The provided legal document content pertains to the Finance Commission of Texas, its composition, operation, and powers. The Finance Commission is responsible for overseeing and coordinating the Texas Department of Banking, the Department of Savings and Mortgage Lending, and the Office of Consumer Credit Commissioner. It serves as the policy-making body for these finance agencies and ensures the functioning of state depository and lending institutions. The document outlines the composition of the Finance Commission, including the appointment process, qualifications, and restrictions on members.

The provided legal document content covers various aspects of the operation of the Texas Department of Banking. It outlines the appointment and duties of the banking commissioner, including the requirement of at least seven years’ experience in banking or bank supervision. The document also addresses the appointment and powers of deputy banking commissioners, as well as the oath of office required for certain department officers and employees. Additionally, it discusses the establishment of fees for the administration of relevant chapters and the payment of audit costs.

The provided legal document content pertains to the powers and duties of the Consumer Credit Commissioner in Texas, including the enforcement of consumer credit regulations and the coordination of educational and debt counseling programs. It also covers the obtaining and use of criminal history record information by the Commissioner’s office, the assessment of administrative penalties and restitution orders for violations related to consumer credit, and the process of judicial review in relation to the decisions made by the Commissioner.

This legal document pertains to the Credit Union Commission and Department in Texas. The department is responsible for supervising and regulating credit unions in accordance with the Texas Statutes and the Finance Code. It consists of the commission, the commissioner, and other department officers and employees. The commission is composed of nine members appointed by the governor, and they serve staggered terms of six years. The commission is responsible for developing policies, establishing fees, and providing the public with an opportunity to appear before the commission.

The provided legal document content pertains to the regulation of money services businesses under the Texas Finance Code. It covers general provisions that apply to applicants for or holders of money services licenses, including money transmission licenses and currency exchange licenses. The section provides definitions for various terms and outlines exemptions from licensing requirements. The documents also address the administration and enforcement of the chapter on regulation of money services businesses, including the authority of the department and the commission, cooperation with other agencies, and consent to service of process.

This legal document, part of the Texas Statutes under the Finance Code, covers various provisions related to finance, banking, and bank holding companies in Texas. It sets forth the conditions for acquiring a Texas bank or bank holding company, permits interstate branching, and provides for state regulation of foreign banks in the financial markets of Texas. The document includes definitions for various terms used in the relevant statutes and grants the finance commission the authority to adopt additional definitions through rulemaking.

The provided legal document content covers two main areas: the acquisition of Texas banks by out-of-state bank holding companies and financial activities by financial holding companies. In the case of acquisitions, an out-of-state bank holding company is prohibited from acquiring a Texas bank if, upon completion of the transaction, the applicant would control 20 percent or more of the total amount of deposits held by depository institutions in Texas. The commissioner has the authority to request supplemental information to aid in the determination of an acquisition’s impact.

These legal documents found in the Texas Statutes under the Finance Code govern interstate bank mergers and branching. They outline the conditions and requirements for Texas state banks to establish and maintain branches in states other than Texas, as well as the requirements for out-of-state banks to establish de novo branches in Texas. The documents also cover the authority of the banking commissioner to examine interstate branches maintained by out-of-state state banks in Texas to ensure compliance with applicable state laws.

This legal document provides definitions for various terms related to fiduciary accounts and entities. It establishes the definitions and relationships of various entities involved in fiduciary accounts in Texas. The document governs the process of substituting fiduciaries in fiduciary accounts, allowing a subsidiary trust company to enter into an agreement with an affiliated bank to substitute the company as fiduciary for the bank in each fiduciary account listed in the agreement.

This legal document governs the regulation of currency transmissions in Texas. It applies to currency transmission businesses, which are defined as engaging in or offering currency transmission as a service or for profit. However, the term does not include federally insured financial institutions or title insurance companies or agents. Currency transmission is defined as receiving currency or an instrument payable in currency in order to transmit it by various means or through the use of financial intermediaries, the Federal Reserve System, or other funds transfer networks.