Can I collect credit card information from participants in Wisconsin? What are the requirements?

Based on the documents provided, there are limitations and exceptions to collecting credit card information from customers in Wisconsin.

Limitations on collecting credit card information

According to WIST 423.401, a merchant may not record a customer’s address, telephone number, or any other identification information as a condition for accepting a credit card as payment for a consumer credit transaction, except under certain exceptions.

Exceptions to collecting credit card information

Under WIST 423.401, a merchant may record a customer’s address or telephone number if the credit card issuer does not require the merchant to obtain prior authorization as to the availability of credit in order to complete the credit card transaction, or if the merchant requires the information for shipping, delivery, service orders, installation purposes, or to notify the customer of a special order.

Conclusion

Based on the documents provided, a merchant in Wisconsin may collect credit card information from customers under certain exceptions. However, the merchant must comply with the limitations and exceptions outlined in WIST 423.401.

Note that this response only applies to collecting credit card information and does not cover other aspects of credit card transactions, such as credit card laundering.

Source(s):

• [1.1] Credit card identification information.

Jurisdiction

Wisconsin

• Privacy