Texas Statutes under the Finance Code regulates revolving credit accounts. It defines a revolving credit account as an open-end account established by a creditor for a customer under a written agreement. The document outlines provisions such as the computation of the average daily balance, debiting of unpaid balances and interest, and the ability to defer payment. It also introduces revolving loan accounts and revolving triparty accounts.

This section of the Texas Statutes governs the installation, maintenance, and operation of electronic terminals for the convenience of customers of financial institutions. It allows persons to install, maintain, and operate electronic terminals at any location. Financial institutions may agree in writing to share the use of an electronic terminal on a reasonable and nondiscriminatory basis, subject to necessary technical standards and charges. The charges imposed must be reasonable, fair, equitable, and nondiscriminatory among financial institutions.

The provided legal document content governs the safety regulations and provisions related to unmanned teller machines. It applies to operators, owners, and customers of unmanned teller machines. The document defines various terms such as ‘access area’, ‘access device’, ‘candlefoot power’, ‘control’, ‘customer’, ‘defined parking area’, ‘financial institution’, ‘operator’, ‘owner’, and ‘unmanned teller machine’. It specifies the characteristics and requirements for access areas and defined parking areas. The document outlines the responsibilities and authorities of operators and owners of unmanned teller machines.

The provided legal document content pertains to the general provisions applicable to holding companies under the Texas Statutes, specifically the Finance Code. Holding companies are required to register with the commissioner within 90 days of becoming a holding company, providing information on their financial condition, ownership, operations, management, and intercompany relations. They must also file reports with the commissioner, maintain books and records, and allow for examinations by the commissioner. The document outlines the regulatory framework and requirements for holding companies in Texas, including limitations on activities and investments.

This section of the Texas Statutes, under the Finance Code, pertains to the rules for the administration and enforcement of the chapter on regulation of money services businesses. The commission is granted the authority to adopt rules necessary to implement and clarify this chapter, preserve and protect the safety and soundness of money services businesses, protect the interests of purchasers of money services and the public, and protect against financial crimes such as drug trafficking, terrorist funding, money laundering, structuring, or related offenses.

This section of the Texas Statutes, specifically the Finance Code, falls under the regulation of money services businesses. It pertains to the preparation, maintenance, and preservation of records by license holders and authorized delegates. The required records include a record of each money transmission transaction or currency exchange transaction, a general ledger, bank statements and reconciliation records, records and reports required by applicable state and federal law, and any other records reasonably requested by the commissioner.