It shall be lawful for any financial institution to refuse to pay any check, draft, order of transfer or withdrawal, or order drawn upon it when the officers or employees of the financial institution in good faith have reason to believe that the person signing or indorsing the instrument is or was so under the influence of alcohol, drugs or other intoxicating substances as to make it doubtful whether the person is or was at the time of signing or indorsing the instrument capable of intelligently transacting business; and no action at law or equity may be maintained against the financial institution or its officers or employees on account of any refusal pursuant to this section.

No bank shall make any loan or extension of credit in violation of section 18(j) of the Federal Deposit Insurance Act, 12 U.S.C. 1828(j) or, if the bank is a member of the Federal Reserve System, in violation of sections 22(g), 22(h), 23A or 23B of the Federal Reserve Act, 12 U.S.C. 375a, 375b, 371c and 371c1. [L 1993, c 350, pt of 1]

A bank may deposit any of its funds with (1) a federal reserve bank or a federal home loan bank in any amount, or (2) another depository institution, provided that the net deposits in any one depository institution does not exceed twenty-five per cent of the bank’s capital and surplus, unless otherwise permitted by federal law. In this section, ’net deposits in any one depository institution’ means the sum of (1) balances, other than demand balances, due from the institution and (2) demand balances due from the institution, less any demand balances due to that institution if that office of the institution in which the deposit is made is located in the United States.

This legal document prohibits attorneys or law firms from consistently referring clients to the same health care provider, and health care providers from consistently referring patients to the same attorney or law firm, in cases of accidental harm subject to benefits under this article. Violation of this section is presumed if such a pattern is established. Additionally, health care providers are prohibited from engaging in fee splitting, referring patients to entities in which they have a financial interest without disclosure, and must obtain written disclosure from patients indicating their freedom to choose a different health care provider.

When, in violation of the terms of the contract the buyer, maliciously or with intent to defraud, injures, destroys, or conceals the goods, or, without the consent of the seller, maliciously or with intent to defraud, removes the goods from the island in which the goods were first kept for use by the buyer after the sale, or to which with the consent of the seller the goods have been removed, or sells, mortgages, or otherwise disposes of the goods under claim of full ownership, the buyer shall be fined not more than $500 or imprisoned not more than one year, or both.

This legal document governs the advertising practices related to credit sales of goods or services primarily for personal, family, or household purposes. It applies to any person who advertises for such credit sales under an open-end credit plan or a contract providing for the extension of closed-end credit. The document specifies the information that must be included in the advertisements, such as minimum charges, annual percentage rate, membership fees, down payment amount, repayment terms, and finance charges.

This legal document, part of the Hawaii Revised Statutes, governs credit card plans and agreements. It applies to credit card issuers and customers who are residents of Hawaii. The document outlines the information that must be provided in every solicitation and application for a credit card plan, including the initial interest rate, any fees or charges, and the date interest begins to accrue. It also addresses annual fees, minimum charges, and the due date for charges incurred with a charge card.

This legal document, governed by the Hawaii Revised Statutes under the Mortgage Rescue Fraud Prevention Act, pertains to distressed property leases. It requires distressed property leases to be in writing and fully disclose the rights and obligations of the distressed property lessor and lessee, the exact terms and duration of the lease, and the compensation received by the distressed property lessor. Distressed property lessees are entitled to all rights under the landlord-tenant law of the State, and the lease must not provide them with fewer rights than those provided by the State’s landlord-tenant law.

This section of the Hawaii Revised Statutes, specifically under the Uniform Commercial Code, pertains to the enforcement of lost, destroyed, or stolen cashier’s checks, teller’s checks, or certified checks. It defines key terms such as ‘check’ (which includes cashier’s checks, teller’s checks, and certified checks), ‘claimant’ (a person claiming the right to receive the amount of a lost, destroyed, or stolen check), and ‘declaration of loss’ (a written statement under penalty of perjury regarding the loss of a check).

This legal document pertains to actions against individuals who have made a dishonored check, draft, or order for the payment of money. The plaintiff in such cases may recover damages equal to $100 or triple the amount of the check, draft, or order, whichever is greater, not exceeding $500 more than the amount of the check, draft, or order. To be eligible for damages, the plaintiff must have made a written demand for payment at least ten days before commencing the action, and the defendant must have failed to tender the demanded amount.