These legal documents cover various aspects of the New York State Lottery for Education, including the acquisition of equipment and services for online lottery games, conduct of special prize drawings, licensing and regulation of video lottery gaming, operation and administration of joint, multi-jurisdiction, and out-of-state lotteries, crediting of lottery prizes against past due tax liabilities, handling of unclaimed and abandoned prize money, fiscal planning and reporting requirements, crediting of lottery prizes against public assistance benefits, crediting of lottery prizes against past-due support, disposition of revenues generated from the New York State Lottery for Education, delivery of funds and designation of banks, age restrictions for lottery ticket sales, suspension and revocation of licenses, licensing of lottery sales agents and other licensees, and powers and duties of the division responsible for operating and administering the New York State Lottery.

This legal document governs the media of remittance and the provisional and final settlement in remittance cases. It applies to collecting banks, remitting banks, and other banks involved in remittance transactions. The document outlines the various forms of settlement that a collecting bank may accept, including checks, cashier’s checks, and authorizations to charge accounts. It also establishes the liability of the collecting bank in case of dishonor of remittance checks or unauthorized instruments.

This legal document governs the final payment of items by payor banks, the point at which provisional debits and credits become final, and the availability of credits for withdrawal. It applies to payor banks, presenting banks, successive prior collecting banks, and collecting banks. An item is considered finally paid by a payor bank when it has paid the item in cash, settled for the item without reserving a right to revoke the settlement, completed the process of posting the item to the indicated account, or made a provisional settlement for the item and failed to revoke the settlement within the permitted time.

This legal document governs the procedures and actions related to deferred posting, recovery of payment by return of items, and the time of dishonor in the context of payor banks. It outlines the conditions under which a payor bank can revoke a settlement and recover any payment for authorized settlement of demand items. The document specifies that the payor bank can return the item or send written notice of dishonor or nonpayment if the item is held for protest or is otherwise unavailable for return.

This legal document, part of the Consolidated Laws of New York, specifically the Uniform Commercial Code, pertains to the collection of items by payor banks. It states that any knowledge, notice, stop-order, or legal process received by the payor bank, or setoff exercised by the bank, does not terminate, suspend, or modify the bank’s right or duty to pay an item or charge the customer’s account if certain actions have already been taken by the bank.

(1) As against its customer, a bank may charge against his account any item which is otherwise properly payable from that account even though the charge creates an overdraft. (2) A bank which in good faith makes payment to a holder may charge the indicated account of its customer according to (a) the original tenor of his altered item; or (b) the tenor of his completed item, even though the bank knows the item has been completed unless the bank has notice that the completion was improper.

This legal document governs the customer’s right to stop payment and the burden of proof of loss in the context of bank deposits and collections. It allows customers to order their bank to stop payment on any item payable for their account, provided the order is received in a timely manner. Remitters or payees of cashier’s checks, certified checks, or teller’s checks can also order the obligated bank to stop payment after a certain period.

A bank is under no obligation to a customer having a checking account to pay a check, other than a certified check, which is presented more than six months after its date, but it may charge its customer’s account for a payment made thereafter in good faith.

This legal document governs the duty of customers to discover and report unauthorized signatures or alterations on bank statements and items. It applies to customers of banks in the context of their account statements and accompanying items. The document imposes a duty on customers to exercise reasonable care and promptness in examining the statement and items to identify any unauthorized signature or alteration. Customers must notify the bank promptly after discovering such unauthorized signature or alteration.

The legal documents reviewed cover various aspects of commercial paper transactions under the Uniform Commercial Code. The legal provision allows the owner of a lost instrument to maintain an action and recover from any party liable on the instrument, with certain requirements and exceptions. The document on discharge of liability governs the extent of discharge for parties involved in commercial paper transactions, including payment or satisfaction, tender of payment, cancellation or renunciation, and more.