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Can you summarize ORRS 646A.210?
Trade Regulation > Requiring credit card number as condition for accepting check or share draft prohibited; exceptions.
Short Summary
This legal document prohibits the requirement of providing a credit card number or expiration date as a condition for accepting a check or share draft, unless the credit is issued by the person requiring the information. However, there are exceptions to this prohibition. These exceptions include requesting a credit card for creditworthiness or additional identification, recording credit card information as a security deposit, recording credit card information when the card issuer guarantees checks or share drafts, requesting and recording personal information of a person offering payment by check, and verifying the signature, name, and expiration date on a credit card. The document applies to any individual, corporation, partnership, or association. No specific penalties are mentioned in this document.
Whom does it apply to?
Any individual, corporation, partnership or association
What does it govern?
Requiring credit card number as condition for accepting check or share draft
What are exemptions?
Exceptions include requesting a credit card for creditworthiness or additional identification, recording credit card information as a security deposit, recording credit card information when the card issuer guarantees checks or share drafts, requesting and recording personal information of a person offering payment by check, and verifying the signature, name, and expiration date on a credit card.
What are the Penalties?
No specific penalties mentioned.
Jurisdiction
Oregon