Can I collect credit card information from participants in Arizona? What are the requirements?

Based on the documents provided, there are several laws and regulations in Arizona that govern the collection of credit card information.

Requirements for Collecting Credit Card Information in Arizona

1. Acceptance of Credit Card Agreement: According to AZRS 44-7802, a cardholder’s acceptance of the terms and conditions of a credit card account may be established as binding and enforceable in accordance with the terms and conditions of the credit card agreement or by either of the following other methods:
2. The cardholder’s written or electronic signature or by any other electronic record acceptance as provided by title 44, chapter 26, article 1.
3. Any cardholder or authorized user uses the credit card account.
4. Credit Card Transaction Receipts: AZRS 44-1367 states that a person who enters into a contract for the purpose of providing that person or another person with the means of accepting payment by credit card in exchange for goods or services shall not allow to be printed more than the last five digits of the credit card account number or the credit card expiration date on a credit card receipt provided to the cardholder.
5. Fraudulent Use of a Credit Card: AZRS 13-2105 states that a person commits fraudulent use of a credit card if the person, with intent to defraud, uses, for the purposes of obtaining or attempting to obtain money, goods, services or any other thing of value, a credit card or credit card number obtained or retained in violation of this chapter or a credit card or credit card number which the person knows is forged, expired, cancelled or revoked.
6. Possession of Machinery, Plate or Other Contrivance or Incomplete Credit Card: AZRS 13-2106 states that a person commits possession of machinery, plate or other contrivance or incomplete credit card if such person possesses an incomplete credit card with intent to complete it without the express consent of the issuer or possesses, with intent to defraud and with knowledge of its character, any machinery, plate or any other contrivance designed to reproduce an instrument or device purporting to be the credit card of an issuer who has not consented to the preparation of such credit card.

Conclusion

Based on the above laws and regulations, it is legal to collect credit card information from participants in Arizona as long as it is done in accordance with the terms and conditions of the credit card agreement and the credit card transaction receipts do not contain more than the last five digits of the credit card account number or the credit card expiration date. However, it is illegal to possess an incomplete credit card with intent to complete it without the express consent of the issuer or possess any machinery, plate or any other contrivance designed to reproduce an instrument or device purporting to be the credit card of an issuer who has not consented to the preparation of such credit card.

Jurisdiction

Arizona

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