Can I skip verifying consumer requests in Iowa? What are the requirements?

Based on the context documents, you cannot skip verifying consumer requests in Iowa. The Iowa Consumer Credit Code Administrator requires that requests for information or interpretation of the Iowa consumer credit code be made in writing, by telephone, or in person ^[1.1]. Similarly, petitions for declaratory rulings and rulemaking must be filed with the Administrator of the Iowa Consumer Credit Code ^[2.1][3.1]. The Administrator may also require additional information from the petitioner ^[3.1].

Furthermore, the Administrator is authorized to take enforcement actions against persons who violate the Iowa consumer credit code ^[1.2]. The Administrator is also required to keep a record of each written complaint received concerning issues under the Iowa consumer credit code ^[1.3]. Complaints may be made orally or in writing, but the Administrator may require a formal complaint if it involves significant factual detail ^[1.4].

Therefore, it is important to follow the specific requirements outlined in the Iowa consumer credit code when making requests or filing petitions. Skipping the verification process may result in the denial of the request or petition.

Source(s):

• [1.1] Information.
• [2.1] Petition.
• [1.2] Enforcement actions.
• [1.3] Record of complaints.
• [3.1] Form and content of petition.
• [1.4] Complaints.

Jurisdiction

Iowa

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