The provided legal document content pertains to contested case proceedings within the Iowa Administrative Code’s Banking Division. It outlines the procedures and requirements for contested case proceedings, including the filing of a written request for a contested case proceeding, the necessary information to be included in the request, and the timeframes for filing. The document also specifies the methods of delivery for the notice of hearing, the content that must be included in the notice, and the identification of all parties involved.

The document establishes a uniform process for granting waivers from rules in the Iowa Administrative Code related to banking. It applies to various entities, including individuals, corporations, government agencies, and legal entities. The document does not apply to rules that define the meaning of a statute or other provision of law. If there is a more specific provision of law governing the issuance of a waiver, that provision takes precedence. The superintendent has the discretion to grant a waiver based on the unique circumstances presented in a petition.

The documents provided cover various application procedures for state-chartered banks in Iowa. They govern the conversion of a national bank into a state bank, organization of a state-chartered bank, merger or purchase and assumption for state banks and national and state banks, establishment and operation of a bank office, renewal, amendment, or restatement of articles of incorporation for state banks, purchase or acquisition of outstanding shares of a state bank resulting in control or change in control, relocation of principal place of business or a bank office, procedures for applications requiring a public hearing, authorization of state-chartered banks to engage in securities activities, investment in bank service corporations or subsidiaries, use of futures contracts, forward contracts, and standby contracts by state banks, operation of mobile offices, bank-owned courier services, and convenience offices by state banks, and engagement of state banks in new or innovative electronic activities.

The provided legal document content pertains to the state banking council, which is a statutory council composed of the superintendent and six other members. All members of the council are appointed by the governor. The terms of office for council members, excluding the superintendent, are four-year staggered terms. The council acts in an advisory capacity regarding matters related to the administration of the Iowa Banking Act. The council meets at least once each calendar quarter, generally at the office of the superintendent.

This document outlines the process for filing a petition for rule making with the Iowa Division of Banking. Any person can file a petition by submitting it to the Division of Banking in Des Moines, Iowa. The petition must be in a specific format and include information such as the specific rule-making action sought, relevant laws, arguments and supporting data, and the names and addresses of affected or interested parties. The petition must be dated, signed, and include contact information for the petitioner.

This document governs the process of intervention in proceedings for a declaratory order under the Iowa Administrative Code, specifically in the Banking Division’s DECLARATORY ORDERS section. It applies to persons who qualify as intervenors and file a petition for intervention within six days of the filing of a petition for declaratory order. Additionally, any person who files a petition for intervention prior to the issuance of an order may be allowed to intervene at the discretion of the division of banking.

This legal document governs the disclosure of confidential records without the consent of the subject. It applies to government agencies, recipients who have provided advance written assurance, other government agencies or instrumentalities, individuals in compelling circumstances, legislative services agency, employee disciplinary proceedings, and court orders or subpoenas. The document outlines instances where disclosure may occur without notice to the subject, such as routine use, statistical research or reporting, civil or criminal law enforcement activities, compelling circumstances affecting health or safety, legislative services agency requests, employee disciplinary proceedings, and in response to court orders or subpoenas.

The provided legal document governs the provision of courier services by state banks in Iowa. State banks in Iowa have the option to provide courier services to their customers either through a third-party provider or using their own employees. When using a third-party provider, the state bank may pay the provider directly and charge its customers accordingly. Superintendent approval is not required for this arrangement. If the state bank establishes and operates its own courier services using its own employees, it must comply with the provisions of rule 1872.

The provided legal document content consists of two separate documents governing different aspects of state banks in Iowa. The first document governs real estate lending by state banks and requires them to formulate and maintain a comprehensive written real estate lending policy. The policy should include standards and limits, loan origination and approval procedures, underwriting standards, loan administration procedures, appraisal and evaluation programs, and compliance with secondary market investor requirements. The board of directors must review and approve the policy annually.

An organization may advertise bingo or any gambling activities legal under Iowa law. This rule is intended to implement Iowa Code section 725.12.