Can I collect credit card information from participants in Pennsylvania? What are the requirements?

Collecting Credit Card Information in Pennsylvania

According to 19 PACO Section 3.105, a credit card may be used in payment of fees and charges in Subchapter A (relating to fees and charges generally). However, this service will not be available to the public until after the Department publishes notice in the Pennsylvania Bulletin that the service is available.

Regarding the collection of credit card information from participants in Pennsylvania, there are no specific provisions in the context documents that address this issue. However, if you are a licensee who wants to obtain credit from a participant, you must follow the application and verification procedures for granting credit outlined in 58 PACO Section 609a.3.

This section requires that a patron who wants to obtain credit from a certificate holder shall file a credit application with the certificate holder which contains, at a minimum, the following information:

• The patron’s name
• The address of the patron’s residence
• The patron’s telephone number
• Bank account information including the name and location of the patron’s bank, the account number of the patron’s personal checking account, and the credit limit requested by the patron
• The approximate amount of the patron’s current indebtedness
• The amount and source of income or assets in support of the requested credit limit
• The patron’s signature indicating acknowledgement of the terms and conditions of the credit application

The credit clerk shall verify the patron’s personal checking account information, outstanding indebtedness, and current casino credit limits and outstanding balances. The credit clerk shall also verify that the patron’s name is not on the list of individuals who have voluntarily requested suspension of credit privileges or the list of individuals who have voluntarily placed themselves on the casino self-exclusion list or the exclusion list.

Therefore, if you want to collect credit card information from participants in Pennsylvania, you must follow the application and verification procedures outlined in 58 PACO Section 609a.3.

Conclusion

You can use a credit card to pay fees and charges in Pennsylvania, but the service is not available to the public until after the Department publishes notice in the Pennsylvania Bulletin that the service is available. If you want to obtain credit from a participant, you must follow the application and verification procedures for granting credit outlined in 58 PACO Section 609a.3.

Jurisdiction

Pennsylvania

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