This legal document governs the prohibition of certain surcharges in credit, debit, and stored value card transactions. It applies to cardholders, merchants, and buyers involved in the sale or lease of goods or services. The document defines key terms such as ‘cardholder’, ‘credit card’, ‘debit card’, ‘merchant’, ‘stored value card’, and ‘surcharge’. A surcharge is defined as an increase in the price charged for goods or services imposed on a buyer who pays with a credit, debit, or stored value card, but not on a buyer who pays with cash.

This legal document governs the use of payment card skimmers on motor fuel metering devices by merchants selling motor fuel to retail customers. It defines various terms related to the subject matter and includes provisions regarding wire or electronic devices capable of intercepting electronic communications or data for fraudulent purposes. The document requires merchants with unattended payment terminals on motor fuel dispensers to implement procedures to prevent the installation of skimmers, find and remove skimmers, and report their discovery to the department.

This legal document governs credit card marketing activities conducted by credit card issuers at postsecondary educational institutions in Texas. It defines ‘campus credit card marketing activity’ and provides definitions for key terms such as ‘credit card’, ‘credit card issuer’, ‘governing board’, and ‘postsecondary educational institution’. The document prohibits credit card issuers from engaging in campus credit card marketing activities outside of designated campus locations or at times other than those designated by the governing board of the institution.

These legal documents, part of the Texas Statutes under the Business and Commerce Code, specifically the Uniform Commercial Code (UCC), govern various aspects of secured transactions. They provide definitions for terms used in secured transactions, establish the effectiveness and attachment of security interests, outline the rights and obligations of parties to a security agreement, and provide rules and guidelines for perfection, effect, and priority of security interests. The documents apply to a wide range of entities involved in secured transactions, including creditors, debtors, secured parties, buyers, lessees, licensees, banks, securities intermediaries, commodity intermediaries, account debtors, assignors, assignees, promissory note holders, health-care-insurance receivable assignees, general intangible assignees, applicants, issuers, nominated persons, beneficiaries, and transferee beneficiaries.

This section of the Texas Statutes, Business and Commerce Code, falls under the Uniform Commercial Code and governs negotiable instruments. A negotiable instrument is an unconditional promise or order to pay a fixed amount of money. It must be payable to bearer or to order, payable on demand or at a definite time, and must not contain any other undertaking or instruction apart from the payment of money. However, it may include provisions for collateral, confession of judgment, or waiver of certain laws.

This legal document governs the medium and time of settlement by a bank. It applies to banks involved in settlement transactions. The document states that the medium and time of settlement may be prescribed by Federal Reserve regulations, clearing-house rules, or by agreement. In the absence of such prescription, the medium of settlement is cash or credit to an account in a Federal Reserve bank or specified by the person receiving settlement.

This legal document governs the final payment of items by payor banks, the process by which provisional debits and credits become final, and the availability of credits for withdrawal. According to the document, an item is considered finally paid by a payor bank when it is paid in cash, settled without the right to revoke the settlement, or provisionally settled and not revoked within the permitted time. If provisional settlement does not become final, the item is not considered finally paid.

This legal document governs the collection of items by payor banks. It outlines the actions a payor bank can take if it settles for a demand item and later wants to revoke the settlement. The payor bank can revoke the settlement and recover the settlement amount if it returns the item, returns an image of the item (if agreed upon), or sends a record providing notice of dishonor or nonpayment. The document also specifies that if a demand item is received by a payor bank for credit on its books, it can return the item or send notice of dishonor within a specified time limit.

This provision, found in the Texas Statutes under the Business and Commerce Code, specifically in the Uniform Commercial Code section on Bank Deposits and Collections, pertains to the collection of items by payor banks. It states that any knowledge, notice, stop-payment order, or legal process received by the payor bank comes too late to terminate, suspend, or modify the bank’s right or duty to pay an item or charge its customer’s account if certain conditions are met.

This legal document, found in the Texas Statutes under the Business and Commerce Code, specifically in the Uniform Commercial Code section on Bank Deposits and Collections, governs the relationship between a payor bank and its customer. According to this document, a bank has the authority to charge a customer’s account for an item that is properly payable from that account, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and complies with any agreement between the customer and the bank.