Can I collect debit card information from participants in Alaska? What are the requirements?

Based on the information provided in the context documents, you may collect debit card information from participants in Alaska subject to certain requirements.

Truncation of Card Information

According to AKST 45.48.750, a person who accepts credit cards or debit cards for the transaction of business may not print more than the last four digits of the card number or the expiration date on any receipt or other physical record of the transaction provided at the point of the sale or transaction. This section applies only to receipts that are electronically printed and does not apply to transactions in which the sole means of recording a credit card or debit card account number is by handwriting or by an imprint or copy of the card. A person may not sell a device that electronically prints more than the last four digits of a credit card or debit card number or expiration date on a consumer receipt for a business transaction or on a copy retained by a business person for a business transaction. An individual may bring a civil action in court against a person who knowingly violates (a) of this section and may recover actual economic damages, court costs allowed by the rules of court, and full reasonable attorney fees. A person who knowingly violates this section is liable to the state for a civil penalty not to exceed $3,000.

Application and Documents for a Driver’s License or Identification Card that is Federally Compliant

According to 2 AKAC 90.570, an applicant for a driver’s license or identification card that is federally compliant must present at least one of the following source documents to establish identity:

• a valid, unexpired United States passport issued by the United States Department of State;
• a certified original or certified copy of the applicant’s birth certificate filed with a state or territory of the Unites States Office of Vital Statistics or equivalent agency in the applicant’s state or territory of birth;
• a consular Report of Birth Abroad issued by the United States Department of State, Form FS-240, DS-1350 or FS-545;
• a valid, unexpired Permanent Resident Card issued by the United States Department of Homeland Security or the United States Immigration and Naturalization Service;
• an unexpired employment authorization document issued by the United States Department of Homeland Security, Form I-766 or Form I-688B;
• an unexpired foreign passport with a valid, unexpired United States visa affixed accompanied by the approved I-94 form documenting the applicant’s most recent entry into the United States;
• a Certificate of Naturalization issued by the Department of Homeland Security, Form N-550 or Form N-570;
• a Certificate of Citizenship, Form N-560 or Form N-561, issued by the United States Department of Homeland Security;
• a driver’s license or identification card that is federally compliant issued in accordance with the standards established by this chapter; or
• other evidence of comparable validity designated by the United States Department of Homeland Security in notice published in the Federal Register.

To document the principal residence address, an applicant must present at least two documents acceptable to the department that include the individual’s name and principal residence.

Verification of Documents

According to 2 AKAC 90.580, the department must verify the documents and information required under 2 AAC 90.570 with the issuer of the document. The department must use systems for electronic validation of document and identity data as they become available or United States Department of Homeland Security approved alternate methods.

Conclusion

Based on the above information, you may collect debit card information from participants in Alaska subject to the truncation requirements outlined in AKST 45.48.750. If you are collecting debit card information for the purpose of issuing a driver’s license or identification card that is federally compliant, you must comply with the requirements outlined in 2 AKAC 90.570, including presenting acceptable source documents to establish identity and principal residence, and the verification requirements outlined in 2 AKAC 90.580.

Jurisdiction

Alaska

• Privacy