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Can you summarize ORRS 646A.612?
Trade Regulation > Conditions for lifting or removing security freeze.
Short Summary
This legal document governs the conditions for lifting or removing a security freeze placed on a consumer report. It applies to consumer reporting agencies. According to the document, a consumer reporting agency shall temporarily lift or remove a security freeze upon a consumer’s request. The agency may also lift or remove a security freeze if it was placed due to a material misrepresentation of fact by the consumer or their representative. In such cases, the agency must provide written notice to the consumer, protected consumer, or representative at least five business days before removing the security freeze or deleting the protective record. The document does not mention any specific exemptions or penalties.
Whom does it apply to?
Consumer reporting agencies
What does it govern?
Lifting or removing security freeze
What are exemptions?
No exemptions are mentioned.
What are the Penalties?
No penalties are mentioned.
Jurisdiction
Oregon