As used in ORS 646A.202 and 646A.204: (1) Credit card has the meaning given that term in ORS 646A.212. (2) Debit card has the meaning given debit instrument in 15 U.S.C. 1693n. [Formerly 646.886]

A person may not sell, lease or rent a payment processing system that provides a customer receipt that shows more information about a customer than the customers name and five digits of the customers credit or debit card number. [Formerly 646.887]

(1) In a credit or debit card transaction with a customer, a person may not create a customer receipt that shows more information about a customer than the customers name and five digits of the customers credit or debit card number. (2) A person that creates or retains a copy of a receipt containing more information about a customer than the customers name and five digits of the customers credit or debit card number shall shred, incinerate or otherwise destroy the copy on or before the sooner of: (a) The date the image of the copy is transferred onto microfilm or microfiche; or (b) Thirty-six months after the date of the transaction that created the copy.

The Attorney General may adopt rules under ORS chapter 183 to carry out the provisions of ORS 646A.200, 646A.202 and 646A.204. [Formerly 646.889] (Numbers, Expiration Dates or Personal Information in Credit or Debit Card Transactions)

This legal document prohibits the requirement of providing a credit card number or expiration date as a condition for accepting a check or share draft, unless the credit is issued by the person requiring the information. However, there are exceptions to this prohibition. These exceptions include requesting a credit card for creditworthiness or additional identification, recording credit card information as a security deposit, recording credit card information when the card issuer guarantees checks or share drafts, requesting and recording personal information of a person offering payment by check, and verifying the signature, name, and expiration date on a credit card.

As used in ORS 646A.210 and 646A.214, credit card has the meaning given that term under the federal Consumer Credit Protection Act (P.L. 90-321, 82 Stat. 146, 15 U.S.C. 1602). [Formerly 646.893]

This section of the Oregon Revised Statutes governs the verification of identity in credit or debit card transactions. It allows merchants to require personal information, other than what appears on the face of the card, for the purpose of verifying the cardholder’s identity. However, the merchant is prohibited from writing this information on the transaction form. The section does not prevent a merchant from requesting and keeping written information necessary for shipping, delivery, installation, or warranty purposes, if provided voluntarily by the cardholder.

This legal document governs the disclosure requirements for credit card solicitations. It applies to credit card issuers and individuals who receive credit card solicitations. The document mandates that every solicitation for a credit card must disclose certain information, including the applicable annual percentage rate, any charges that could be imposed, membership or participation fees, and any time period for repaying credit without incurring a finance charge. The document also provides definitions for terms such as ‘card issuer,’ ‘credit card,’ ‘credit,’ ‘annual percentage rate,’ and ‘finance charge.

This section of the Oregon Revised Statutes governs charge card solicitations and the required disclosures. It defines a charge card as a credit device that does not accrue finance charges and does not provide automatic access to credit repayable in installments. The solicitation must clearly and conspicuously disclose the annual fees and other charges applicable to the charge card. The section provides definitions for terms such as ‘charge card,’ ‘reasonable time,’ and ‘solicitation.

This legal document pertains to actions that can be taken by the Attorney General or a district attorney in the state of Oregon to prevent and restrain violations of specific sections of the Oregon Revised Statutes related to trade practices. The document allows the Attorney General or district attorney to bring an action against a person who violates ORS 646A.202, 646A.204, 646A.220, or 646A.222. Civil penalties of up to $1,000 per violation can be sought, and the circuit court retains jurisdiction to consider requests for civil penalties.