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Can I skip obtaining consent to sell personal information in Pennsylvania? What are the requirements?
Based on the context documents provided, you cannot skip obtaining consent to sell personal information in Pennsylvania.
Requirements for selling personal information in Pennsylvania
According to 31 PACO Section 146a.21, a licensee may not disclose nonpublic personal financial information about a consumer to a nonaffiliated third party unless all of the following conditions are met:
- The licensee has provided to the consumer an initial notice as required under § 146a.11 (relating to initial privacy notice to consumers required).
- The licensee has provided to the consumer an opt-out notice as required in § 146a.14 (relating to form of opt-out notice to consumers and opt-out methods).
- The licensee has given the consumer a reasonable opportunity, before it discloses the information to the nonaffiliated third party, to opt-out of the disclosure.
- The consumer does not opt-out.
Therefore, obtaining consent from the consumer is required before selling personal information in Pennsylvania.
Exceptions to obtaining consent
There are exceptions to the opt-out requirements for disclosure of nonpublic personal financial information. These exceptions are listed in 31 PACO Section 146a.33. However, none of these exceptions allow for skipping the requirement to obtain consent before selling personal information.
In summary, you cannot skip obtaining consent to sell personal information in Pennsylvania. The requirements for selling personal information in Pennsylvania are outlined in 31 PACO Section 146a.21.
Jurisdiction
Pennsylvania