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Can I use third-party file sharing tools that collect personal information in Florida? What are the requirements?
Use of Third-Party File Sharing Tools in Florida
The use of third-party file sharing tools that collect personal information in Florida is subject to certain requirements.
According to Florida Administrative Code Rule 69O-128.016 [2.2][2.1][3.1], a licensee may disclose nonpublic personal financial information to third parties without providing notice and opt-out rights in certain circumstances. These exceptions include, but are not limited to, disclosures made with the consent or at the direction of the consumer, disclosures made to protect the confidentiality or security of a licensee’s records, disclosures made to comply with federal, state, or local laws, and disclosures made in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of a business or operating unit.
However, it is important to note that the use of third-party file sharing tools may also be subject to other laws and regulations, such as the federal Fair Credit Reporting Act (FCRA) and the General Data Protection Regulation (GDPR) if the tool is used to share personal information of individuals located in the European Union.
Therefore, before using any third-party file sharing tool that collects personal information, it is recommended that you consult with a legal professional to ensure compliance with all applicable laws and regulations.
Source(s):
- [2.1] Limits on Redisclosure and Reuse of Nonpublic Personal Financial Information
- [3.1] Limits on Redisclosure and Reuse of Nonpublic Personal Financial Information
- [2.2] Other Exceptions to Notice and Opt Out Requirements for Disclosure of Nonpublic Personal Financial Information
Jurisdiction
Florida