A cardholder who receives a credit card from an issuer, which such cardholder has not requested nor used, shall not be liable for any use made of such credit card which has not been authorized by such cardholder, unless such credit card is in replacement or renewal of a credit card previously requested or used by the cardholder.

This section of the Ohio Revised Code governs actions on loan agreements. It defines key terms such as ‘debtor’ and ‘financial institution’. According to this section, no party to a loan agreement can bring an action unless the agreement is in writing and signed by the party against whom the action is brought or their authorized representative. However, if the loan agreement is in the form of a promissory note or other document that describes the credit or loan and meets certain conditions, it does not need to be signed by an officer or authorized representative of the financial institution.

This legal document, found in the Ohio Revised Code under Commercial Transactions and Consumer Protection, prohibits lending institutions affiliated with or authorized to be affiliated with a real estate broker from fixing or varying the terms and conditions on a mortgage loan or granting a mortgage loan on the condition that the customer uses the services of the affiliated real estate broker. It also requires lending institutions, service corporations, and persons engaged in providing real estate brokerage services to be identified as separate and distinct entities from the lending institution they are affiliated with, and to disclose their relationship with the lending institution to persons employing their services.

This provision, found in the Ohio Revised Code under the Commercial Transactions section of Consumer Protection, prohibits the recording of certain personal information during transactions. Specifically, it prohibits the recording of credit card account numbers when presenting a check, bill of exchange, or other draft for payment, as well as the recording of telephone numbers or social security account numbers when making payment through a credit card charge agreement, check, bill of exchange, or other draft.

This section of the Ohio Revised Code, specifically under the Commercial Transactions and Consumer Protection sections, governs the printing of credit card information on receipts. It prohibits any person or limited liability company that accepts credit cards for business transactions from printing more than the last five digits of the credit card account number or the expiration date on any receipt provided to the cardholder. The section applies only to electronically printed receipts and does not apply to transactions where the cardholder’s credit card account number is recorded by handwriting or by an imprint or copy of the credit card.

This legal document governs the private disclosure of security breaches involving computerized personal information data. It applies to any person who owns or licenses computerized data containing personal information, as well as any person who is the custodian or stores such data. The document exempts financial institutions, trust companies, credit unions, and their affiliates that are required by federal law to notify customers of information security breaches, as well as covered entities as defined in 45 C.

(A) As used in this section, ‘financial institution’ means any bank, savings and loan association, savings bank, or credit union; any affiliate or subsidiary of a bank, savings and loan association, savings bank, or credit union; any registrant as defined in section 1321.51 of the Revised Code ; or any person registered as a mortgage lender under Chapter 1322. of the Revised Code. (B) No person shall use the name or logo of any financial institution in connection with the sale, offering for sale, distribution, or advertising of any product or service without the express written consent of the financial institution, if such use is misleading or deceptive as to the source of origin or sponsorship of, or the affiliation with, the product or service.

This legal document, governed by the Ohio Revised Code, Commercial Transactions, and Consumer Protection, outlines the process and requirements for placing a security freeze on a protected consumer’s credit report. A representative of a protected consumer can request a security freeze by providing proof of authority and identity to a consumer credit reporting agency. The agency must place the security freeze within thirty days and send a written confirmation to the protected consumer’s address.

This legal document, part of the Ohio Revised Code, defines various terms related to theft and fraud. It provides definitions for terms such as deception, defraud, deprive, owner, services, writing, forge, utter, coin machine, slug, theft offense, computer services, computer, computer system, computer network, computer program, computer software, data, cable television service, gain access, credit card, electronic fund transfer, rented property, telecommunication, telecommunications device, telecommunications service, counterfeit telecommunications device, information service, elderly person, disabled adult, firearm, dangerous ordnance, motor vehicle, dangerous drug, drug abuse offense, computer hacking, police dog or horse, anhydrous ammonia, assistance dog, federally licensed firearms dealer, and active duty service member.

The provided legal document pertains to theft under the Ohio Revised Code. It states that no person shall knowingly obtain or exert control over someone else’s property or services without consent, beyond the scope of consent, by deception, threat, or intimidation. Violation of this section is considered theft. The severity of the offense depends on the value of the stolen property or services. Misdemeanor theft is a misdemeanor of the first degree.