(a) A licensee and an authorized delegate shall file with the Commissioner copies of all reports required by federal currency reporting, record keeping, and suspicious transaction reporting requirements as set forth in 31 U.S.C. 5311, 31 C.F.R. Part 103, and other federal and State laws pertaining to money laundering. (b) The timely filing of a complete and accurate report required under subsection (a) of this section with the appropriate federal agency is compliance with the requirements of subsection (a) of this section, unless the Commissioner notifies the licensee that reports of this type are not being regularly and comprehensively transmitted by the federal agency to the Commissioner.

The provided legal document content governs the disclosure requirements and other obligations for owners of automated teller machines (ATMs) or other remote service units, including cash dispensing machines, located or employed in the state of Vermont. The owners are required to prominently and conspicuously disclose their identity, address, and telephone number, as well as the availability of consumer assistance, on or at the location of each machine or on the first screen.

These legal documents govern various aspects of examinations, cooperative agreements, and confidentiality of investigation and examination reports in the context of banking and insurance supervision in Vermont. The documents provide the Commissioner of the Vermont Department of Banking and Insurance with the authority to conduct examinations of state financial institutions and branches established by them in Vermont to ensure compliance with state laws and safe banking practices. The Commissioner can also enter into contracts with financial institution supervisory agencies and engage their examiners or provide the services of the Commissioner’s examiners to such agencies.

The provided legal document governs the establishment and maintenance of branches by Vermont financial institutions. It states that Vermont financial institutions are not allowed to establish or maintain any branch in the state for the general transaction of its business without the approval of the Commissioner. The Commissioner will approve the application for a branch if it meets the general good of the state, as determined under section 11703 of the title.

These legal documents govern various aspects of mutual holding companies and reorganized financial institutions in Vermont. The first document focuses on the issuance of capital stock and debentures by reorganized savings financial institutions, specifically applying to mutual holding company subsidiary financial institutions. It allows for the issuance of voting common stock to persons other than the mutual holding company, with depositors having the opportunity to participate in the offering. Nonvoting stock, preferred stock, or capital debentures can also be issued to the mutual holding company or any person other than the mutual holding company.

The provided legal document content pertains to the supervision and regulation of credit unions in Vermont. It applies to entities such as credit unions, financial institutions, and credit union service organizations operating in the state of Vermont. The document defines various terms related to banking and insurance supervision and regulation. It also outlines the authority of the Commissioner of Financial Regulation to adopt rules for the proper conduct of credit unions and the supervision of state-chartered credit unions in Vermont.

The provided legal documents cover various aspects of credit unions in Vermont. The first document governs the commencement of business by credit unions, including the requirements for obtaining a certificate of authority to commence business and the need for share deposits and insurance. The second document pertains to the bylaws and amendment of bylaws for credit unions, specifying the necessary provisions to be included and the process for amending the bylaws.

The provided legal document content covers various aspects related to Vermont credit unions. It outlines the general powers and abilities of Vermont credit unions, including making contracts, offering financial services, lending funds, and establishing credit union service organizations. The document also applies certain provisions of the Vermont Statutes to credit unions, such as those related to trust deposits, joint fiduciary accounts, real estate loans, and safe deposit boxes. It further governs member business loans, participation in loans to credit union members, and the establishment, operation, and regulation of Credit Union Service Organizations (CUSOs) in Vermont.

These legal documents cover various aspects related to state credit unions operating in Vermont and the establishment of their offices. The first document governs supervisory agreements and examination costs for state credit unions in Vermont. It allows the Commissioner of Banking and Insurance to cooperate with credit union regulators from other states or jurisdictions and share information for supervision and regulation purposes. The Commissioner is authorized to enter into supervisory agreements with state credit unions and their regulators, addressing various matters such as corporate governance, operational issues, conflict of laws, and coordination of examination and application processes.

This legal document governs the process of mergers and acquisitions of credit unions in Vermont. It outlines the procedures, conditions, and limitations for credit unions to merge into one Vermont credit union. The participating credit unions are required to adopt a plan of merger, which includes details such as the names and locations of the participating credit unions, the name and location of the continuing credit union, provisions for converting deposits, accounts, or shares, amendments to organizational documents, resulting field of membership, and a business plan for the continuing credit union.