This legal document governs the collection of delinquency or collection charges, including attorney’s fees and court costs, for retail installment contracts, retail charge agreements, and lender credit card agreements. The charges must be reasonable and can only be collected if the contract, charge agreement, or credit card agreement allows for it. Attorney’s fees can only be recovered if the collection is referred to an attorney who is not a salaried employee of the holder.

A lender credit card agreement may not contain any provision for a security interest in real or personal property or fixtures of the buyer to secure payment of performance of the buyer’s obligation under the lender credit card agreement. [ 1984 c 280 4.]

This legal document governs retail installment contracts, retail charge agreements, and lender credit card agreements in the context of retail installment sales of goods and services. It states that the service charge agreed upon in the contract should include all charges related to investigating and making the installment contract or charge agreement, as well as the privilege of making installment payments. No other fees or charges are allowed, except for specific exemptions such as vehicle dealer administrative fees or documentary service fees.

No provision of a retail installment contract, retail charge agreement, or lender credit card agreement is valid by which the buyer agrees not to assert against the seller or against an assignee a claim or defense arising out of the sale, or by which the buyer agrees to submit to suit in a county other than the county where the buyer signed the contract or where the buyer resides or has his or her principal place of business.

Any retail installment contract, retail charge agreement, or lender credit card agreement that complies with the disclosure requirements of Title I of the federal consumer protection act (82 Stat. 146, 15 U.S.C. 1601) which is also known as the truth in lending act, as of the date upon which said retail installment contract, revolving charge agreement, or lender credit card agreement is executed, shall be deemed to comply with the disclosure provisions of chapter 63.

A financial institution credit card is a card or device issued under an arrangement pursuant to which the issuing financial institution gives to a cardholder residing in this state the privilege of obtaining credit from the issuer or other persons in purchasing or leasing property or services, obtaining loans, or otherwise, and the issuer of which is not principally engaged in the business of selling goods. Except as provided in RCW 63.

This legal document governs the application of credit to the account of an obligor in lender credit card or financial institution credit card transactions. If a seller accepts a return of goods or forgives a debit for services, credit shall be applied to the obligor’s account. The seller is required to transmit a statement to the card issuer within seven working days, and the card issuer must credit the obligor’s account within three working days upon receipt of the credit statement.

This legal document governs the issuance of licenses for lottery sales agents. It applies to any person who wishes to engage in the business of selling lottery tickets or shares. Before issuing a license, the director considers factors such as the financial responsibility and security of the person and their business, the accessibility of their place of business to the public, the sufficiency of existing licenses to serve the public convenience, and the volume of expected sales.

This legal document pertains to the denial, suspension, and revocation of licenses issued under the Revised Code of Washington, specifically in the context of sports and recreation convention facilities and the state lottery. The director has the authority to deny an application, suspend, or revoke a license after notice and hearing. Temporary suspension without prior notice may also occur pending prosecution, investigation, or hearing. The director can take such actions for various reasons, including failure to account for lottery tickets or proceeds, non-compliance with instructions, violation of laws or rules, failure to file returns or reports, fraud or misconduct, insufficient ticket sales, or material changes since license issuance.

(1) A ticket or share shall not be sold to any person under the age of eighteen, but this shall not be deemed to prohibit the purchase of a ticket or share for the purpose of making a gift by a person eighteen years of age or older to a person less than that age. (2) Any licensee who knowingly sells or offers to sell a lottery ticket or share to any person under the age of eighteen is guilty of a misdemeanor.