The first legal document governs the establishment and operation of loan production offices by banks in the state of Idaho. Banks are authorized to establish and maintain loan production offices within the state, subject to certain limitations. These offices are allowed to engage in various loan-related activities but are not permitted to accept deposits or disburse loan funds. The document outlines the requirements for establishing a loan production office, including providing written notice to the director and complying with examination and supervision.

The University Debit Card Act, as defined in the Idaho Statutes, governs the use of debit cards issued by colleges or universities located in Idaho. It applies to registered students, as well as members of the faculty or staff. The act establishes the concept of a ‘University debit card’ which allows individuals to draw funds from their credit balance maintained by the college or university business office for the purchase of goods or services.

These documents govern the relationship between applying banks, stockholding banks, and bank service corporations in the state of Idaho. When an applying bank applies for a type of bank service from a bank service corporation that supplies the same type of services to another bank, the corporation must offer to supply such services either by issuing stock to the applying bank and furnishing bank services on the same basis as other stockholding banks, or by furnishing bank services to the applying bank at rates no higher than necessary to reflect the cost of such services.

The provided legal document content pertains to the regulation of bank holding companies under the Idaho Statutes governing banks and banking. It outlines various requirements and procedures for bank holding companies, including the approval process for acquiring a bank, the transfer of stock or trust certificates, and the registration of new bank holding companies. The director of the department of finance plays a key role in overseeing and approving these activities.

These legal documents govern the declaration and payment of dividends by banks and the diminution of reserve for banks in Idaho. Banks organized under the laws of Idaho must comply with the reserve requirements of the Federal Reserve Act. No dividend can be declared or paid until a surplus equal to 20% of the paid-in capital stock has been built up. The board of directors can declare a dividend of net profits after the surplus reaches 20% of the common stock, but at least one-fifth of the net profits must be carried to the surplus fund until it reaches 50% of the paid-in common stock.

This legal document governs the limitations on loans, investments, and practices by banks. It specifies that the total loans and extensions of credit by a bank to a person outstanding at one time should not exceed twenty percent of the bank’s capital structure. The document defines various terms such as ‘borrower’ and ‘derivative transaction’ and provides examples of what constitutes loans and extensions of credit. It also outlines certain items that do not fall under the definition of loans or extensions of credit.

This legal document governs the limitations on borrowing money and pledging assets by banks in Idaho. According to the document, the total borrowings of any bank should not exceed the aggregate amount equal to the bank’s capital structure, unless with the consent of the director. Certain items such as federal funds purchased, sale of securities with repurchase agreement, borrowings from the federal reserve system, sale of mortgage loans with repurchase agreement, money borrowed to meet seasonal requirements, money borrowed to meet unexpected withdrawals, capital notes issued in accordance with section 26-802 of Idaho Code, and borrowing from federal home loan banks are excluded from the computation of total borrowings.

This provision, found in the Idaho Statutes under the section on Consolidation, Sale, and Reorganization of Banks and Banking, governs the rights of dissenting stockholders in state bank mergers, conversions, and sales of assets. It outlines the process for determining the value of shares held by dissenting stockholders and the appointment of appraisers. The provision also allows for the fixation of a fair market value for dissenting stockholders’ shares. Additionally, it specifies the continuity of the resulting state or national bank after a merger or conversion, including the inheritance of property, rights, powers, and duties.

These legal documents, found in the Idaho Statutes under the section on Uniform Commercial Code - Negotiable Instruments, provide definitions, general provisions, and guidelines related to negotiable instruments in commercial transactions. They cover various aspects such as negotiation, transfer, and indorsement of negotiable instruments, enforcement of negotiable instruments, liability and obligations in commercial transactions involving negotiable instruments, admissibility of evidence and creation of a presumption of dishonor and notice of dishonor, presentment for payment or acceptance, obligations of indorsers and drawers, circumstances under which presentment for payment or acceptance is excused and when notice of dishonor is excused, dishonor of notes and unaccepted drafts, tender of payment of an obligation to pay an instrument, and international sight drafts.

This legal document governs the rights and obligations between the sender of a payment order and the receiving bank, the rights and obligations between the beneficiarys bank and the beneficiary, and the issue of when payment is made in a funds transfer from the originator to the beneficiary. By default, the law of the jurisdiction where the receiving bank is located governs the rights and obligations between the sender and the receiving bank, the law of the jurisdiction where the beneficiarys bank is located governs the rights and obligations between the beneficiarys bank and the beneficiary, and the law of the jurisdiction where the beneficiarys bank is located determines when payment is made.