This document outlines the requirements and conditions for a deposit agreement between a foreign bank and a depository in the context of a Texas state branch or agency. The deposit agreement must be approved by the banking commissioner and include specific terms and conditions. Only assets eligible to be pledged under the relevant regulations may be deposited into the pledge account. The assets must be pledged to the banking commissioner for the benefit of the creditors and depositors of the Texas state branch or agency.

(a) Retention of receipts of statements. A foreign bank must retain for three years from the date of receipt the originals of all receipts or statements obtained from a depository under 3.59 of this title (relating to Deposit Agreement and Conditions). The foreign bank must make such originals available to the department at the time of the examination of such branch or agency. (b) Withdrawal request and certificate. Coincidentally with any withdrawal request authorized pursuant to 3.

This document, part of the Texas Administrative Code, pertains to user safety at unmanned teller machines. It defines terms used in this subchapter and provides guidelines for measuring compliance with safety procedures. It states that landlords or owners of property must comply with safety procedures if they control the access area or defined parking area for an unmanned teller machine. If compliance cannot be obtained, the owner or operator of the machine must notify the landlord in writing.

This legal document governs the establishment and operation of deposit production offices (DPOs) by Texas state banks. DPOs are sites other than the home office or a branch of the bank where deposit production activities can take place. Texas state banks are authorized to engage in deposit production activities at DPOs, including soliciting deposits, providing information about deposit products, and assisting with opening deposit accounts. However, DPOs must not engage the public in the business of banking, such as making loans, receiving deposits, and paying withdrawals.

This section of the Texas Administrative Code applies to money transmission license holders under Finance Code, Chapter 151. It provides guidelines for calculating and reporting average outstanding money transmission obligations, defines ‘past due or doubtful of collection,’ and clarifies the permissible investments for license holders. License holders are required to maintain records of their outstanding money transmission transactions and make them available to the department upon request. The section also includes specific provisions for automated clearinghouse (ACH) receivables, credit card receivables, and debit card receivables as permissible investments.

This document governs the regulation of payment processors in Texas. It applies to payment processors and consumer-facing entities. The document provides exemptions for payment processors acting as intermediaries between a consumer-facing entity and the consumer’s designated recipient, as well as payment processors receiving funds on behalf of a consumer-facing entity that sells goods or services other than money services or accepts charitable donations. No penalties are mentioned in the document.

All transactions, including loans, involving officers, directors, affiliated persons, controlling persons or employees shall be limited and governed by the provisions of Federal Reserve Board Regulations O and W, which sections are hereby incorporated by reference. Such provisions shall be enforced by the department. Source Note: The provisions of this 65.11 adopted to be effective January 10, 1989, 13 TexReg 6472; amended to be effective May 5, 2016, 41 TexReg 3107

This legal document, part of the Texas Administrative Code, pertains to user safety at unmanned teller machines. It defines terms used in the document and provides guidelines for measuring compliance with safety procedures. It states that landlords or owners of property must comply with safety procedures if they control the access area or parking area for an unmanned teller machine. If compliance cannot be obtained, the owner or operator of the machine must notify the landlord in writing.

This document, part of the Texas Administrative Code, governs the establishment and maintenance of Loan Production Offices (Loan Offices), Administrative Offices, and Deposit Production Offices by savings banks. Loan Production Offices have the authority to take loan applications, originate loans, approve or make credit decisions, accept loan payments, and manage or sell real estate owned by the institution. Administrative Offices are established for administrative purposes only and cannot accept savings deposits or loan applications.

All transactions, including loans, involving officers, directors, affiliated persons, controlling persons or employees shall be limited and governed by the provisions of Federal Reserve Board Regulations O and W, which sections are hereby incorporated by reference. Such provisions shall be enforced by the department. Source Note: The provisions of this 77.33 adopted to be effective September 23, 1993, 18 TexReg 6096; amended to be effective May 5, 2016, 41 TexReg 3119