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Can I store personal information about my customers in Louisiana? What are the requirements?
Based on the provided context, you can store personal information about your customers in Louisiana, but you must comply with the requirements set forth in the Louisiana Administrative Code (LAC) and other relevant regulations.
Requirements for Storing Personal Information
According to LAC Part III Chapter 5 Section 557, all requests seeking disclosure of personal information shall be in writing, except electronic requests submitted to the department pursuant to a contract authorized by Subchapter B. All written requests shall be mailed to the assistant secretary or his designee at Box 64886 Baton Rouge, Louisiana 70896-4886. The requester shall provide such information as may be required by the department to establish the requester’s identity and the requester’s status as a person who may receive the requested personal information.
Exceptions to Disclosure of Personal Information
There are exceptions to the disclosure of personal information, as outlined in LAC Part XIII Chapter 99 Section 9933. For example, you may disclose nonpublic personal financial information with the consent or at the direction of the consumer, provided that the consumer has not revoked the consent or direction. You may also disclose personal information to comply with federal, state, or local laws, rules, and other applicable legal requirements.
Representations Regarding Records and Personal Information
If you do store personal information, you must comply with the representations regarding records and personal information, as outlined in LAC Part III Chapter 5 Section 563. No authorized recipient shall represent the records or personal information which the authorized recipient may use, resell, or redisclose as official records of the department.
Official Use of Personal Information
Finally, you may use personal information for official purposes as authorized by the DPPA and state law, as outlined in LAC Part III Chapter 5 Section 565.
Additionally, you must comply with other relevant regulations such as LARS § 9.3571 which outlines the requirements for the dissemination of specific credit information and 37 LAAC Part XIII Chapter 99 Section 9913 which requires an annual privacy notice to customers. You must also comply with limits on re-disclosure and reuse of nonpublic personal financial information as outlined in 37 LAAC Part XIII Chapter 99 Section 9925.
In summary, you can store personal information about your customers in Louisiana, but you must comply with the requirements set forth in the LAC and other relevant regulations. You may also disclose personal information in certain circumstances, but you must comply with the exceptions outlined in the LAC and other relevant regulations.
Jurisdiction
Louisiana