Can you summarize RIGL 6A-4-303?
This section of the State of Rhode Island General Laws, specifically the Uniform Commercial Code under the Bank Deposits and Collections section, pertains to the collection of items by payor banks. It states that any knowledge, notice, stop-payment order, or legal process received by the payor bank comes too late to terminate, suspend, or modify the bank’s right or duty to pay an item or charge its customer’s account if the bank has already accepted or certified the item, paid it in cash, settled for the item without the right to revoke the settlement, become accountable for the amount of the item, or if a cutoff hour has passed.
Can you summarize RIGL 6A-4-401?
This section of the State of Rhode Island General Laws, specifically the Uniform Commercial Code, Bank Deposits and Collections, governs the relationship between a payor bank and its customer. According to this section, a bank has the authority to charge a customer’s account for an item that is properly payable, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and complies with any agreement between the customer and the bank.
Can you summarize RIGL 6A-4-403?
This section of the State of Rhode Island General Laws, specifically the Uniform Commercial Code, Bank Deposits and Collections, governs the relationship between a payor bank and its customer. It outlines the customer’s right to stop payment of any item drawn on their account or close the account by providing an order to the bank. The stop-payment order is effective for six months and can be renewed for additional six-month periods.
Can you summarize RIGL 6A-4-404?
A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customers account for a payment made thereafter in good faith. History of Section. P.L. 2000, ch. 238, 4; P.L. 2000, ch. 421, 4.
Can you summarize RIGL 6A-4-406?
This legal document, part of the State of Rhode Island General Laws, specifically addresses the duty of customers to discover and report unauthorized signatures or alterations in bank transactions. According to the document, if a bank sends or makes available a statement of account or items to a customer, the customer must exercise reasonable promptness in examining the statement or items to determine if any payment was unauthorized due to alteration or unauthorized signature.
Can you summarize RIGL 9-1-28.1?
This legal document establishes the right to privacy in the state of Rhode Island. It defines the right to privacy as including the right to be secure from unreasonable intrusion upon one’s physical solitude or seclusion, the right to be secure from an appropriation of one’s name or likeness, the right to be secure from unreasonable publicity given to one’s private life, and the right to be secure from publicity that reasonably places another in a false light before the public.
Can you summarize RIGL Title 11, Chapter 19?
This legal document governs the operation of bingo games in the State of Rhode Island. It applies to charitable organizations that have been approved by the department. The document outlines several requirements for conducting bingo games, including that the game must be conducted by members of the organization, but they are allowed to employ non-members to carry on or conduct the game. No person involved in the management and control of the game can receive compensation, and all net receipts must be applied solely to the charitable purposes of the organization.
Can you summarize RIGL Title 11, Chapter 49.3?
The Identity Theft Protection Act of 2015 governs the breach of security of personal information maintained by municipal agencies, state agencies, and persons. It defines ‘breach of the security of the system’ as unauthorized access or acquisition of unencrypted, computerized data information compromising the security, confidentiality, or integrity of personal information. Good-faith acquisition of personal information by an employee or agent of the agency for agency purposes is not considered a breach, provided the information is not used or further disclosed without authorization.
Can you summarize RIGL Title 11, Chapter 51?
The provided legal document content pertains to the State of Rhode Island General Laws governing Organized Criminal Gambling. It defines ‘gambling’ to include various activities such as pool-selling, bookmaking, maintaining slot machines, roulette wheels or dice tables, and conducting lotteries, Policy, Bolita, or numbers games or selling chances in them. The document further defines ‘organized criminal gambling business’ as a gambling business involving three or more persons who conduct, finance, manage, supervise, direct, operate, or own all or part of the business.
Can you summarize RIGL Title 19, Chapter 1?
This legal document provides definitions for various terms related to financial institutions and credit unions in the State of Rhode Island. It defines terms such as ‘agreement to form’, ‘branch’, ‘credit union’, ‘director’, ‘division of banking’, ‘federal credit union’, ‘financial institution’, ‘main office’, ‘person’, ‘regulated institution’, ‘retail installment contract’, ‘retail seller’, ‘superintendent’, ‘unimpaired capital’, and ‘writing’. The document also establishes the authority and responsibilities of the director of the department of business regulation and the division of banking.