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Can I collect debit card information from participants in Nebraska? What are the requirements?
Collecting Debit Card Information in Nebraska
In Nebraska, there are no specific laws that prohibit collecting debit card information from participants. However, it is important to ensure that any collection of personal information is done in compliance with applicable state and federal laws.
Under the Nebraska Consumer Protection Act, businesses are required to take reasonable steps to safeguard personal information collected from customers [1.2]. Additionally, the federal Fair Credit Reporting Act (FCRA) regulates the collection, use, and disclosure of consumer credit information [1.2].
If you plan to collect debit card information from participants, it is recommended that you provide clear and conspicuous notice of your data collection practices, obtain consent from participants, and implement appropriate security measures to protect the information collected [1.2].
Requirements for Collecting Personal Information
As mentioned above, businesses in Nebraska are required to take reasonable steps to safeguard personal information collected from customers. This includes implementing appropriate security measures to protect against unauthorized access, use, or disclosure of personal information [1.2].
Additionally, under the FCRA, businesses that collect and use consumer credit information are required to comply with certain requirements, such as providing consumers with notice of their rights under the law and obtaining written consent before obtaining a consumer report [1.2].
It is recommended that you consult with a legal professional to ensure that your data collection practices comply with all applicable laws and regulations.
[1.2]: NEAC 316-35-202
Source(s):
- [1.2] LICENSE REQUIREMENTS
Jurisdiction
Nebraska