Can I use third-party payment processors on my website in Pennsylvania? What are the requirements?

Here are the requirements for using third-party payment processors on your website in Pennsylvania:

Electronic Payment Options

According to ^[3.1], a public utility may offer electronic payment options. Electronic payment programs must include the following requirements:

• Electronic bill payment shall be voluntary.
• The terms of the payment procedures shall be fully disclosed to the customer in writing, either by mail or electronically, before the customer enters the program.
• The public utility shall provide a receipt, or a confirmation, transaction or reference number, either electronically or on paper, to the customer upon payment through the electronic method.
• The public utility shall employ all reasonable measures to protect customer information from unauthorized disclosure and to prevent access to customer account records by persons who are not properly authorized to have access.

Based on the above information, there are no specific requirements mentioned for using third-party payment processors on your website in Pennsylvania. However, if you plan to offer electronic payment options, you must ensure that the terms of the payment procedures are fully disclosed to the customer in writing, either by mail or electronically, before the customer enters the program. Additionally, you must provide a receipt or confirmation to the customer upon payment through the electronic method and employ all reasonable measures to protect customer information from unauthorized disclosure.

Please let me know if you have any further questions.

Source(s):

• [3.1] Electronic bill payment.

Jurisdiction

Pennsylvania

• Privacy