If a fiduciary makes a deposit in a bank to his personal credit of checks drawn by him upon an account against which he is empowered to sign as a fiduciary, or of checks drawn by him upon an account in the name of his principal if he is empowered to draw checks thereon, the bank receiving such deposit may assume, if acting in good faith and without actual knowledge to the contrary, that the funds so deposited by the fiduciary are funds to which the fiduciary is personally entitled.

This legal document pertains to the proof of lost negotiable paper in an action. It allows the party claiming the amount due on a lost negotiable instrument within article three of the uniform commercial code to prove its contents using parol or other secondary evidence. They may then recover or set off the amount due as if the instrument was produced. To do so, the party must provide a written undertaking to the adverse party, with at least two sureties, indemnifying them against any claim by any other person on account of the note or bill, as well as against all costs and expenses related to such a claim.

This section of the Consolidated Laws of New York, under the General Business section, pertains to simulated checks. A simulated check refers to any document that resembles currency or a negotiable instrument but is not one. It is designed to mislead or deceive individuals into believing it represents currency or a negotiable instrument. However, non-negotiable checks, drafts, notes, or other instruments used for soliciting orders for the purchase of such instruments, which are clearly marked as non-negotiable, are not considered simulated checks.

This section of the Consolidated Laws of New York, under the General Business category, governs the use of automated teller machines (ATMs). It defines key terms such as ‘automated teller machine operator’ and ‘automated teller machine’. The section prohibits automated teller machine operators and banking institutions from imposing fees on consumers for any transaction that is denied or terminated, preventing the consumer from completing the transaction. Failure to comply with this requirement may result in a civil penalty of up to two hundred fifty dollars per transaction.

This legal document governs the disclosure of fees for automated teller machines (ATMs). It applies to automated teller machine operators who operate ATMs where consumers can make financial transactions. The document states that an operator cannot impose a fee on a consumer using the machine unless the operator provides notice and the consumer elects to continue the transaction after receiving the notice. The notice must be provided on the screen or on a paper issued from the machine before the consumer is committed to completing the transaction.

This legal document governs the notification of unauthorized acquisition of private information and data security protections. It applies to any person or business that owns or licenses computerized data containing private information. Private information includes personal information and specific data elements such as social security numbers, driver’s license numbers, account numbers, credit or debit card numbers, and biometric information. The document requires the disclosure of any breach of the security of the system to affected residents of New York state in a timely manner.

The provided legal document content governs the transmission of money to foreign countries. It prohibits any person, firm, corporation, or unincorporated association from representing themselves as an agent of a steamship company, express company, banking establishment or institution, or other company for the purpose of receiving money for transmission or transmitting the same to foreign countries, unless duly authorized. Authorized agents must transmit any money received for transmission through the principal from whom they received authority.

The provided legal document content consists of two main sections. The first section governs fraudulent transactions in securities, specifically focusing on the manipulation of prices of stocks, bonds, or other evidences of debt of a corporation, company, or association. It prohibits actions such as pretended purchases and sales, fictitious transactions, or other devices that do not result in a simultaneous change of ownership or interest in the securities. Non-compliance with this provision is considered a misdemeanor offense.

This legal document governs fraudulent practices in respect to stocks, bonds, and other securities. It applies to any person, partnership, corporation, company, trust or association, or any agent or employee thereof. The document prohibits various acts and practices such as fraud, deception, false representations, and fictitious purchases or sales, with the intent to induce or promote the issuance, distribution, exchange, sale, negotiation, or purchase of securities or commodities. Engaging in prohibited acts is a misdemeanor, except for cases where a systematic ongoing course of conduct with intent to defraud ten or more persons or obtaining property from ten or more persons by false or fraudulent means occurs, which is a class E felony.

The provided legal document content pertains to transactions with or by fiduciaries. It defines various terms such as ‘Bank’ which includes any person or association carrying on the business of banking, and ‘Fiduciary’ which includes various individuals or entities acting in a fiduciary capacity. The document states that if a fiduciary makes a deposit in a bank to their personal credit using checks drawn by them upon an account they are empowered to sign as a fiduciary, or using checks drawn by them upon an account in the name of their principal if they are empowered to do so, the bank receiving such deposit may assume, if acting in good faith and without actual knowledge to the contrary, that the funds deposited by the fiduciary are funds to which the fiduciary is personally entitled.