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Can you summarize UTCO Title 13, Chapter 38a?
Commerce and Trade > Financial Transaction Card Protection Act
Short Summary
The provided legal document content pertains to the Financial Transaction Card Protection Act, specifically the General Provisions section. This act governs the use of financial transaction cards, which include various types such as credit cards, debit cards, and bank services cards. The act prohibits printing more than the last five digits of the financial transaction card account number or the financial transaction card expiration date on the card receipt. These requirements apply only to electronically printed receipts and do not apply to transactions where the initial means of recording the card number is by handwriting or an imprint/copy of the card. The document allows individuals to bring an action against those who violate these requirements, seeking to recover actual damages, court costs, reasonable attorney fees, and injunctions against conduct in violation of the chapter. The document does not specify any penalties for non-compliance. Overall, the document aims to protect the privacy and security of financial transaction cardholders by limiting the information printed on receipts.
Whom does it apply to?
Persons accepting financial transaction cards for business transactions
What does it govern?
Financial Transaction Card Receipts
What are exemptions?
Transactions where the initial means of recording the card number is by handwriting or an imprint/copy of the card
What are the Penalties?
No specific penalties mentioned
Jurisdiction
Utah