This legal document, found in the Utah Code under the Uniform Commercial Code - Bank Deposits and Collections, governs the relationship between a payor bank and its customer. According to this document, a bank has the authority to charge a customer’s account for an item that is properly payable from that account, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and complies with any agreement between the customer and the bank.

This legal document, found in the Utah Code under the Uniform Commercial Code - Bank Deposits and Collections, pertains to the customer’s right to stop payment on any item drawn on their account or close the account. The customer or any authorized person may issue an order to the bank to stop payment or close the account, providing a clear description of the item or account. A stop-payment order is effective for six months, but if the original order was oral and not confirmed in writing within 14 calendar days, it lapses.

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith. Enacted by Chapter 154, 1965 General Session

This legal document, found in the Utah Code under the Uniform Commercial Code - Bank Deposits and Collections, specifically addresses the relationship between a payor bank and its customer. It outlines the duties and responsibilities of both parties regarding the discovery and reporting of unauthorized signatures or alterations on items. The document states that a bank must either return the paid items to the customer or provide sufficient information in the statement of account for the customer to identify the items.

This legal document, effective from 5/4/2022, governs the abuse of vulnerable adults in Utah. It defines key terms such as abandonment, abuse, caretaker, dependent adult, elder adult, exploitation, harm, informed consent, isolation, neglect, physical injury, position of trust and confidence, serious physical injury, and vulnerable adult. The document outlines the actions that constitute abuse of a vulnerable adult, including causing harm, abuse, or neglect, injuring or endangering the person or health of a vulnerable adult, or placing them in a dangerous situation.

This section of the Utah Criminal Code governs the unlawful use of financial transaction cards. It applies to individuals who knowingly use a revoked, expired, stolen, or fraudulently obtained financial transaction card, or use a financial transaction card with the intent to defraud. The section outlines various actions that constitute unlawful use, including using a card to obtain credit, goods, property, or services, exceeding an authorized credit line, or presenting counterfeit or fictitious credit card sales drafts.

The Credit Services Organizations Act, part of the Utah Code’s Commerce and Trade section, governs the rights and obligations of buyers and credit services organizations in Utah. It prohibits buyers from waiving any part of the chapter and considers any attempt by a credit services organization to have a buyer waive rights as a violation. The Act provides exemptions for certain entities, including authorized lenders, depository institutions, licensed real estate brokers, licensed attorneys, registered broker-dealers, credit reporting agencies, and registered debt-management service providers.

The Notice of Intent to Sell Nonpublic Personal Information Act applies to commercial entities that enter into consumer transactions and obtain nonpublic personal information. The act requires these entities to provide a notice to the person if they intend to disclose the nonpublic personal information to a third party for compensation. The notice should be given before the person is requested to provide the information or before the commercial entity obtains the information.

The provided legal document content pertains to the Financial Transaction Card Protection Act, specifically the General Provisions section. This act governs the use of financial transaction cards, which include various types such as credit cards, debit cards, and bank services cards. The act prohibits printing more than the last five digits of the financial transaction card account number or the financial transaction card expiration date on the card receipt. These requirements apply only to electronically printed receipts and do not apply to transactions where the initial means of recording the card number is by handwriting or an imprint/copy of the card.

The Protection of Personal Information Act governs the security and confidentiality of personal information. It defines ‘breach of system security’ as the unauthorized acquisition of computerized data compromising the security, confidentiality, or integrity of personal information. However, it excludes the acquisition of personal information by an employee or agent of the person possessing unencrypted computerized data, unless used for an unlawful purpose or disclosed in an unauthorized manner. The Act defines ‘consumer’ as a natural person and ‘financial institution’ as per the definition in 15 U.