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Can I collect credit card information from participants in Idaho? What are the requirements?

Based on the documents provided, it is illegal to collect credit card information from participants in Idaho without proper authorization.

Relevant Law

Forgery of a financial transaction card is illegal in Idaho [1.1]([1.2]). Additionally, a college or university located in Idaho may make available to its student body and to members of its faculty and staff a university debit card program. A debit card transaction may be used only to purchase goods or services from the college or university or through its approved vendor located on the principal campus of the college or university, which goods or services traditionally are provided by a college or university to its students, faculty or staff [2.2]([2.2]).

Protection of Personal Information

Except as otherwise specifically provided by law, a person shall not intentionally communicate an individual’s social security number to the general public [5.1]([5.1]).

Payment Card Receipts

A merchant who accepts a payment card for the transaction of business may not print more than the last five (5) digits of the payment card’s account number or print the payment card’s expiration date on a receipt provided to the cardholder [3.1]([3.1]).

Conclusion

Based on the above information, it is illegal to collect credit card information from participants in Idaho without proper authorization. If you are a college or university located in Idaho, you may offer a university debit card program, but only for the purchase of goods or services provided by the college or university.

Therefore, if you are not a college or university located in Idaho, you cannot collect credit card information from participants in Idaho without proper authorization. Additionally, a merchant who accepts a payment card for the transaction of business may not print more than the last five (5) digits of the payment card’s account number or print the payment card’s expiration date on a receipt provided to the cardholder.

Source(s):
Jurisdiction

Idaho