This legal document, found in the Louisiana Revised Statutes, governs the relationship between a payor bank and its customers in the context of bank deposits and collections. According to the document, a bank has the authority to charge a customer’s account for an item that is properly payable from that account, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and complies with any agreement between the customer and the bank.

This provision, found in the Louisiana Revised Statutes, governs the relationship between a payor bank and its customers. It grants customers the right to stop payment of any item drawn on their account or close the account by providing an order to the bank. The order must describe the item or account with reasonable certainty and be received by the bank in a timely manner. If multiple signatures are required to draw on the account, any of the authorized persons may stop payment or close the account.

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith. Added by Acts 1974, No. 92, 1, eff. Jan. 1, 1975; Acts 1993, No. 948, 10, eff. Jan. 1, 1994.

This legal document, part of the Louisiana Revised Statutes, governs the relationship between a payor bank and its customers in the context of bank deposits and collections. It outlines the duties and responsibilities of the bank in providing statements of account and returning or making available the paid items to the customer. The document also specifies the customer’s duty to promptly examine the statement or items and report any unauthorized payment due to alteration or unauthorized signature.

This legal document governs the offenses related to rented or leased motor vehicles in Louisiana. It applies to any person who rents or leases a motor vehicle. The document states that obtaining or retaining possession of a motor vehicle through false or fraudulent representation, concealment, pretense, personation, or other deceptive means is a felony offense. Additionally, willfully refusing to return the leased vehicle after the lease term has expired is also considered a felony offense.

This Louisiana Revised Statute addresses the crime of abuse of persons with infirmities through electronic means. It prohibits the transfer of images obtained for the purpose of observing, viewing, photographing, filming, or videotaping any person with an infirmity, with the malicious intent to embarrass, shame, harass, coerce, abuse, torment, or intimidate. The definition of ‘person with an infirmity’ includes individuals with mental or physical disabilities, including those associated with advanced age, who are incapable of adequately providing for their personal care.

This legal document, found in the Louisiana Revised Statutes, specifically addresses credit card fraud committed by persons authorized to provide goods and services. The document defines key terms such as acquirer, cardholder, credit card, issuer, and provider. It prohibits providers from furnishing money, goods, services, or anything else of value upon presentation of a credit card obtained or retained in violation of this Section, or a credit card that the provider knows is forged or revoked.

This legal document, found in the Louisiana Revised Statutes, specifically addresses the theft or criminal access of an automated teller machine (ATM). It defines theft of an ATM as the misappropriation or taking of an ATM belonging to another without consent, with the intent to permanently deprive the owner of the machine or its contents. Criminal access of an ATM refers to intentionally destroying, damaging, impairing, tampering with, or rendering an ATM inoperable, with the intent to steal currency or personal financial information.

This legal document, part of the Louisiana Revised Statutes, specifically addresses the crime of identity theft. It defines key terms such as ‘caller identification system,’ ‘insert,’ ‘person,’ and ‘personal identifying information.’ Identity theft is described as the intentional use, possession, transfer, or attempted use of another person’s personal identifying information with fraudulent intent, without their authorization or consent, to obtain credit, money, goods, services, or anything else of value. The severity of the offense and corresponding penalties depend on the value of the obtained items and the age or disability status of the victim.

This legal document, found in the Louisiana Revised Statutes, specifically addresses the fraudulent acquisition of a credit card. It defines a credit card as any instrument or device issued by an issuer for the use of a cardholder in obtaining money, goods, services, or anything of value on credit. The document prohibits making false statements about identity or that of any other person, firm, or corporation with the intent to procure the issuance of a credit card.