The provided legal document content covers various aspects of mortgage lending and regulation in the state of New York. It governs the business practices of mortgage lenders, including mortgage bankers and other financial service organizations, with the aim of protecting consumers and ensuring fair and efficient operations in the mortgage lending industry. The document also outlines the licensing requirements and regulations for mortgage brokers, mortgage bankers, and mortgage loan servicers in the state.

This legal document governs the regulation of Transmitters of Money in the Consolidated Laws of New York. It applies to any person or entity engaging in money transmission activities, except for certain exempt entities such as banks, trust companies, private bankers, foreign banking corporations, savings banks, savings and loan associations, investment companies, national banking associations, federal reserve banks, corporations organized under the Federal Reserve Act, federal savings banks, federal savings and loan associations, and state or federal credit unions.

This legal document pertains to the State Transmitter of Money Insurance Fund in New York. It establishes the fund and its purpose, which is to insure the New York instruments of uninsured transmitters of money who have defaulted on their payments. The document outlines the procedures for filing claims against the fund, including the time period for filing and the required proof of loss. The superintendent is responsible for examining the claims and determining the amount due, which is then certified in writing.

This legal document governs the misconduct of officers, directors, trustees, or employees of banking corporations and private bankers. It applies to directors, trustees, officers, and employees of banking corporations and private bankers. The document prohibits certain actions such as making loans or discounts to directors exceeding the allowed amount, making deposits with the understanding that loans will be made to directors, receiving deposits with the understanding that loans will be made to directors, intentionally concealing discounts or loans, and making agreements to allow early payment of certificates of deposit.

This legal document governs the ownership and payment of joint deposits and shares in banking organizations, foreign banking corporations, savings and loan associations, and credit unions operating in the state of New York. When a deposit or shares are made in the name of a depositor or shareholder and another person, they become joint tenants and are held for the exclusive use of the named persons. The deposit or shares, along with any additions and accruals, can be paid or delivered to either person during their lifetime or to the survivor after the death of one of them.

This legal document authorizes various types of mergers in the state of New York. It applies to corporations organized under the laws of New York, mutual savings banks, mutual savings and loan associations, safe deposit companies, banks, trust companies, stock-form savings banks, stock-form savings and loan associations, and subsidiaries or affiliates of a bank, trust company, savings bank or savings and loan association. The document does not specify any exemptions or penalties.

The provided legal document content covers various aspects related to stockholders and their rights in corporations, banking stock corporations, limited liability investment companies, and limited liability trust companies. It includes provisions governing stockholders’ derivative actions, preemptive rights, security for expenses in derivative actions, personal liability of stockholders, treatment of infant securityholders, maintenance of books and records, enforcement of the right to receive payment for shares, voting rights, class voting, quorum and vote requirements, action by written consent, voting by proxy, determination of stockholders entitled to various actions, notice requirements for meetings, duties of inspectors at meetings, election of directors at special meetings, meetings of stockholders, and by-laws.

This legal document governs the general provisions applicable to banking non-stock corporations in the state of New York. It defines the terms used in the document, including ‘Corporation’ which encompasses mutual savings banks, mutual savings and loan associations, mutual holding companies, and credit unions. The term ‘Director’ is also defined, referring to any member of the governing board of a corporation. The document further explains the meaning of ‘Organization certificate’, which includes the original certificate filed to form a corporation or foreign corporation, as well as any amendments, mergers, consolidations, or other certificates or instruments filed under any statute.

The provided legal document, known as the ATM Safety Act, governs the compliance requirements for banking institutions with automated teller machine (ATM) facilities. It outlines the security measures that banking institutions must maintain for each ATM facility, including the installation of surveillance cameras, adequate lighting, and locking devices for entry doors. The document also requires banking institutions to file a list of their ATM facilities with the department and provide safety information to customers.

This legal document grants powers to the superintendent to investigate and take action against individuals or entities suspected of engaging in fraud, misdemeanors, or felonies related to activities regulated by the superintendent or involving regulated products. The superintendent is authorized to undertake necessary investigations and determine if any violations have occurred. The document specifically mentions the applicable articles of the penal law related to the crimes and frauds. However, it clarifies that the authority granted does not limit the department’s ability to assist other entities in investigations involving violations of the law.