Can I skip verifying consumer requests in Vermont? What are the requirements?

Based on the context documents, you cannot skip verifying consumer requests in Vermont. The requirements for obtaining consumer consent in Vermont are outlined in VTCR 06-031-012 § 112.03.

Consumer Consent Requirements in Vermont

According to VTCR 06-031-012 § 112.03, a person required to obtain consumer consent pursuant to 9 V.S.A. §§ 2480e and 2480g shall obtain said consent in writing if the consumer has made a written application or written request for credit, insurance, employment, housing or governmental benefit. If the consumer has applied for or requested credit, insurance, employment, housing or governmental benefit in a manner other than in writing, then the person required to obtain consumer consent pursuant to 9 V.S.A. §§ 2480e and 2480g shall obtain said consent in writing or in the same manner in which the consumer made the application or request. The terms of this rule apply whether the consumer or the person required to obtain consumer consent initiates the transaction.

Furthermore, consumer consent required pursuant to 9 V.S.A. §§ 2480e and 2480g shall be deemed to have been obtained in writing if, after a clear and adequate written disclosure of the circumstances under which a credit report or credit reports may be obtained and the purposes for which the credit report or credit reports may be obtained, the consumer indicates his or her consent by providing his or her signature.

Therefore, it is important to obtain written consent from consumers in Vermont, and to provide clear and adequate written disclosure of the circumstances under which a credit report or credit reports may be obtained and the purposes for which the credit report or credit reports may be obtained.

Jurisdiction

Vermont

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