The Canadian Payments Association Election of Directors Regulations govern the process of electing directors for the Canadian Payments Association. The regulations require the nominating committee to ensure that candidates for directors represent a sufficient range of skills and expertise. They also specify that certain candidates must be at a level equivalent to senior vice president or executive vice president within their organization. Additionally, the regulations require that two of the three directors representing financial institutions listed in the schedule are representatives of those institutions.

This Canadian Payments Association By-law No. 2 Finance governs the financial aspects of the Canadian Payments Association. It applies to members and participants of the association. The by-law defines various terms such as amalgamated member, common services costs, common services dues, direct operating costs, participant, service fees, system, and transaction fees. It outlines the process for calculating common services dues and transaction fees based on the association’s operating budget and capital expenditures budget.

This document, Canadian Payments Association By-law No. 1 General, is a by-law made by the Board of Directors of the Canadian Payments Association under the Canadian Payments Act. It governs the registration of banks and authorized foreign banks as members of the Association, the application process for membership, the suspension of member’s rights, the establishment and composition of the Stakeholder Advisory Council and the Member Advisory Council, and the appointment, term, and removal of council members.

The Payment Clearing and Settlement Regulations govern the payment clearing and settlement activities in Canada. These regulations apply to participants in a clearing and settlement system, clearing houses, shareholders, holders of ownership interests, creditors, and any person or entity involved in a clearing and settlement system. The regulations define various terms such as ‘affiliate,’ ‘control,’ and ‘subsidiary.’ They also establish requirements for resolution plans, compensation for participants and shareholders in case of non-viability, and disclosure of oversight information.

The Financial Consumer Protection Framework Regulations, issued under various acts including the Bank Act, Cooperative Credit Associations Act, Insurance Companies Act, and others, govern the financial consumer protection framework in Canada. The regulations apply to banks, cooperative credit associations, insurance companies, proceeds of crime and terrorist financing entities, and trust and loan companies. The document sets out requirements for fair and equitable dealings, responsible business conduct, cancellation of agreements, access to basic banking services, disclosure and transparency, key product information, and more.

Canadian Payments Association By-law No. 9 Lynx governs the clearing and settlement of payment messages and their associated Lynx payment obligations through Lynx, the electronic funds transfer system owned and operated by the Canadian Payments Association. It applies to participants who are approved to participate in Lynx. The By-law sets out the responsibilities of the Association in managing, operating, and maintaining Lynx, as well as the obligations of participants in terms of collateral pledging, funding settlement mechanisms, and repayment of intraday loans.

The Radio Regulations, 1986 govern the regulations and requirements for radio broadcasting in Canada. It applies to licensees of A.M. stations, F.M. stations, and digital radio stations. The regulations cover various aspects such as Canadian and musical content, broadcasting content, political broadcasts, ethnic programs, logs and records, requests for information, ownership of equipment and facilities, transfer of ownership or control, affiliation, and more. The regulations also require licensees to contribute to Canadian content development initiatives based on their total revenues.

The Games of Chance (GST/HST) Regulations govern the taxation and regulation of games of chance in Canada. These regulations apply to prescribed registrants, including various provincial gaming authorities and their subsidiaries. The regulations define various terms related to gaming activities and outline the net tax calculation for provincial gaming authorities. They also establish rules regarding the tax on supplies made by the Interprovincial Lottery Corporation to provincial gaming authorities, the distribution of proceeds from games of chance, and the expenses incurred by the Interprovincial Lottery Corporation.

The Pari-Mutuel Betting Supervision Regulations govern the supervision and operation of pari-mutuel betting at race-courses and the possession of drugs and equipment used in the administering of drugs at race-courses. These regulations apply to associations that conduct pari-mutuel betting on horse races. The regulations cover various aspects of pari-mutuel betting, including the types of bets offered, calculation of pay-out prices, information provided to the public, and requirements for pari-mutuel systems and related facilities.

The Electronic Payments Regulations, issued under the Financial Administration Act, apply to every payment made out of the Consolidated Revenue Fund by means of an electronic instruction for payment. The regulations define various terms such as ‘chargeback’, ‘digital signature’, ’electronic instruction for payment’, ‘financial institution’, ‘media’, ‘payee’, and ‘payment date’. They specify that electronic instructions for payment must be issued by or under the direction and control of the Receiver General, and include certain information such as the amount of payment, payment reference number, payee’s details, and payment date.