The legal documents reviewed cover various aspects of banking operations and regulations in North Carolina. They include requirements for the establishment and maintenance of reserve accounts, retention and disposition of bank records, loan documentation practices, leasing of personal property, fees and publication costs, establishment and operation of Non-Branch Bank Business Offices (NBBO), and the provision of courier services by banks. The documents provide guidelines and regulations for banks operating in North Carolina, their affiliates, and the bank’s parent holding company.

The provided legal document content covers various aspects related to the establishment and operation of banks in North Carolina. It includes regulations for the establishment of courier services by banks, requirements for written agreements between banks and customers, and the handling of deposits and negotiable instruments by courier services. The document also governs the establishment and operation of Non-Branch Bank Business Offices (NBBOs), outlining the services and activities they are allowed to engage in.

The provided legal document content pertains to the regulation of licensees under the Money Transmitters Act in North Carolina. It includes information on record and bookkeeping requirements, examination fees, agent activity reports, amendments to application, revocation or cancellation of surety bond, ceasing operations, impairment of minimum net worth, dishonor or default in payment instrument, statement of net worth, and annual statement. The document also mentions the issuance of a license, license fees, and agent location fee.

The provided legal document content consists of sections from the North Carolina Administrative Code related to mortgage banker/broker operations and financial requirements. These regulations govern the activities of mortgage bankers and brokers in North Carolina. The document specifies the financial requirements that mortgage bankers and brokers must meet to operate in the state. It also includes sections on the operations of mortgage bankers and brokers, reporting and notification requirements, prohibited acts and practices, investigations, and disclosure requirements.

The provided legal document content consists of sections from the North Carolina Administrative Code related to mortgage bankers and brokers. It covers various aspects such as conflicts of interest, application disclosures, disclosure arrangements between mortgage bankers and brokers, commitment disclosures, mortgage lock-in agreements, prohibited conduct and practices, solicitation and advertising, examinations and investigations, enforcement actions, hearings, amendments to information on file with the commissioner, withdrawal/termination/registration of mortgage bankers and brokers, impairment of financial requirements, annual registration fee, annual report, segregation of fees, refunds, record and bookkeeping requirements, display of certificate of registration, application for registration as a mortgage banker or broker, exempt persons or organizations, experience requirements for mortgage bankers and brokers, issuance of certificate of registration, nontransferability of certificate of registration, irrevocable letter of credit, pledge of securities, minimum net worth requirement for mortgage brokers, liquidity of mortgage bankers and brokers.

The provided legal document content pertains to the structure and organization of the Banking Commission and the Office of the Commissioner of Banks in North Carolina. It specifies the location and mailing address of the Office of the Commissioner of Banks, as well as its public opening hours. The document also includes historical notes regarding the authority and amendments related to the structure of the Banking Commission and the Office of the Commissioner of Banks.

The legal document content consists of multiple sections. The first section outlines the process for submitting a petition to the Banking Commission for the adoption, amendment, or repeal of a rule. It also provides information on how to request to be placed on the mailing list for rule-making notices. The second section pertains to the conduct of hearings before the Banking Commission, including the requirements for filing a notice to present oral data, views, or arguments on a proposed rule.

The provided legal document content pertains to the Credit Union Division of the Department of Commerce in North Carolina. It provides information about the location, mailing address, and office hours of the Credit Union Division. The document also includes historical notes regarding the authority and amendments related to the Credit Union Division. Additionally, it mentions different sections related to the general information, structure of the Credit Union Division, and structure of the Credit Union Commission.

(a) No permittee or his employee shall engage in gambling nor allow any other person to engage in gambling on the licensed premises. (b) No permittee or his employees shall possess or permit the possession by another person of any gambling devices on the licensed premises. History Note: Authority G.S. 14292 through 14297; 18B-100; 18B207; 18B1005(a)(3); Eff. January 1, 1982; Amended Eff. May 1, 1984; Transferred and Recodified from 04 NCAC 02S .

These legal documents govern the exercise of fiduciary powers by savings institutions in North Carolina. They establish the framework for savings institutions to act in fiduciary capacities and exercise trust powers. Savings institutions desiring to exercise fiduciary powers must submit a letter to the Commissioner of Banks indicating the trust services they wish to offer. The Commissioner considers factors such as the financial condition of the savings institution and the character and ability of its management before granting approval.