This legal document, found in the Idaho Statutes under the Commercial Transactions section, specifically deals with the relationship between a payor bank and its customer. According to this document, a bank is allowed to charge a customer’s account for an item that is properly payable from that account, even if it creates an overdraft. An item is considered properly payable if it is authorized by the customer and complies with any agreement between the customer and the bank.

This legal document, part of the Idaho Statutes on Commercial Transactions, specifically addresses the relationship between a payor bank and its customer in the context of bank deposits and collections. It grants the customer or any authorized person the right to stop payment of any item drawn on the customer’s account or close the account by providing an order to the bank. The stop-payment order is effective for six months, but lapses after fourteen calendar days if the original order was oral and not confirmed in writing.

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six (6) months after its date, but it may charge its customers account for a payment made thereafter in good faith. History: [28-4-404, added 1967, ch. 161, sec. 4-404, p. 351.]

The notice of a photocopied check required by section 28-4-404A , Idaho Code, shall be imprinted on the jacket containing the photocopied check or the facsimile itself and the notice shall be substantially in the following form: NOTICE OF PROCESSING OF PHOTOCOPIED CHECK. A check drawn by you has been photocopied and the photocopy has been honored. The original of the check has been lost or mutilated, and the photocopy has been used for your convenience.

This legal document governs the relationship between a bank and its customer regarding the discovery and reporting of unauthorized signatures or alterations. It outlines the duties of the bank to provide the customer with statements of account showing payment of items and to either return the items paid or provide sufficient information for the customer to identify them. The document also specifies that the customer must exercise reasonable promptness in examining the statement or items and promptly notify the bank if any unauthorized payment is discovered.

This part of the Idaho Statutes, specifically under the Uniform Commercial Code - Bank Deposits and Collections, governs funds transfers. It states that this part does not apply to funds transfers governed by the Electronic Fund Transfer Act, unless they are remittance transfers or electronic fund transfers as defined in the Electronic Fund Transfer Act. In the event of an inconsistency between this part and the Electronic Fund Transfer Act, the provision of the Electronic Fund Transfer Act governs.

This section of the Idaho Statutes governs the printing of payment card receipts by merchants. It prohibits merchants from printing more than the last five digits of the payment card’s account number or the payment card’s expiration date on a receipt provided to the cardholder. However, this restriction does not apply to transactions where the only means of recording the payment card’s account number or expiration date is by handwriting or by an imprint or copy of the payment card.

This legal document governs sections 28-51-104 through 28-51-107 of the Idaho Statutes related to identity theft in commercial transactions. It applies to agencies, individuals, and commercial entities. The document provides definitions for key terms such as ‘agency’, ‘breach of the security of the system’, ‘commercial entity’, ’notice’, and ‘personal information’. It defines personal information as an Idaho resident’s first name or first initial and last name in combination with certain data elements, excluding publicly available information.

This legal document governs the disclosure of breach of security of computerized personal information by agencies, individuals, or commercial entities in Idaho. It applies to city, county or state agencies, individuals, and commercial entities that conduct business in Idaho and own or license computerized data containing personal information about a resident of Idaho. When a breach of security is discovered, the entity must conduct a reasonable and prompt investigation to determine the likelihood of misuse of personal information.

This legal document pertains to the compliance of security breach requirements in Idaho. It states that an agency, individual, or commercial entity that maintains its own notice procedures for the treatment of personal information, consistent with the timing requirements, is deemed to be in compliance with the notice requirements if they notify affected Idaho residents according to their policies in the event of a breach. Additionally, an individual or commercial entity regulated by state or federal law, with maintained procedures for a breach of the security of the system, is deemed to be in compliance if they follow those procedures when a breach occurs.