Can I use third-party file sharing tools that collect personal information in Wisconsin? What are the requirements?

Based on the context documents provided, it appears that Wisconsin has specific requirements for the disclosure of nonpublic personal financial information and the sharing of account numbers for marketing purposes.

According to WIAC Ins 25.30, a licensee may not disclose any nonpublic personal financial information about a consumer to a nonaffiliated third party unless certain conditions are met, including providing the consumer with an initial notice and opt-out notice, giving the consumer a reasonable opportunity to opt-out, and the consumer does not opt-out.

WIAC Ins 25.40 prohibits a licensee from disclosing a policy number or similar form of access number or access code for a consumer’s policy or transaction account to any nonaffiliated third party for use in telemarketing, direct mail marketing, or other marketing through electronic mail to the consumer, except in certain circumstances such as to the licensee’s service provider solely in order to perform marketing for the licensee’s own products or services.

WIAC Ins 25.35 limits the re-disclosure and reuse of nonpublic personal financial information. If a licensee receives nonpublic personal financial information from a nonaffiliated financial institution under an exception in s. Ins 25.55 or 25.60, the licensee may use or disclose that information only under certain conditions. If a licensee receives nonpublic personal financial information from a nonaffiliated financial institution other than under an exception in s. Ins 25.55 or 25.60, the licensee may not disclose the information except to certain parties.

WIAC Ins 25.50 provides an exception to opt-out requirements for disclosure of nonpublic personal financial information for service providers and joint marketing. The opt-out requirements in ss. Ins 25.17 and 25.30 do not apply when a licensee provides nonpublic personal financial information to a nonaffiliated third party to perform services for the licensee or functions on the licensee’s behalf, or for the purpose of marketing goods or services under the brand name of a licensee under ch. Ins 15, or an affiliate of such a licensee, if certain conditions are met.

Therefore, it is important to review the terms and conditions of any third-party file sharing tools that collect personal information to ensure compliance with Wisconsin’s requirements for the disclosure of nonpublic personal financial information and sharing of account numbers for marketing purposes, as well as the limits on re-disclosure and reuse of nonpublic personal financial information.

Jurisdiction

Wisconsin

• Privacy