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Can I collect debit card information from participants in Louisiana? What are the requirements?

Based on the information provided in the Louisiana Revised Statutes, there are no specific provisions that prohibit the collection of debit card information from participants in Louisiana. However, there are specific procedures that must be followed before accepting debit cards as payment, including verifying that the card has not expired, obtaining proper authorization for use of the card, and verifying that the signature on the receipt corresponds to the signature on the signature panel on the card [1.1]. Additionally, the department may charge a convenience fee on any transaction whereby a customer requests payment by debit card for payment through telephone, in person, by regular mail, or via the Internet to conduct business with the department [1.1].

Furthermore, the Louisiana Revised Statutes allow state entities to accept payment of any obligation by credit card, debit card, and similar payment devices approved by the Treasurer [2.1][2.2]. However, each entity must apply for participation by completing a merchant service agreement, and the original completed application must be delivered to the treasury [2.2].

It is important to note that the provisions of Louisiana Revised Statutes Chapter 51 do not apply to a location of business in the state of Louisiana where a physical copy of an individual’s current driver’s license, valid passport, or visa issued by the federal government or another country or nation, or other card of identity is held in compliance with state or federal law [3.2].

Therefore, it is recommended that you consult with a legal professional to ensure that you are following all applicable laws and regulations when collecting debit card information from participants in Louisiana.

Source(s):
Jurisdiction

Louisiana