This legal document, part of the Georgia Code on Banking and Finance, governs the sale of payment instruments, specifically checks or money orders. It provides definitions for various terms used in the article and includes historical amendments. The regulation applies to licensees, authorized agents, payment instrument holders, payment instrument issuers, money transmitters, and sellers of payment instruments. Closed-loop transactions are exempted from the regulation. The document also provides exemptions from licensing requirements for various entities.

This legal document governs the cashing of payment instruments in the state of Georgia. It applies to financial institutions operating within the state. The document defines various terms related to the cashing of payment instruments and establishes the scope of its application to individuals, partnerships, associations, or corporations engaged in cashing payment instruments for a fee. The document outlines the requirements for obtaining a license to cash payment instruments, including the submission of a written application, payment of fees, and providing necessary information.

The provided legal document content covers various aspects of the Credit Union Deposit Insurance Corporation in the state of Georgia. It includes the incorporation procedures for a nonprofit credit union deposit insurance corporation, requirements for articles of incorporation, approval process by the Department of Banking and Finance, adoption and amendment of bylaws, powers of the corporation, acquisition and termination of membership, payment of membership fees, refunds of fees, assessments, and premiums, insurance of deposits and shares, conduct of the corporation’s business, supervision and jurisdiction of the department, examination and audit of member financial institutions, administrative review of decisions or orders, and tax exemptions.

This legal document, part of the Georgia Code on Banking and Finance, governs the regulation of credit cards and credit card banks in Georgia. It applies to entities involved in credit card and credit card bank activities. The document imposes criminal penalties for the illegal use of credit cards, bank services cards, and other financial resources. It provides definitions for various terms used in this chapter, including ‘affiliate’, ‘commissioner’, ‘credit card’, ‘credit card account’, ‘credit card bank’, ‘domestic lender’, ‘foreign lender’, and ‘holding company’.

The provided legal document content pertains to the safe use of remote service terminals in Georgia. It applies to operators of remote service terminals, customers, financial institutions, and owners of automated teller machines. The document defines various terms and specifies conditions for defined parking areas and hours of darkness. It does not apply to entities primarily involved in electronic fund transfer data. The document aims to ensure the safety of remote service terminals by requiring operators to adopt procedures for evaluating their safety.

The provided legal documents pertain to the formation, operation, and regulation of merchant acquirer limited purpose banks in Georgia. They outline the requirements for corporations seeking to be chartered as a merchant acquirer limited purpose bank, including the filing of an application with the Department of Banking and Finance and the payment of applicable fees. The documents specify that within one year of receiving its charter, a merchant acquirer limited purpose bank must have no fewer than 50 employees located in Georgia dedicated to merchant acquiring activities.

This legal document, known as the Georgia Personal Identity Protection Act, governs the notification requirements upon a breach of security regarding personal information. It applies to information brokers, data collectors, and persons or businesses maintaining computerized data on behalf of information brokers or data collectors. The document mandates that any breach of security must be promptly notified to any resident of Georgia whose unencrypted personal information was acquired by an unauthorized person.

This legal document governs the process of placing a security freeze on a consumer’s credit report. Consumers can request a security freeze by writing to a consumer credit reporting agency. The agency must make available an internet-based method and a toll-free telephone number for consumers to request a security freeze, temporarily lift a freeze, or remove a freeze. Once a security freeze is in place, the agency is prohibited from releasing the consumer’s credit report without the consumer’s authorization.

This Code section governs the placement and removal of security freezes for protected consumers by consumer credit reporting agencies. It requires consumer credit reporting agencies to place a security freeze for a protected consumer if requested by the protected consumer’s representative, provided that sufficient proof of identification and authority is provided. The consumer credit reporting agency must create a record for the protected consumer if no file exists. Once a security freeze is in place, the consumer credit reporting agency is prohibited from releasing the protected consumer’s credit report or any information derived from it.

This legal document, enacted by Ga. L. 2008, p. 594, 1/HB 130, applies to Georgia consumers. It informs consumers of their right to obtain a security freeze on their credit report. A security freeze prevents a consumer reporting agency from releasing information in the credit report without the consumer’s express authorization. The security freeze can be requested in writing by certified mail or by electronic means as provided by a consumer reporting agency.