The legal document provides regulations and requirements for conducting banking business in Delaware. It covers various aspects such as the issuance of certificates to corporations, reporting obligations to the State Bank Commissioner, reserve requirements, limitations on loans and investments, restrictions on pledging or hypothecating assets, retirement pensions for employees, and provisions related to fiduciary accounts, insurance, and raffles. The document applies to banks, trust companies, savings banks, savings societies, national banks, out-of-state banks with branch offices in Delaware, federal savings associations, and other entities engaged in banking or fiduciary activities in Delaware.

The provided legal document content pertains to the state banking agencies in Delaware. It governs the operations, regulations, and oversight of these agencies. The document does not mention any specific exemptions or penalties. State banking agencies in Delaware are responsible for supervising and regulating banks and other financial institutions within the state. They ensure compliance with state banking laws, protect consumers, and maintain the stability and integrity of the banking system.

This chapter shall be known and may be cited as the Delaware Online Privacy and Protection Act. 80 Del. Laws, c. 148, 1;

This legal document prohibits operators of internet websites, online or cloud computing services, online applications, or mobile applications directed to children from marketing or advertising certain products or services to children. It also prohibits the use, disclosure, or compilation of personal information of a child for the purpose of marketing or advertising such products or services. The document provides exemptions for the incidental placement of products or services embedded in content that is not primarily distributed for marketing and advertising purposes.

This legal document, part of the Delaware Code, requires any person conducting business in Delaware and owning or licensing computerized data containing personal information to provide notice of any breach of security to affected residents of the state. The notice must be given without unreasonable delay but not later than 60 days after the breach is determined, unless certain exceptions apply. If the breach affects more than 500 Delaware residents, the person must also notify the Attorney General.

This legal document governs the medium and time of settlement by a bank. It specifies that the medium and time of settlement may be prescribed by Federal Reserve regulations, clearing-house rules, agreements, or similar provisions. In the absence of such prescription, the medium of settlement is cash or credit to an account in a Federal Reserve bank or as specified by the person receiving settlement. The time of settlement varies depending on the method of tender, such as cash, credit in a Federal Reserve Bank account, credit or debit to a bank account, or funds transfer.

This legal document, part of the Delaware Code, specifically the Uniform Commercial Code under the section of Bank Deposits and Collections, pertains to the final payment of items by payor banks, the process by which provisional debits and credits become final, and the availability of credits for withdrawal. It outlines that an item is considered finally paid by a payor bank when it is paid in cash, settled without the right to revoke the settlement, or when a provisional settlement is made and not revoked within the permitted time.

This legal document, part of the Delaware Code, specifically the Uniform Commercial Code under the section of Bank Deposits and Collections, pertains to payor banks. It outlines the procedures and conditions for the settlement, revocation, and recovery of payment for demand items. If a payor bank settles for a demand item, it has the option to revoke the settlement and recover the payment by either returning the item or sending written notice of dishonor or nonpayment.

This legal document, part of the Delaware Code, specifically falls under the Commerce and Trade section, more specifically the Uniform Commercial Code. It pertains to the collection of items by payor banks. The document states that any knowledge, notice, stop-payment order, or legal process received by a payor bank comes too late to terminate, suspend, or modify the bank’s right or duty to pay an item or charge its customer’s account if the bank has already accepted or certified the item, paid it in cash, settled for the item without the right to revoke the settlement, become accountable for the amount of the item, or if a cutoff hour has passed.

This legal document, found in the Delaware Code, specifically in the Commerce and Trade section under the Uniform Commercial Code, pertains to the relationship between a payor bank and its customer. It outlines the circumstances under which a bank may charge a customer’s account. According to the document, a bank can charge against the customer’s account for an item that is properly payable, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and aligns with any agreement between the customer and the bank.