This legal document governs the process of converting a mutual financial institution or a cooperative financial institution into a credit union. It applies to mutual financial institutions, cooperative financial institutions, and credit unions. The document outlines the requirements for such a conversion, including providing written notice to members, approval of the conversion plan by the governing body, and holding a special meeting of members to vote on the conversion plan. Various records and documentation must be filed with the Commissioner.

This legal document governs the involuntary merger of credit unions in Vermont. The Commissioner has the authority to merge a credit union that is insolvent, in danger of insolvency, or operating unsafely or unsoundly with another credit union. The Commissioner can waive the need for a membership vote and the requirement for the governing body’s approval of the acquired credit union. Credit unions have the option to request a stay of the involuntary merger by appealing to the Washington Superior Court.

This legal document, part of the Vermont Statutes under the Banking and Insurance section, governs money services in Vermont. It applies to licensees and authorized delegates engaged in money services within the state. The document provides definitions for various terms related to money services and outlines their meanings and scope as they apply within the state. It applies to entities engaged in money transmission, sale or issuance of payment instruments or prepaid access, and electronic funds transfer of governmental benefits.

This chapter governs the protection of personal information in the state of Vermont. It defines various terms related to the collection, sale, and licensing of personal information. The chapter establishes the concept of ‘brokered personal information’ and ‘data broker’ and outlines the elements that constitute brokered personal information. It also defines ‘business’ and ‘consumer’ in the context of this chapter. The chapter further defines ‘data collector’ and ’encryption’ and provides examples of activities that do not qualify a business as a data broker.

The Security Breach Notice Act requires data collectors to notify consumers of a security breach involving personally identifiable information or login credentials. The notice must be provided in the most expedient time possible and without unreasonable delay, but not later than 45 days after the discovery or notification of the breach. Data collectors that do not own or license the information must notify the owner or licensee of the breach. The Act also requires data collectors to provide notice of the breach to the Attorney General or the Department of Financial Regulation, depending on the entity’s regulatory status.

This legal document, part of the Vermont Statutes on Commerce and Trade, governs credit card transactions. It applies to persons involved in credit card transactions, including cardholders, card issuers, and law enforcement officers. The document defines key terms used in credit card transactions and establishes provisions related to the unauthorized use of credit cards, possession of credit cards issued to another, and obtaining money or property through fraudulent means. Violations of the provisions can result in fines and imprisonment, depending on the value of the obtained money, property, services, or other things of value.

This legal document governs the operation of fantasy sports contests in Vermont. It applies to fantasy sports operators who offer contests to the public with a cash prize of $5.00 or more. The document outlines the policies and procedures that operators must adopt to prevent certain individuals from participating in the contests, such as the operator itself, employees or relatives of employees, and professional athletes or officials in the same sport.

The Negotiable Instruments Act is a legal framework that governs the use and transfer of negotiable instruments in Vermont. It applies to parties involved in the creation, negotiation, and enforcement of negotiable instruments, such as promissory notes, bills of exchange, and cheques. The Act does not apply to non-negotiable instruments, such as contracts or non-transferable documents. While the Act does not specify specific penalties for non-compliance or violation of its provisions, parties may seek legal remedies and damages through civil litigation.

This section of the Vermont Statutes, under the Commerce and Trade category, governs the remedies available to a creditor in an action for relief against a transfer or obligation. It outlines the various remedies that a creditor may obtain, including avoidance of the transfer or obligation, attachment or provisional remedy against the asset transferred or other property of the transferee, injunction against further disposition by the debtor or transferee, appointment of a receiver, or any other relief as required by the circumstances.

The provided legal document content pertains to the remedies available to a creditor in an action for relief against a transfer or obligation. It discusses the various remedies that a creditor may obtain, including avoidance of the transfer or obligation, attachment or provisional remedy against the asset transferred or other property of the transferee, injunction against further disposition by the debtor or transferee, appointment of a receiver, or any other relief as required by the circumstances.