These legal documents govern the acquisition of banks, trust companies, national banking associations, or bank holding companies by out-of-state bank holding companies. They apply specifically to out-of-state bank holding companies seeking to acquire such institutions in Washington state. The documents require the applicant out-of-state bank holding company to submit various items of information with the application, including audited financial statements, statements of assets and liabilities, income and expense reports, and a business plan for the operation of the acquired institution.

The Washington Consumer Loan Act governs various aspects of consumer loans in Washington state. It outlines licensing requirements for individuals and entities engaged in lending, extending credit, servicing or modifying residential mortgage loans, or servicing student education loans. The Act also regulates advertising practices, loan fees, continuing education for loan originators, and grounds for suspending or revoking a consumer loan company license. It applies to loan originators, consumer loan companies, mortgage servicers, and third-party loan modification service providers.

This document outlines the prohibited practices in the mortgage broker and loan originator industry. It applies to mortgage brokers and loan originators and aims to prevent fraudulent and deceptive practices. The prohibited practices include employing schemes to defraud or mislead borrowers or lenders, engaging in unfair or deceptive practices, obtaining property by fraud or misrepresentation, soliciting contracts with borrowers based on ‘best efforts’ to obtain a loan without actually obtaining one, charging discount points without reducing the interest rate, failing to disclose payment components in residential mortgage loans, making false statements or omissions in applications or documents, filing liens without legal basis, coercing or threatening borrowers, failing to make required disclosures, making false or deceptive statements about loan terms, engaging in bait and switch advertising, engaging in unfair or deceptive advertising practices, and abandoning records.

The provided legal document content pertains to the regulation of money services providers in the state of Washington. It covers various aspects such as licensing requirements, authorized delegates, fees, investigations and examinations, privacy policies, records retention, bonding requirements, reporting requirements, and more. The documents apply to money services providers, licensees, applicants, and authorized delegates. Exemptions include activities regulated by the Commodities Futures Trading Commission (CFTC), clearance or settlement services provided by a person to a board of trade, activities by persons providing clearance or settlement services under a registration as a clearing agency, and payment processing activities using virtual currencies, for the marijuana industry, or holding consumer funds with no direction from the consumer to pay the funds to a payee.

This legal document outlines the requirements for obtaining a card room employee license in Washington state. The license is mandatory for individuals involved in the operation of commercial nonhouse-banked card rooms, class F endorsed nonhouse-banked card rooms, and house-banked card rooms. The functions that require a license include collecting fees, dealing, supervising card games or other card room employees, selling or redeeming chips, performing cashier or cage duties, observing dealers and card games for cheating, controlling card room funds, and participating in the operation of a card game.

The provided legal document content covers various aspects of fees, payment plans, and reporting requirements for gambling licenses and permits in Washington state. It outlines the fees and payment methods for different types of licenses, including annual licenses and change fees. The document also defines terms such as ‘gross gambling receipts’ and ‘quarterly license fees’. It specifies the reporting obligations for licensees, including the submission of quarterly license reports and the reporting of gross gambling receipts.

This legal document governs the process of obtaining a waiver for significant progress requirements for charitable or nonprofit licensees. If a licensee is unable to demonstrate significant progress, they can request a waiver for some or all of the requirements. The waiver request must include acknowledgment of the circumstances, steps taken to correct the situation, approval of a plan for future program services, and evidence of expending at least twenty-five percent of net gambling income on program services.

The legal document found in the Washington Administrative Code under the Gambling Commission’s Fund-raising event rules governs the operation of raffles at fund-raising events (FREs). Licensees have two options for operating raffles: (a) solely under their fund-raising event license, where all aspects of the raffle must be conducted during the FRE and income counts towards FRE limits, or (b) under a separate raffle license, where all tickets must be sold and deposited before the FRE, and the raffle drawing must be held at the FRE.

The legal document, found in the Washington Administrative Code under the Gambling Commission’s Bingo rules, governs the management and operation of bingo games. It covers various aspects such as the supply of chips, participation restrictions, inventory record-keeping, prize distribution, receipting methods, operating hours, shared facilities, and more. The document applies to bingo licensees, bingo operators, bingo managers, and players involved in bingo games. However, qualified agricultural fairs licensed to operate bingo are exempt from certain management and operation restrictions.

The legal document content provides comprehensive guidelines and regulations for the operation, supervision, and conduct of amusement games in Washington state. It covers various aspects such as rental or obtaining equipment, physical limitations, submission of annual activity reports, supervision of operators, contracts for commercial amusement games, approval process for introducing new games, standards for different groups of amusement games, maximum wagers and prize limitations, operation of coin or token activated amusement games, operation of similar games on the same premises, basis for rent or consideration, notification requirements, display of prizes, record-keeping, conduct of games, skill requirements, removal of amusement games, adult supervision for school-aged minors, shooting amusement games, and specific games like dart, hoop or ring toss, ball roll, crane, electronic puzzle and pattern solving, shooting, cake walk, and fish pond amusement games.