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Can you summarize RIGL 11-49-4?
Credit Card Crime Act > Fraudulent use of credit cards.
Short Summary
This section of the State of Rhode Island General Laws, specifically the Credit Card Crime Act, governs the fraudulent use of credit cards. It prohibits any person from using a credit card obtained or retained in violation of the law, or using a credit card that they know is forged, expired, or revoked. Additionally, it is a violation to obtain money, goods, services, or anything else of value by misrepresenting oneself as the cardholder without their consent or by claiming to hold a card that has not been issued. The penalties for violating this section depend on the value of the obtained items. If the value does not exceed $100 in any six-month period, the violator is subject to penalties set forth in 11-49-10(a). If the value exceeds $100 in any six-month period, the violator is subject to penalties set forth in 11-49-10(b).
Whom does it apply to?
Any person who uses a credit card obtained or retained in violation of this law or a credit card which they know is forged, expired, or revoked, or who obtains money, goods, services, or anything else of value by misrepresenting themselves as the cardholder
What does it govern?
Fraudulent use of credit cards
What are exemptions?
No exemptions are mentioned.
What are the Penalties?
Subject to penalties set forth in 11-49-10(a) if the value of all obtained items does not exceed $100 in any six-month period. Subject to penalties set forth in 11-49-10(b) if the value exceeds $100 in any six-month period.
Jurisdiction
Rhode Island