It is the intent of the Legislative Assembly to end the practice of ongoing charging of consumer credit or debit cards or third party payment accounts without the consumers explicit consent for ongoing shipments of a product or ongoing deliveries of service. [2011 c.509 1]

ORS 646A.293 and 646A.295 pertain to automatic renewal and continuous service plans or arrangements. The definitions provided in the section include ‘automatic renewal,’ ‘clear and conspicuous,’ ‘consumer,’ ‘continuous service,’ ‘offer terms,’ and ‘person.’ The provisions require clear and conspicuous disclosures in offer terms, including information about cancellation, recurring charges, length of the term, and minimum purchase obligation. The term ‘person’ is defined as per ORS 646.605. The statutes aim to protect consumers by ensuring transparency and disclosure in automatic renewal and continuous service agreements.

This legal document, part of the Oregon Revised Statutes, specifically addresses the requirements and prohibitions related to automatic renewal or continuous service offers made to consumers in the state of Oregon. It prohibits certain actions such as failing to present the offer terms clearly, charging the consumer without obtaining consent, and failing to provide an acknowledgment with cancellation information. The document also outlines requirements for providing cancellation mechanisms and notifying consumers of material changes.

ORS 646A.600 to 646A.628 shall be known as the Oregon Consumer Information Protection Act. [2007 c.759 1; 2019 c.180 1]

This document provides definitions for terms used in ORS 646A.600 to 646A.628, which pertain to trade practices and regulations in Oregon. It defines key terms such as ‘breach of security,’ ‘consumer,’ ‘consumer report,’ ‘covered entity,’ ‘debt,’ ’encryption,’ ’extension of credit,’ ‘identity theft,’ ‘identity theft declaration,’ ‘person,’ ‘personal information,’ ‘proper identification,’ ‘protected consumer,’ ‘protective record,’ ‘redacted,’ ‘representative,’ ‘security freeze,’ and ‘vendor.’ The document also clarifies the scope and application of these terms.

This legal document governs the breach of security notification requirements for covered entities and vendors. It applies to covered entities and vendors who experience a breach of security or receive notice of a breach of security. The covered entity must notify the consumer whose personal information is affected by the breach, as well as the Attorney General if the number of affected consumers exceeds 250. Vendors must notify the covered entity with which they have a contract within 10 days of discovering or having reason to believe a breach of security occurred.

This legal document governs the process of placing a security freeze on consumer reports or protective records. Consumers or representatives can request a security freeze by submitting a written request to a designated address or through a secure electronic method provided by the consumer reporting agency. If the consumer or protected consumer has been a victim of identity theft or reported a theft of personal information, they may include supporting documents such as a police report.

This legal document, part of the Oregon Revised Statutes, pertains to consumer reporting agencies. It governs the process of placing a security freeze on a consumer report, creating a protective record, and the use and release of information. The document outlines the requirements for consumer reporting agencies to place a security freeze within five business days of receiving a consumer’s request and proper identification. If a consumer report does not exist, a protective record must be created.

A consumer reporting agency may not charge a consumer a fee or collect from a consumer any money or item of value for: (1) Placing, temporarily lifting or removing a security freeze on the consumers consumer report. (2) Creating or deleting a protective record. (3) Placing or removing a security freeze on a protective record for a protected consumer. (4) Replacing a lost personal identification number, password or similar device the consumer reporting agency previously provided to the consumer.

This legal document governs the conditions for lifting or removing a security freeze placed on a consumer report. It applies to consumer reporting agencies. According to the document, a consumer reporting agency shall temporarily lift or remove a security freeze upon a consumer’s request. The agency may also lift or remove a security freeze if it was placed due to a material misrepresentation of fact by the consumer or their representative.