This legal document pertains to leases under the Uniform Commercial Code (UCC). It provides definitions for various terms used in lease contracts, such as ‘buyer in ordinary course of business,’ ‘cancellation,’ ‘commercial unit,’ ‘conforming goods,’ ‘consumer lease,’ ‘fault,’ ‘finance lease,’ ‘goods,’ ‘installment lease contract,’ ’lease,’ ’lease agreement,’ ’lease contract,’ ’leasehold interest,’ ’lessee,’ ’lessee in ordinary course of business,’ ’lessor,’ ’lessor’s residual interest,’ ’lien,’ ’lot,’ ‘merchant lessee,’ ‘present value,’ ‘purchase,’ ‘sublease,’ ‘supplier,’ ‘supply contract,’ and ’termination.

This legal document, part of the West Virginia Code’s Uniform Commercial Code, governs the process of presentment, dishonor of notes and drafts, obligation of indorsers and drawers, excusal of presentment, discharge of obligations, and tender of payment related to negotiable instruments. It provides definitions and guidelines for the conversion of instruments and clarifies the law applicable to conversion of personal property. The document establishes the rules for presentment, including the methods, effectiveness, and requirements for presentment.

This legal document, part of the West Virginia Code’s Uniform Commercial Code on Bank Deposits and Collections, governs various aspects of bank deposits and collections. It covers the liability of banks for action or nonaction with respect to items handled for presentment, payment, or collection. The document also addresses the variation of provisions by agreement, the measure of damages, and the action constituting ordinary care in relation to banks. It provides definitions for various terms used in the article and establishes the meanings of terms like ‘bank,’ ‘depositary bank,’ ‘payor bank,’ ‘intermediary bank,’ ‘collecting bank,’ and ‘presenting bank.

The provided legal document content is part of the West Virginia Code’s Uniform Commercial Code on funds transfers. It governs the various aspects of funds transfers, including the definition of terms related to payment orders, the issuance and acceptance of payment orders, the time of receipt of payment orders, the authorization and verification of payment orders, the unenforceability of certain verified payment orders, the refund of payment and the duty to report unauthorized payment orders, the handling of erroneous payment orders, the role of third-party communication systems, the obligations of receiving banks when executing payment orders, the obligations of beneficiary’s banks regarding payment and notice to the beneficiary, the rights and obligations of parties involved in funds transfers, the treatment of creditor process served on receiving banks, the court’s power to restrain certain actions related to funds transfers, the sequencing of charges to the sender’s account, the preclusion of objections to payment by the customer, the rate of interest applicable to payment orders, and the choice of law for funds transfers.

This legal document, found in the West Virginia Code under the Uniform Commercial Code, governs the issuance, amendment, cancellation, and duration of letters of credit. It defines various terms related to letters of credit and outlines the obligations and responsibilities of different parties involved in letters of credit transactions. The document specifies that a letter of credit becomes enforceable against the issuer when it is sent or transmitted to the person requested to advise or the beneficiary.

This legal document, part of the West Virginia Code’s Uniform Commercial Code on Investment Securities, pertains to the provisions related to investment securities. It provides definitions for various terms used in the context of investment securities and clarifies the characterization of a person, business, or transaction for purposes of this article. The document also provides rules for determining whether certain obligations and interests are classified as securities or financial assets. It applies to various entities such as corporations, business trusts, joint stock companies, and similar entities.

The provided legal document content pertains to the breach of the security of consumer information under the West Virginia Consumer Credit and Protection Act. It defines the term ‘breach of the security of a system’ as the unauthorized access and acquisition of unencrypted and unredacted computerized data compromising the security or confidentiality of personal information. The breach must cause the individual or entity to reasonably believe it will result in identity theft or other fraud to any resident of West Virginia.

The provided legal document content pertains to consumer protections in electronic transactions under the West Virginia Consumer Credit and Protection Act. It defines ‘consumer transaction’ as a transaction involving an individual primarily affecting personal, family, household, or agricultural purposes. It states that in a consumer transaction, when a consumer is required to provide notice to exercise or preserve their rights, they may do so using the same method by which they were provided with notice.

This legal document governs the process of placing a security freeze on a consumer’s credit report. It applies to consumer-reporting agencies and consumers. Consumer-reporting agencies are required to allow consumers to place a security freeze on their credit report either through a written request or a secure electronic method. The agency must place the security freeze within five business days of receiving the request. The consumer-reporting agency must provide a written confirmation of the security freeze to the consumer and a unique personal identification number or password for authorizing the distribution of credit information.

The provided legal document content pertains to the cybersecurity program within the West Virginia Department of Administration. It establishes the West Virginia Cybersecurity Office within the Office of Technology, which is responsible for setting standards for cybersecurity and managing the cybersecurity framework. The document applies to all state agencies, except for higher education institutions, the State Police, state constitutional officers, the Legislature, and the Judiciary. It defines key terms related to cybersecurity and aims to provide guidance for organizations to assess and improve their ability to prevent, detect, and respond to cyber incidents.