Can I collect bank account information from participants in Wyoming? What are the requirements?

Based on the provided context documents, it appears that you may collect bank account information from participants in Wyoming for the purpose of online sports wagering. However, there are specific requirements that must be followed.

Requirements for Collecting Personal Identifying Information (PII)

According to WYAR § 1, a sports wagering operator or sports wagering vendor must collect the following PII from the individual for each patron:

• The patron’s full legal name
• The patron’s date of birth
• The patron’s principal residential address. A post office box is not acceptable
• The patron’s Social Security number, or the last four (4) digits of the Social Security number, or an equivalent identification number for a noncitizen patron, such as a passport or taxpayer identification number
• Any other information collected from the patron used to verify his or her identity and to prove the patron is at least eighteen (18) years of age.

Requirements for Maintaining Electronic Patron File

WYAR § 1 also requires that a sports wagering operator or sports wagering vendor must maintain an electronic patron file, which must, at a minimum, include the following for each patron, as applicable:

• Unique patron ID and username (if different)
• The information indicated in subsection (b) to register a patron and create the account
• Encrypted PII, including the government identification number (full or partial social security number, taxpayer identification number, passport number, or equivalent), authentication credential (password, PIN, etc.), and personal financial information (debit instrument numbers, credit card numbers, bank account numbers, etc.)
• The date and method of identity verification, including, where applicable, the document number of the government issued identification credential examined and its date of expiration, if applicable. If a government issued identification credential is not required for registration, the electronic record that details the process used to confirm the patron’s identity must be recorded
• The date of patron agreement to the terms and conditions and privacy policies
• Account details and current balance, including any incentive credits. All restricted wagering credits and unrestricted funds that have a possible expiration shall be maintained separately
• Previous sports wagering accounts, if any, and reason for de-activation
• The date and method from which the sports wagering account was registered
• The date and time a sports wagering account is accessed by any person, including IP Address
• The current status of the sports wagering account (e.g., active, dormant, closed, suspended, excluded, etc.).

Conclusion

Based on the above requirements, it appears that you may collect bank account information from participants in Wyoming for the purpose of online sports wagering, as long as you follow the specific requirements outlined in WYAR § 1 and maintain an electronic patron file as outlined in WYAR § 1.

Jurisdiction

Wyoming

• Privacy