This legal document, part of the Idaho Statutes under the Crimes and Punishments section, prohibits the interception and disclosure of wire, electronic, or oral communications. Any person who willfully intercepts, uses, discloses, or uses the contents of such communications without proper authorization or consent is guilty of a felony. The document provides exemptions for certain individuals or entities, such as operators of switchboards, employees of communication service providers, law enforcement officers, and employees of telephone companies, under specific circumstances.

This legal document governs the process of partial payment of claims, calculation of dividends, assignment of claims, and checks against a closed bank. It applies to directors, creditors, and claimants of a bank in the process of liquidation. The director of the department of finance has the discretion to make pro rata distributions to creditors before the expiration of the time allowed for filing claims, based on the priority and amount shown in the bank’s books and records.

Any officer or employee of any bank who shall pay out the funds of any bank upon the check, order or draft of any individual, firm, corporation or association, which has not on deposit with such bank a sum equal to such check, order or draft shall be personally liable to it for the amount so paid, unless the drawer of such check, order or draft has previously arranged with the board of directors for credit sufficient to cover such amount.

This legal document governs the maintenance of records for licensees in the money transmission industry. Licensees are required to make, keep, and preserve various books, accounts, and records for a period of three years. These include records of payment instruments sold, a general ledger, settlement sheets, bank statements, records of outstanding payment instruments, records of paid payment instruments, a list of authorized representatives, and reports required by federal currency reporting and money laundering laws.

(1) A state trust company or bank having a trust department shall not make any loan to any director, officer or employee of the trust institution or to any affiliate or subsidiary corporation or to any director, officer or employee of an affiliate or subsidiary corporation from its trust funds. A state trust company or bank having a trust department shall not permit any director, officer, employee, affiliate or subsidiary corporation to become indebted to it in any manner out of its trust funds unless specifically authorized to do so by the terms of the trust.

Except as authorized under this section, no bank may extend credit in any manner to any of its own executive officers. Any extension of credit under this section must be approved by the board of directors of the bank, and may be made only if such credit extension comports with the principles of safety and soundness and is in compliance with regulation O of the board of governors of the federal reserve system, 12 CFR 215.

This legal document governs the medium and time of settlement by a bank. It applies to banks and persons involved in settlement transactions. The document states that the medium and time of settlement may be prescribed by federal reserve regulations, clearing-house rules, or agreements. In the absence of such prescription, the medium of settlement is cash or credit to an account in a federal reserve bank or specified by the person receiving settlement.

This legal document governs the final payment of items by payor banks, provisional settlements, and the availability of funds for withdrawal. It applies to payor banks, presenting banks, collecting banks, and customers. An item is considered finally paid by a payor bank when it is paid in cash, settled without the right to revoke the settlement, or provisionally settled and not revoked within the permitted time. If provisional settlement does not become final, the item is not considered finally paid.

This legal document governs the collection of items by payor banks. It outlines the actions a payor bank can take if it settles for a demand item and later wants to revoke the settlement. The payor bank can revoke the settlement and recover the payment if it returns the item or sends written notice of dishonor or nonpayment before making final payment and before its midnight deadline. Additionally, if a demand item is received by a payor bank for credit on its books, it can return the item or send notice of dishonor within the specified time limit.

This legal document, found in the Idaho Statutes under Commercial Transactions and the Uniform Commercial Code, specifically pertains to the collection of items by payor banks. It establishes the order in which items may be charged or certified by the bank. According to the document, any knowledge, notice, stop-payment order, legal process, or setoff received by the payor bank does not terminate, suspend, or modify the bank’s right or duty to pay an item or charge the customer’s account if certain conditions are met.